Thrissur District Cooperative Bank Ltd IFSC and MICR Code:

Thrissur District Co-Operative Bank IFSC Code

Every bank branch that operates in the country is provided with a unique 11-digit Indian Financial System Code (IFSC). With the help of the code, individuals can perform any kind of online transaction using methods like NEFT, RTGS, IMPS, and net banking. The code is provided to the bank branches by the country’s apex bank known as the Reserve Bank of India. The methods like NEFT, RTGS, IMPS introduced by RBI makes the entire process of transferring money from one account to another a smooth one. It needs to be mentioned that the IFSC code needs to be provided to make fund transfers. The 11-digit code which is unique for every bank branch consists of three parts. The first four characters represent the name of the bank, the fifth character which is ‘0’ is for future use while the last 6 characters help in the identification of the specific bank branch.

Here, we have listed a couple of branches of Thrissur District Co-Operative Bank located in Kerala:

How to Search Thrissur District Co-Operative Bank IFSC and MICR Code?

The IFSC and MICR codes of Thrissur District Co-Operative Bank can be found by individuals on the cheque leaf issued by the bank to its customers. The information can be also be obtained from the bank website, RBI website or through any other third-party financial website. The BankBazaar website also provides information regarding IFSC and MICR codes.

If the individual wants to find the IFSC and MICR codes of Thrissur District Co-Operative Bank branches on BankBazaar, he/she needs to visit the BankBazaar website and go to the bottom of the page. There the individual will find the link titled ‘Bank IFSC Code’. On clicking the link, the individual is redirected to the IFSC and MICR codes directory. There, the name of the bank, state, district, and the particular branch whose IFSC and MICR codes are being looked for are needed to be entered. Once the options are provided, the website will display not only the IFSC and MICR codes for the particular branch but also details like bank name, address, district, state, branch name, phone number and branch code.

How to Transfer Money using NEFT and RTGS Processes?

Thrissur District Co-Operative Bank offers its customers financial methods like NEFT and RTGS to transfer money to other bank accounts either of the same bank or other banks. For transferring funds using the above methods, the individual needs to provide the 11-digit IFSC code.

• NEFT - Using the NEFT method, individuals can make convenient money transfers to any bank account. The NEFT transactions carried out using the IFSC code can be done either through online mode or through the offline mode. There is no limit on the transaction amount for NEFT. Funds transfer initiated through NEFT within the working hours of the bank are carried out on the same day itself.
• RTGS - The method of Real Time Gross Settlement (RTGS) is used for high-value monetary transfers. It is a fast way to transfer money to other beneficiaries using the 11-digit alphanumeric IFSC code provide by RBI to all bank branches that operate in the country. The transactions made through RTGS are processed as soon as the request is received by the bank.

About Thrissur District Co-Operative Bank

Thrissur District Co-Operative Bank started functioning in 1918. It was set up as the apex bank of the former Cochin state having 39 affiliated societies and a paid up capital of Rs.2795/- only. The banks first president and secretary were Manakulam Kunjunni Raja and V.K Varkey. The bank started extending finance to individuals only in 1978. Until then, it had extended finance only through primary co-operatives.

As of now, the bank functions with its registered office at Thrissur and provides financial facilities to all the whole of the revenue district courtesy its 58 branches. The bank provides its customers with all the modern banking facilities like micro ATM facilities, IMPS facility, and RuPay ATM cards with the help of its mobile banking app. Apart from this, the bank which is to complete 100 years of its existence in the current year has an e-Lobby at Thrissur. The e-lobby which can be self-operated by the customers is quite helpful for purposes such as depositing cash and cheques, printing passbooks and to withdraw cash.