State wise list of The Hasti Coop Bank Ltd IFSC code, MICR code and addresses of all branches in India
(used for RTGS and NEFT transactions)
|MICR Code||MICR not provided.|
|Bank||THE HASTI COOP BANK LTD|
"All information provided in respect of IFSC Codes of Banks, contact numbers and other details are for information purposes only. BankBazaar, on best efforts basis, collates this information from relevant sources and endeavors to offer accurate and responsible data. BankBazaar is not responsible for any sort of discrepancies and shall not be responsible for any loss and/or damage that may arise or is incurred by use of such information. It is a mutual understanding that the visitor's usage of any such information will be at his own preference and risk."
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Used by the Reserve Bank of India, Indian Financial System Code or IFSC codes as they are commonly known, is an alphanumeric code comprising of 11 digits that is primarily used to identify banks and their branches throughout India. This is usually done via NEFT or National Electronic Funds Transfer. Through the use of this code, money can be transferred from bank to bank as this code identifies the source and destination of banks.
Unique to each bank and its numerous branches, these codes can also be decoded by following the pointers given below:
For example, The Hasti Bank IFSC code for the Satana branch in Nasik is HCBL0000116. Decoding this would mean that:
Customers can look for MICR and IFSC codes both offline and online.
Generally, IFSC codes are written on each of the cheques in the cheque book provided by the bank. It is also generally found in the passbook, again provided by the bank. In case customers do not have access to these documents at a given point of time, they can look for these codes online as well, by visiting The Hasti Co-operative Bank’s website or by browsing through financial comparison portals or by visiting third party financial websites.
One such financial comparison website that provides information about IFSC codes for The Hasti Co-operative Bank is BankBazaar. Customers need to visit the main page, scroll down to the bottom and click on the link that says ‘Bank IFSC Code’. Users will be automatically taken to a page wherein they will have to select the bank and the branch that they wish to procure the IFSC code for and automatically the results will be displayed. Users can also procure information about MICR code for the bank along with other contact details.
The Hasti Co-operative Bank provides users with a plethora of options to safely transfer their money from one bank to another or different branches of the same bank. The processes used are RTGS and NEFT.
National Electronic Funds Transfer (NEFT):
A frequently used option, National Electronic Funds Transfer was started in India in 2005. This facility allows customers to transfer their funds easily and securely through electronic messages. However, NEFT is not real time but is still quite popular. For every NEFT transaction, customers are charged Rs. 55 and amounts up to Rs. 10 lakhs can be transferred. Users can either transfer money through the NEFT facility by visiting one of the The Hasti Co-operative Bank branches.
Real Time Gross Settlement (RTGS):
Another commonly utilized method of fund transfer is the Real Time Gross Settlement. As the name suggests, this method of transfer ensures that money is transferred almost immediately and can also be transferred to banks situated abroad. This method is generally chosen while transferring large sums of money and there is not usually no upper limit on the amount to be transferred. This method assures high liquidity and reduces the amount of paperwork to be done along with risk. Customers are charged Rs.55 for every transaction.
For further details regarding this, customers will have to contact the bank directly.
Started in 1971 by Hastimalji Jain, The Hasti Co-operative Bank is a highly sought after co-op bank within Maharashtra. The headquarters of this bank is in Dondaicha and works especially for those who are not financially well-off, among other customers. A number of products and services are offered by this bank.
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