Sberbank IFSC and MICR Code:

State wise list of Sberbank IFSC code, MICR code and addresses of all branches in India

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Sberbank IFSC Code:

The IFSC or Indian Financial System Code is a unique 11 character code that is assigned to every bank branch that is part of the NEFT network. Bank branches that are a part of this network can send money wirelessly to any other NEFT network branch through NEFT and RTGS services.

The IFSC code is divided into 3 parts- the bank name, the numeral “0” and the unique branch code. For example, the Sberbank IFSC Code for the Delhi branch is SABR0000001.

How to Search for Sberbank IFSC and MICR Codes?

These services are a safe, convenient and secure means to transfer money within the country. Those wishing to send money using these services have to mention the IFSC code of the beneficiary’s bank branch as well as their own for the transaction to be successful.

Sberbank IFSC & MICR codes can be found on cheque leaves as well as on the first page of passbooks issued by the particular branch.

The codes can also be found online by visiting the bank’s website. If you’re looking for other bank branch’s IFSC or MICR codes as well, you can just visit BankBazaar, where you will find details on all IFSC and MICR codes in the NEFT network.

Just go to the homepage, click on the “Bank IFSC” tab and select the bank, district, city and branch from the options provided. You will be presented with the code on screen.

Transferring money is now a quick and simple process with Sberbank’s NEFT and RTGS services, details of which are given below.

NEFT (National Electronic Fund Transfer):

The NEFT is a simple and quick way to send money to any NEFT enabled branch across the country using a safe and secure platform. The service is available during banking hours, with requests being settled hourly. NEFT transactions do not have a minimum or maximum limit per transaction, and there is no cap on the number of transactions that can be made in a day.

The service is unavailable on bank holidays and all requests received on those days would be settled on the following business day.

RTGS (Real Time Gross Settlement):

For those looking at transferring money using the fastest channel that is also secure and convenient, the RTGS service is the best choice. Transfer requests are settled immediately on receipt during banking hours as specified.

The minimum amount that is to be transferred at a time is Rs. 2 lakh. There is no upper limit on the amount that can be transferred at a time.

NEFT and RTGS Charges:

Sberbank levies a fixed charge for their money transfer services, which are given below:


Amount Charge per transaction
Up to Rs. 1 lakh Rs. 5
Rs. 1 lakh to Rs. 2 lakh Rs. 15
Above Rs. 2 lakh Rs. 25


Amount Charge per transaction
Rs. 2 lakh to Rs. 5 lakh Rs. 25
Above Rs. 5 lakh Rs. 50

The charges mentioned above are exclusive of service tax.

Established in the year 1841, Sberbank is one of the biggest banks in Russia. Headquartered in Moscow, the bank provides financial products and services to customers predominantly across Eastern Europe. The bank is steadily expanding its operations across Asia.

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