The Zoroastrian Cooperative Bank IFSC and MICR Code:

State wise list of The Zoroastrian Cooperative Bank IFSC code, MICR code and addresses of all branches in India

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The Zoroastrian Co-Operative Bank IFSC Code:

Have you ever wondered how the NEFT and RTGS transactions are routed properly to the right accounts? An 11 digit code, Indian Financial System Code, helps to transfer the funds correctly to the concerned account. Every bank branch has a unique 11 digit IFSC code that acts an ID. The first four digits of the IFSC code denote the bank name and is usually alphabetic characters. The fifth character is "0" and is especially reserved for future use. The last six characters denote the bank branch and is numeric. IFSC codes saves time, enables faster processing and decreases error rate when transferring funds from one account to other. An example of IFSC code for the Zoroastrian Co-Operative Bank is ZCBL0xxxxxx where "ZCBL" denotes the bank name and last six characters refer to the bank branch.

How to Search for the Zoroastrian Co-Operative Bank IFSC Code and MICR code?

If you hold an account with the Zoroastrian Co-Operative Bank and if you wish to know the IFSC code for your bank branch, you can refer to the cheque leaflet. The list of IFSC code for all Zoroastrian Co-Operative Banks is available on the RBI website as well. Various other sites also provide IFSC codes of the bank branch that you are looking for. At BankBazaar, you can find the IFSC code of any Zoroastrian Co-Operative Bank branch in an instant. You have to enter the following details to find the IFSC code.

  • Name of bank
  • State and district of the bank branch
  • Branch name

You can also select the above information easily from a drop down menu to avoid confusion. Once you input all information, the IFSC code will be generated in a second. The MICR code, branch address, branch code and phone number for the Zoroastrian Co-Operative Bank will also be displayed,

Using the online money transfer facilities, a customer can easily transfer amount from one account in a bank to another account in a different bank in an instant.

The Zoroastrian Co-Operative Bank offers NEFT and RTGS facilities for the benefit of customers.

National Electronic Funds Transfer (NEFT):

The acronym NEFT means National Electronic Fund Transfer and this system facilitates transfer of funds by operating in an hourly basis. There are twelve settlement batches on weekdays from 8 am to 7 pm and six batches on Saturdays from 8 am to 1 pm. There is no maximum or minimum limit that could be transferred using NEFT. For cash based remittances, the maximum amount for NEFT is limited to Rs. 50,000. You will need the following details to carry out a NEFT transaction with the Zoroastrian Co-Operative Bank.

  • Beneficiary name
  • Beneficiary's account number
  • Amount to be transferred via NEFT
  • Beneficiary bank IFSC code
  • Remarks from sender to receiver, if any

The charges levied by the Zoroastrian Co-Operative Bank for NEFT is as follows.



Minimum Amount

Re. 1

Maximum Amount

No Limit

Transaction Charges

Maximum Rs. 15/- + Service Tax

Real Time Gross Settlement System (RTGS):

RTGS stands for Real Time Gross Settlement and is a method of electronic fund transfer, currently, over 1 lakh banks in India are RTGS enabled. In RTGS, the transaction requests are processed in real-time meaning the beneficiary bank received the instructions immediately and the requests are not bundled with other transactions. The fund transfer settlements take place individually. It is important to note that RTGS is generally used for high value transactions and the minimum amount that can be transferred using NEFT is Rs. 2 lakhs while there is no upper limit.

The Zoroastrian Co-Operative Bank offers inter-bank money transfer facility via RTGS and to carry out a RTGS operation with the Zoroastrian Co-Operative Bank, the customer must give the following details.

  • Beneficiary name and account number
  • Beneficiary's bank name and branch
  • IFSC code of beneficiary bank
  • Amount to be transferred

The charges levied by the Zoroastrian Co-Operative Bank for RTGS is as follows.



Minimum Amount

Rs. 2, 00,000

Maximum Amount

No Limit

Transaction Charges

Maximum Rs. 25/- + Service Tax

The Zoroastrian Co-Operative Bank was established in 1927 and achieved the status of a Multi-State Scheduled Co-Operative Bank in 2013. The Bank extends its operations in Surat, Baroda, Bharuch, Anand, Ahmedabad, Nadiad, Valsad and Navsari. After the Zoroastrian Co-Operative Bank came out of the low profile status, it has seen colossal growth. The business profit for the Zoroastrian Co-Operative Bank currently stands at Rs.1365. 36 crores. The capital adequacy for the Zoroastrian Co-Operative Bank is 15.87% which is way above the Reserve Bank of India requirement of 9%. The bank's non-performing assets is zero which indicates assets of very good quality. The Zoroastrian Co-Operative Bank offers banking services for individual customers and corporate clients and extends products in areas like loans, deposits and accounts. For the benefit of customers, the Zoroastrian Co-Operative Bank has implemented Core Banking Solutions (CBS) to offer Any Branch Banking services. For hassle-free banking experience and accessibility, the Zoroastrian Co-Operative Bank has also launched an interactive website for customers. Excellent standards of corporate management, impeccable maintenance of asset portfolio, state-of-the-art banking technologies and helpful customer services make banking with the Zoroastrian Bank a delight for the customers.

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