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Thane Bharat Sahakari Bank IFSC and MICR Code:

State wise list of Thane Bharat Sahakari Bank IFSC code, MICR code and addresses of all branches in India

Locate any details of Thane Bharat Sahakari Bank branch in India.

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Thane Bharat Sahakari Bank (TBSB) IFSC Code:

A money transfer can now be facilitated from anywhere in the country with the introduction of online banking. With most Indian banks now providing customers with online banking services, customers can conduct some banking transactions from the comfort of their homes. Gone are the days of needing to visit your nearest bank branch or ATM for balance enquiries or making payments. All these services can now be done online, reducing the time as well as the chance of error since the processes are now conducted online.

When it comes to fund transfers, the National Electronic Fund Transfer (NEFT) and the Real Time Gross Settlement (RTGS) services set up by Reserve Bank of India enable quick and secure electronic fund transfer. The services are automated, eliminating human error. Since the services are regulated by RBI, the chance of fraud is also greatly reduced, so customers using these services are assured of a fast and safe medium.

When sending money to any bank account in India using these services, the customer has to ensure the beneficiary’s branch is a part of the country wide NEFT network. All bank branches part of this network are assigned an IFSC (Indian Financial Systems Code) code, which helps to regulate money transfers and also to identify the beneficiary and donor bank accounts for a particular transaction.

When transferring funds, customers have to mention the IFSC code of their branch as well as that of the beneficiary’s branch. The IFSC code is 11 characters long, made up of the bank name as well as the branch code. The Thane Bharat Sahakari Bank IFSC code for the Dadar branch, located in Mumbai, is TBSB0000020, where “TBSB” signifies the Thane Bharat Sahakari Bank, the fifth character is “0”, left vacant for future use and “000020” is the code assigned to the Dadar branch.

How to Locate the IFSC and MICR Codes for Thane Bharat Sahakari Bank?

For customers looking at making a fund transfer, the IFSC codes are necessary for the transaction to go through. If you are not aware of the IFSC code of a branch, you could find it through a number of ways. The code is printed on the leaves of cheque books issued at the specific bank branch. The first page of passbooks issued at the branch would also have the code printed on them.

If you’re looking for the codes online, the bank provides a list of all its branches registered on the NEFT network. You could also find the information on a site like BankBazaar. Here you have access to the IFSC and MICR codes of all NEFT enabled branches in the country. Simply visit the homepage and click on the “Bank IFSC Code” tab towards the end of the page. You will be taken to a page where you have to enter the name of the bank whose code you’re looking for. You will have to provide additional details like the state, district and branch name from drop down menus, after which you will be presented with the IFSC and MICR codes. The site will also provide you with details like the branch address, timings and contact details.

Conducting a fund transfer through NEFT and RTGS is a very simple, convenient and safe way to send money within India. The services are efficient and the money would be transferred into the beneficiary’s account on the same day. Details on these services are provided below:

NEFT (National Electronic Fund Transfer):

The Thane Bharat Sahakari Bank provides NEFT facility to its customers from Monday to Saturday during business hours as mentioned by RBI. The facility will not be available on second and fourth Saturdays and on bank holidays. All transfer requests received after the NEFT operating hours and on holidays would be settled on the next working day.

Transactions made through NEFT are settled on an hourly basis using Deferred Net Settlement (DNS), where all transactions within a particular time frame are grouped together and cleared at one time. There are 11 such batches, starting from 8:00 am – 7:00 pm.

When initiating a fund transfer, the customer would have to provide details such as the beneficiary’s name and bank account number, bank name and branch, the amount to be transferred and the IFSC codes of his as well as the beneficiary’s branch.

There is no bar on the amount that can be transferred through this service, making it accessible to all customers. The charges levied by the bank for this service are as per the guidelines laid down by RBI.

RTGS (Real Time Gross Settlement):

The bank provides RTGS services from Monday to Saturday during operating hours as specified by RBI. This facility is unavailable on second and fourth Saturdays and on bank holidays. Transfer requests received after RTGS operating hours would be cleared on the following business day.

Money transfers made using RTGS are settled in real time on a gross basis, meaning the transaction will be settled individually as soon as the transaction is cleared by the bank. This makes the service faster than NEFT.

While there is no ceiling on the amount that can be transferred using RTGS, the amounts have to be a minimum of Rs. 2 lakh per transaction.

There is no charge for incoming transactions through this service. The charges for outward transactions are mentioned in the table below:

Amount Charges
Rs. 2, 00, 000 to Rs. 5, 00, 000 Rs. 25 for every transaction
Rs. 5, 00, 001 and above Rs. 50 for every transaction

The Thane Bharat Sahakari Bank was set up in 1978 in Thane district, Maharashtra to cater to the banking needs of the expanding population in the district. The bank was accorded “Scheduled Bank” status in 2003. It currently operates out of 24 branches in Mumbai and Thane districts, providing loans, deposits, fund transfer and franking services among many others to its customers.


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