Sahebrao Deshmukh Cooperative Bank IFSC and MICR Code:

State wise list of Sahebrao Deshmukh Cooperative Bank IFSC code, MICR code and addresses of all branches in India

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Sahebrao Deshmukh Cooperative (SDC) Bank IFSC Code:

Customers of SDC Bank can use RTGS and NEFT to transfer funds within the country. RTGS is Real Time Gross Settlement System through which customers can remit amounts of Rs. 1 lakh and above. NEFT is the National Electronic Funds Transfer which customers can use to transfer smaller amounts that are below Rs. 1 lakh. Both platforms function on the basis of IFSC codes. IFSC is the Indian Financial System Code which identifies each bank and its branches. Currently around 89 banks along with 39,000 branches participate in the electronic funds transfer system in the country. It is extremely important to have a system in place to ensure accurate and transparent transfers. IFSC codes play a pivotal role in the system. It is an alphanumeric code which consists of 11 characters. The first 4 characters are letters that represent the bank’s name. The IFSC code of SDC Bank will start with SAHE which denotes Sahebrao Deshmukh Cooperative Bank. The next character is a zero which is saved for future use. The last six characters are usually numeric and identify the bank branch.

Example: An example of the IFSC code for Sahebrao Deshmukh Cooperative Bank would be SAHE0000001.

  • SAHE - stands for Sahebrao Deshmukh Cooperative Bank.
  • 0 - reserved for future use.
  • 000001 - Bank branch code.

How to Search for Sahebrao Deshmukh Cooperative IFSC Code and MICR code?

You can find the IFSC codes of SDC bank online. A number of websites provide these details. BankBazaar has a page dedicated to help you find the IFSC code for any bank branch. Log into the website and find the tab “Bank IFSC Code”at the bottom of the homepage. The link will direct you to the IFSC page. Select the details mentioned below from the drop down menus.

  • Bank name
  • State
  • District
  • Branch

Once you have provided these details, your IFSC code will appear. You will also receive related information such as the bank branch’s address, phone number and MICR code.

SDC Bank participates in the National Electronic Funds Transfer (NEFT) and Real Time Gross Settlement System (RTGS) platforms. You can use either of these facilities to send money across different banks, different accounts, different states and different cities.

Real Time Gross Settlement System (RTGS):

RTGS funds transfer can be used to send amounts of Rs. 1 lakh and above. In order to facilitate the transfer, you need to fill up a Fund Transfer Instruction form available at the bank. You need to provide the following information.

  • Name of the recipient
  • Account number and type of account of the recipient
  • Bank name, branch, IFSC code of the recipient
  • Transfer amount
  • Remark to the receiver

RTGS is available for customers to use on weekdays and Saturdays. It will not be available on Sundays and National holidays the timings on weekdays are 9:00 a.m. to 3:00 p.m. The timing on Saturday is 9:00 a.m. to 11:30 a.m.

National Electronic Funds Transfer (NEFT):

NEFT can be used to transfer smaller amounts of money that do not exceed Rs. 99,999. To use this platform, customers can follow the same procedure as stated for RTGS. Fill up the Fund Transfer Instruction form available at the bank. You will need to furnish the information given below.

  • Name of the recipient
  • Account number and type of account of the recipient
  • Bank name, branch, IFSC code of the recipient
  • Transfer amount
  • Remark to the receiver

NEFT transfers are available on all working days except Sundays and National holidays. You can use this platform Monday to Friday from 9:00 a.m. to 3:00 p.m. You can do a NEFT funds transfer on Saturday between 9:00 a.m. to 11:30 a.m.

Founded in 1973, SDC Bank was set up by Shri Sahebraoji Deshmukh in order to provide help to the financially poor. The bank has grown to be a strong financial institution with 14 computerised branches. Its head office is in Sakinaka. The bank provides banking products and services that include accounts, deposits and loans. The bank also provides online banking services. The bank operates from Monday to Saturday. The bank is closed on Sundays and national holidays. Timings on weekdays are 9:00 a.m. to 3:00 p.m. On Saturday the bank is opened only till 11:30 a.m.


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