The Surat Peoples Cooperative Bank IFSC and MICR Code:

State wise list of The Surat Peoples Cooperative Bank IFSC code, MICR code and addresses of all branches in India

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The Surat People's Cooperative Bank IFSC Code:

The Surat People's Cooperative Bank has made it simple for people for people to transfer funds from one bank account to another through its NEFT and RTGS services. These services are a secure and fast way of transferring money between banks. While using these services, people have to provide the IFSC code of the beneficiary's bank. IFSC code is alphanumeric and stands for Indian Financial System code. This code contains 11 characters, the first four are alphabetic symbolizing the bank's name, which is ‘SPCB' in case of The Surat People's Cooperative Bank. The last six characters are generally numeric symbolizing the bank's branch name, which is between 251001 and 251026 for the branches of this bank. The fifth character is ‘0' (zero) and is reserved because it might come in use in the future.

How to Search for The Surat People's Cooperative Bank IFSC and MICR Codes?

The Surat People's Cooperative Bank's IFSC and MICR codes can be found on their official website and on the leaflets of their cheque books. There are many other websites online, which provide people with the IFSC and MICR codes of all banks. BankBazaar is one such website, which provide this IFSC and MICR codes of Indian banks free of cost.

To get the IFSC and MICR codes of the Surat People's Cooperative Bank on BankBazaar, people have to start by opening the homepage and then locate and click on ‘Bank IFSC Code' on the bottom section. They will be directed to another page where they have to select the bank name, state, district and the branch name from the drop down menus, after which the IFSC and MICR code for the particular branch of the bank will be automatically generated.

Sending money from one bank to another is a hassle free process today as one can easily use the NEFT and RTGS money transfer facilities provided by the Surat People's Cooperative Bank to do so.

National Electronic Funds Transfer (NEFT):

The Surat People's Cooperative Bank NEFT service can be availed on the working days of the bank. This facility allows people to transfer money safely between banks and all the transfers are done in batches. To avail this service, a person has to pay certain fees to the bank, the details of which are mentioned as follows -

  • If the transfer amount is up to Rs.10, 000, the fee charged is Rs.3
  • If the transfer amount is between Rs.10, 000 and Rs.1, 00, 000, the fee charged is Rs.6
  • If the transfer amount is between Rs.1, 00, 000 and Rs.2, 00, 00, the fee charged is Rs.17
  • If the transfer amount is more than Rs.2, 00, 000, the fee charged is Rs.28

Apart from the fees, he or she has to provide certain details about the receiver such as –

  • The receiver's name
  • The receiver's bank and branch name
  • IFSC Code of the receiver's bank
  • The transfer amount
  • The receiver's account number
  • A remark for the receiver, if any

Real Time Gross Settlement System (RTGS):

The Surat People's Cooperative Bank's RTGS service can be used for transferring money from 9 am to 4.30 pm on weekdays and from 9 am to 1.30 pm on Saturdays. People can use this facility if they want to transfer a large sum of money as the minimum amount that can be transferred using the RTGS service is Rs.2, 00, 000. The requests for this service are taken on an individual basis, which is why the transfers happen really fast.

In order to avail this service, a person has to pay the following fees to the bank –

  • If the transfer amount is between Rs.2, 00, 000 and Rs.5, 00, 000, the fee charged is Rs.28
  • If the transfer amount is more than Rs.5, 00, 000, the fee charged is Rs.56

Apart from the fees, he or she also has to provide the following details about the receiver -

  • The receiver's name
  • The receiver's bank and branch name
  • IFSC Code of the receiver's bank
  • The transfer amount
  • The receiver's account number
  • A remark for the receiver, if any

Established in 1922, the Surat People's Cooperative Bank is one of the popular and leading banks, which has been working really hard to provide the best solutions to the banking needs of their customers. Today the bank has a network of 25 branches and their headquarters is located in Surat. They provide a number of products and services to their customers, which includes loans, deposits, fund transfer facility, ATM facility and Internet Banking among many others. The Surat People's Cooperative Bank works on 6 days a week, with Saturday being a half day.


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