The Delhi State Cooperative Bank IFSC and MICR Code:

State wise list of The Delhi State Cooperative Bank IFSC code, MICR code and addresses of all branches in India

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The Delhi State Cooperative Bank IFSC Code:

Money Orders are so passé, you can now use NEFT and RTGS systems to transfer funds in no time. You can carry out a NEFT or a RTGS transaction online or through bank branches but irrespective of how you are doing it, you must be informed about the IFSC Code of beneficiary bank. Indian Financial System Code, widely known as IFSC Codes, help in the correct routing of funds to the concerned bank account. The IFSC Code is an 11 digit alphanumeric string that is a mix of code for bank name and branch ID. The last six digits which are numeric represent the bank branch. The first four characters which are usually alphabets represent the name of bank. For the Delhi State Cooperative Bank, the first four characters are "DLSC". The fifth character is zero and is reserved for future use.

It is important that you provide the correct IFSC code while performing a NEFT or a RTGS transaction because the transactions once made, are final and irrevocable.

How to Search for the Delhi State Cooperative Bank IFSC Code and MICR Code?

To send money via RTGS and NEFT, you must be familiar with the IFSC codes of The Delhi State Cooperative Bank. If you are an account holder with the Delhi State Cooperative Bank, you can find the IFSC code of the bank branch by referring to the cheque book leaflets. If you are not sure about the IFSC Code of the Delhi State Cooperative Bank, you can refer to the website online which will give you the right IFSC code.

BankBazaar lets you search the IFSC code for the Delhi State Cooperative Bank branches. It's simple and easy, you have to enter the bank name, choose the district and branch name - all from drop down list boxes, and the IFSC code will be displayed in seconds. You need to know the following information to find the IFSC code of a bank branch.

  • Bank Name
  • State and district where the bank is located
  • Branch name

With IFSC code, our IFSC search tool will also display the Delhi State Cooperative Bank MICR code, branch address, branch code and phone number.

With online money transfer facilities, you can easily send and receive money from other bank accounts. A customer holding an account with the Delhi State Cooperative Bank can transfer funds to other bank accounts using the NEFT and RTGS facilities.

National Electronic Funds Transfer (NEFT):

National Electronic Fund Transfer is a payment system for transferring funds from one account to another between banks. NEFT clears the transaction requests in hourly batches. NEFT system has 11 settlements from 9 am to 7 pm on Monday through Friday and five settlements on Saturday, from 9 am to 1 pm. NEFT does not have a maximum or a minimum limit for money that can be transferred except for a cap of Rs.50, 000 for cash based remittances. The charges for NEFT, if you carry out at a bank branch, can vary from Rs.5 to Rs.25. To carry out a NEFT transaction at the Delhi State Cooperative Bank, the customer must give the following details.

  • Name of the beneficiary
  • Beneficiary's account number and remitting customer's account number
  • Beneficiary bank branch and IFSC code
  • Amount to be sent via NEFT
  • Other remarks from sender to receiver

Real Time Gross Settlement System (RTGS):

Real Time Gross Settlement, popularly known as RTGS, is a fund transfer system that processes the transaction requests on a real time basis without bundling with other transactions. RTGS fund transfer system is generally used for high value transactions and is typically used when the payment is to be processed immediately. The service window for RTGS is available at the Delhi State Cooperative Bank generally from 9 am to 4.30 pm on Monday through Friday and from 9 am to 1.30 pm on Saturdays. To carry out a RTGS transaction, the minimum amount of transfer must be Rs. 2 lakhs while there is no upper ceiling.

To carry out a RTGS transaction at the Delhi State Cooperative Bank, the customer must provide the following information.

  • Beneficiary Name
  • Beneficiary account number
  • Amount to be remitted
  • Remitting customer's bank account number
  • Information from the sender to beneficiary, if any.
  • Beneficiary Bank and the IFSC code of the bank branch

The Delhi State Cooperative Bank was established in the year 1921 and was awarded a license by the Reserve Bank of India in 2009. After obtaining a RBI license, the bank has been consistent in terms of expansion and has seen a phenomenal growth. The Delhi State Cooperative Bank made a news when its profit rose to 32% in 2009 from a mere 10% in a short span of 5 years. The Delhi State Cooperative Bank is also planning to convert into core banking. It is also important to note that the Delhi State Cooperative Bank has a loan recovery rate of 87% which is a major contributing factor in the bank's success. The bank offers financial services and banking products in areas like loans and deposits to cater to the banking needs of Indians. Once the cooperative bank for Delhi, the Delhi State Cooperative Bank now has widened its operations considerably and also has a wide footprint across the capital, providing affordable and hassle-free banking solutions to people.


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