Surat National Cooperative Bank Limited IFSC and MICR Code:

State wise list of Surat National Cooperative Bank Limited IFSC code, MICR code and addresses of all branches in India

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Surat National Cooperative Bank IFSC Code:

An 11 digit alphanumeric code, The Indian Financial System Code, usually known as IFSC is used by the Reserve Bank of India to identify all the branches of banks with the National Electronic Funds Transfer or NEFT network. Through this code, customers can electronically transfer funds between different banks or even branches of various banks by identifying the destination and source of the bank.

IFSC codes are unique to a bank and its branches. The points given below will guide readers on how to decode these IFSC codes.

  • Out of the 11 digits, the first 4 refer to the name of the bank.
  • The last 6 digits correspond to a particular branch of the bank and are unique to each and every branch.
  • The fifth character is a ‘control’ character and is standard.

For example, Surat National Cooperative Bank’s IFSC code for the Dindoli branch in Surat is SUNB0000010. Decoding this would mean that:

  • SUNB corresponds to the name of the bank, i.e. Surat National Cooperative Bank.
  • The fifth character is 0 as it is a control character.
  • The last 6 digits, i.e. 000010 identifies the branch which, in this example is Dindoli.

How to Search for Surat National Cooperative Bank IFSC and MICR Codes?

Customers can find IFSC & MICR codes in their cheque book provided by Surat National Cooperative Bank and also on their passbook that has been issued by the bank.

Another option that customers can choose to do is to look for these codes online on the Surat National Cooperative Bank’s website or on other financial comparison portals or third party financial websites.

One such comparison portal that provides customers with information regarding IFSC codes for Surat National Cooperative Bank is BankBazaar. It is quite simple to access this information. They will have to visit the main page of BankBazaar and scroll down where they will find a link titles ‘Bank IFSC Code’. On clicking this link, users will be directed to a page wherein they will have to select the bank and the branch for which they need the IFSC code for and the results will be provided. Users will also receive information regarding the MICR code for the bank along with other contact details.

Surat National Cooperative Bank gives customers a plethora of options to make safe fund transfers to other branches of Surat National Cooperative Bank or other banks. NEFT, RTGS can be made use of, for these purposes.

National Electronic Funds Transfer (NEFT):

A highly sought after option to facilitate fund transfers within India, National Electronic Funds Transfer was started in the year 2005. It is an option that allows users to transfer their money easily while giving utmost priority to security, through electronic messages. Although this option does not allow real time transfer of money,it is a popular method of fund transfer. Users can transfer their money through the Surat National Cooperative Bank’s website or by visiting the bank itself. There is no cap on the amount to be transferred and transactions can be done between 10.30 am to 2 pm on weekdays and 10.30 am to 11 am on weekends. Amount will be transferred within a day or two, maximum.

Real Time Gross Settlement (RTGS):

The Real Time Gross Settlement is another method of fund transfer and enables immediate transfer of money. These transactions can be done with banks overseas as well. This method is generally used for transfers of a higher value that needs to be cleared immediately. Customers can transfer money between 10 am to 4 pm on all working days. Although there is no cap on the maximum amount to be transferred, the minimum amount is Rs. 2 lakhs.

For further details regarding this, customers will have to contact the bank directly.

One of the leading cooperative banks in Gujarat, Surat National Cooperative Bank was established in 1972 and is focused on helping the weaker sections of society mainly. This bank has over 8 branches within the state of Gujarat.

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