Shinhan Bank IFSC and MICR Code:

State wise list of Shinhan Bank IFSC code, MICR code and addresses of all branches in India

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Shinhan Bank IFSC Code:

Wonders of internet know no bounds as it has never failed to give users an information that they seek. A means to connect with the hoi polloi, shop for anything from anywhere in the world, reserve travel tickets, order food and even activism – life without internet is unimaginable now. Banking too relies heavily on internet. Now there is e-banking, net banking and online transactions available to countless users.

The facility of electronic money transfer is perhaps the biggest boon, particularly in the event of any contingency. RBI facilitated two modes of electronic funds transactions to ensure swift, simple and secure service, namely, NEFT and RTGS. Every bank branch in the NEFT & RTGS network is allotted a unique alpha-numeric called IFSC Code. Entering this along with other info like name, account number etc. in the given transaction form is mandatory for successful transaction. For instance if you want to know the IFSC Code of Shinhan bank New Delhi branch, a virtual search or a direct enquiry will tell you that it is SHBK0000004. And the MICR Code for the same us 110017254.

How to Search for Shinhan Bank IFSC & MICR Codes?

At a loss to know where to find the IFSC and MICR Code of a Shinhan bank branch? It is quite easy as you can obtain it offline as well as online almost immediately. Official web pages of RBI and Shinhan bank have the list of branches along with their IFSC Codes in it. All you need to do is search by branch name or any other detail that you have. There are scores of third party financial and banking websites where you can obtain not just IFSC Codes but any other info pertaining to banking and cash transactions. BankBazaar is one such premier website that offers any info under the sun regarding banking and finances.

Not everyone has the access or computer skill to garner information online. Not to worry, finding the MICR or IFSC Code offline is just as simple. Firstly, IFSC would be printed on all your cheque leaves and passbook by design. You can also enquire for the same directly by calling at Shinhan customer care or by visiting the closest branch.

Using NEFT and RTGS services is simple, quick and hassle-free system of transferring funds. You can now transfer money to anybody across India within just a few hours. Remember to provide the correct IFSC code, if you are using NEFT or RTGS, of the funds recipient to finish the process of transfer with success. Customers of Shinhan Bank can use both NEFT and RTGS to transfer money to account holders of the same bank or any other bank. Please note that these banks also have to be a part of the NEFT network.

NEFT (National Electronic Funds Transfer) at Shinhan Bank:

NEFT is an RBI-initiative to facilitate quick and easy money transfer electronically. You can send money to any Shinhan account user in India. There is no minimum transaction criteria for NEFT. It is mandatory for the recipient’s lender to be in the NEFT network. Aside from entering the payee’s right IFSC code, you also have to enter their full name, account type, account number and address of the particular branch. See that you adhere to the timings allocated for NEFT by the bank. And once the transaction is done, you will get a confirmation SMS.

RTGS (Real Time Gross Settlement) at Shinhan Bank:

Shinhan Bank customers are facilitated to make use of RTGS electronic payment mode for quick cash transactions. An idyllic system for transferring a humungous sum (more than INR 2 lacs), RTGS is directly managed by RBI. Hence it is absolutely safe and reliable. Collect a form for RTGS transfer and fill in details such as the receiver’s name, account type and number, and IFSC Code of the branch. All branches of Shinhan follow certain timelines for RTGS. Please refer online or enquire at the bank for the same. An SMS notification will be sent to your phone once the transaction is complete.

Headquartered in South Korean capital, Seoul, Shinhan Bank is famed as the first lender in Korea. Founded towards the end of 19th century, it went by the moniker, Hanseong Bank until the reestablishment in 1982. Merging with the Shinhan Financial Group gave the bank its current name and later they partnered with Chohung Bank as well as Jeju Bank. A modest inception with an investment stock of KRW 25 billion and over 250 staffs in three branches in the 80s, it has now emerged as a strong multinational.

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