Himachal Pradesh State Cooperative Bank IFSC and MICR Code:

State wise list of Himachal Pradesh State Cooperative Bank IFSC code, MICR code and addresses of all branches in India

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Himachal Pradesh State Co-Operative Bank IFSC Code:

If you come across the term IFSC or Indian Financial System Code, you are experiencing epiphany of online transactions where you have needed this code earlier and people have spoken about it often. This is because it is simply a 11 character code that is unique and is assigned to every bank branch that is a member of the NEFT network in India. We will come later to what NEFT is, but first it is minimal necessity to know if you wish to transfer money from your bank branch to another, your bank and the other bank should be part of the NEFT network branch with the help of NEFT along with RTGS services.

But first know that an IFSC code of Himachal Pradesh State Co-Operative Bank or any bank is divided into the following:The name of the bank followed by the number “0” and finally the unique branch code. For example, the Himachal Pradesh State Co-Operative Bank IFSC Code for the Chirgaon branch is ‘YESB0HPB404’. Note, that this bank operates under Yes Bank, hence the YES in the code.

How to Search for Himachal Pradesh State Co-Operative Bank IFSC and MICR Codes?

Net banking or money transfers through IFSC codes are not only safe and convenient but it also ensures that you are sending the money to the right branch along with the right account number. For a successful online wireless money transfer, IFSC codes of both the sender and the recipient are necessary. Hence, along with the account no., you need the IFSC code. So, how do you get to know the IFSC code? There are several ways to find that out.

Himachal Pradesh State Co-Operative Bank branch IFSC codes are retrievable on the cheque book leaves along with the first page of your passbooks that have been issued by a specific branch.

You can also find the IFSC code for a particular bank branch by visiting and searching for it at Himachal Pradesh State Co-Operative Bank’s website. In case you are searching for other bank branch’s IFSC or MICR codes simply visit BankBazaar, to look for all IFSC and MICR codes under the NEFT network.

For this you need to simply click on the “Bank IFSC” tab and choose the bank, district, city and branch from the dropboxes. The code will be displayed on your screen instantly. Note, that you can also look for IFSC codes in the Bankbazaar app available on the Android platform on phones and tablets.

You can transfer money in a jiffy through a simple process with the help of Himachal Pradesh State Co-Operative Bank’s NEFT and RTGS services. The following shows how it is done, in each way:

NEFT:

You can send money online to any NEFT enabled branch all over India with this secure platform. Note that the service is available only during banking hours, while the requests are settled on an hourly basis. NEFT transactions have no restrictions on the number of transactions that can be made in any given time.The service is however, not available on bank holidays and hence the requests made on such days would be conducted on the following business day.

RTGS:

Transferring money through this service is the fastest, although there is the disadvantage of the minimum cap limit of money transfer being at Rs.2 lakhs. But due to it being a secure and fast channel, people do prefer this type of transaction as well. Transfer requests are conducted immediately after receiving the request as long as it is in the banking hours specified by Himachal Pradesh State Co-Operative Bank. No maximum amount restrictions on this type of transfer.

This bank has the specialty of being the first Coop. Society Registered in India and as early as 1904. The main aim of this bank has been to serve the credit requirements of people in rural regions of Northern India. However, the bank has flourished ever since, serving both their own purposes and serving more banking objectives for modern India as well.


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