State wise list of UOB IFSC code, MICR code and addresses of all branches in India

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United Overseas Bank (UOB) IFSC Code:

IFSC codes have been allotted to all the branches of banks in India to easily identify transactions done through a particular branch. IFSC codes are alphanumeric, 11-digit codes, which are unique to a single branch and do not ever repeat. Money transfers can be done to a particular branch by compulsorily entering IFSC codes or MICR codes. These codes also helps users ensure that the transferred funds go to the right person, without any hassles. The Reserve Bank of India has assigned separate codes to all banks in India and mandates their usage for all online transactions. An IFSC code can be explained as carrying three different segments. The first four alphabets represent the name of the bank to which the code has been assigned. Then comes a zero which is generally a control character, left for future use. The next six digits of the code signify the specific branch of United Overseas Bank and this is always unique. The last six digits change with every branch available.

Given below is an example of a United Overseas Bank IFSC code:

  • "UOVB0000001" - IFSC Code for a United Overseas Bank
  • First four alphabets - UOVB - Name of the bank, i.e., United Overseas Bank
  • 0 - For future use
  • 000001 - Indicates a particular branch of United Overseas Bank

How to Search for UOB IFSC and MICR Codes?

IFSC codes and MICR codes can be easily procured if the bank's full name and the branch is known. Users can conveniently find MICR codes and IFSC codes printed on cheque books/leaves issued by United Overseas Bank. The Reserve Bank of India site also offers the complete list of IFSC codes required for customers. The other sources available for getting IFSC codes are either third party financial websites or from the bank's website.

BankBazaar gives a comprehensive table carrying IFSC codes for United Overseas Bank's branches within India. Any user visiting the BankBazaar website has to select the Bank IFSC code link present at the bottom of the main page. Customers clicking on this link will be taken to a second page carrying four dropdowns. Customers have to enter certain details like state, bank, branch and district in order to get IFSC codes or MICR codes for United Overseas Bank. The generated table also contains the phone number, address of the branch, name, branch code etc.

UOB customers can conveniently make online fund transfers by using NEFT or RTGS services, available on the bank's website.

National Electronic Funds Transfer (NEFT):

National Electronic Funds Transfers (NEFT) are done in batches and have a specific timing within which the funds are settled by UOB. This process works based on Deferred Net Settlements and is done on an hourly schedule. The money is credited to the beneficiary on the same day, if the batch clearance is within the stipulated time frame. Otherwise the money is credited on the next working day.

Real Time Gross Settlement System (RTGS):

Real Time Gross Settlement System (RTGS) transfers are done on an individual transaction basis, i.e., the clearance of funds are schedules one by one. As per the standing instructions set, UOB settles RTGS transactions within the current working day. RTGS is one of the fastest modes of fund transfers available and can be performed on completely secure platforms.

As one of the top banks in Singapore, the United Overseas Bank opened its first Indian branch in Mumbai in 2009. In India, UOB concentrates on providing retail banking, wholesale banking, lending, trade finance services and treasury services to corporations, financial establishments and individual customers. At the global level, UOB offers the following services - private banking, commercial banking, corporate banking, treasury, futures broking, capital market activities, investment, asset management, personal financial services, stockbroking services, insurance and venture capital management. UOB won the "Best SME Banking Business" award at the Asian Banker's 10th International Excellence in Retail Financial Services Awards Program and was also recognised as the "Best Retail Bank in Singapore" in 2011.

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