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Rajasthan State Coop Bank IFSC and MICR Code:

State wise list of Rajasthan State Coop Bank IFSC code, MICR code and addresses of all branches in India

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Rajasthan State Co-operative Bank (RSCB) IFSC Code:

Advances in technology has changed the internet banking scenario and made our lives easier by cutting down on time taken to transfer money from one account to another. Electronic money transfer has brought about a revolution in the banking sector by enabling payment settlements with a few clicks of a button. The Reserve Bank of India has introduced two popular modes of electronic transfer namely – National Electronic Fund Transfer (NEFT) and Real Time Gross Settlement (RTGS). The Rajasthan State Co-operative Bank has also incorporated electronic money transfer enabling its customers to benefit from this service.

NEFT and RTGS are operated in the books of the RBI and is considered to be safe and secure. This mode of money transfer is speedy, economical and efficient. Both NEFT and RTGS require a unique code for the money to go through smoothly during the transfers. The code is referred to as the IFSC code, also assigned by the RBI.

Indian Financial System Code or the IFSC code is the identification code required during the process of NEFT and RTGS. The 11-character long alpha-numeric IFSC code is used to identify the sender as well as the recipient bank and specific branches of the bank. The name of the bank is identified by the first 4 characters of the code and the branch of the bank is identified by the last 6 characters of the code. The 5th character is a control element and is always zero (0), left for later use.

Example: The IFSC code of Bharatpur branch of Rajasthan State Co-op Bank in Dholpur, Assam is RSCB0015015. This IFSC code has 3 parts. The first 4 characters ‘RSCB’ denotes the name of the bank, Rajasthan State Co-operative Bank, the 5th character being zero and the last 6 characters ‘015015’ is the bank branch’ identification, in this case, Bharatpur branch.

How to Search for IFSC and MICR Code of Rajasthan State Co-operative Bank (RSCB)?

When transferring funds electronically through Rajasthan State Co-operative Bank using NEFT and RTGS, you should be prepared with all beneficiary bank and account details before initiating a fund transfer request. Most importantly, without the IFSC code of the beneficiary bank branch, the online fund transfer is not possible. The IFSC code can be found printed on the cheque book of the Rajasthan State Co-op Bank (RSCB).

RBI’s homepage has a tab ‘IFSC/MICR Codes’. Clicking on the tab gives you bank branch details such as IFSC, MICR codes and addresses of the branches.

You can also locate information from external website such as BankBazaar. In this website, you can find details of all banks that are a part of the NEFT/RTGS network, including the Rajasthan State Co-operative Bank. When you enter the BankBazaar site, you will find a tab named ‘Bank IFSC Code’ at the bottom left corner of the page. When you click on the tab, a window opens with four tabs prompting you to enter the bank’s name, state, district and the branch’s name. Once all fields are entered, the output window displays the specific branch’s IFSC, MICR codes, address and contact number.

Using RBI’s secure channels, customers can transfer funds electronically using NEFT or RTGS to the bank account of either an individual or an organization. Payment settlements using these modes are faster and safer.

NEFT at RSCB:

At Rajasthan State Co-op Bank (RSCB), fund can be transferred from your account to the recipient bank account of any branch of any bank anywhere in the country. RBI has pre-set hourly intervals for clearance of these transactions. RBI clears these transfers in batches, referred to as the DNS (Deferred Net Settlement) basis of settlement. There is no lower cap for transactions that are carried out using NEFT. The beneficiary account receives the money on the same or the next day depending on the time of the transfer and the batch with which it is cleared.

The following information is required before a NEFT transfer:

  • Account number of the Remitter
  • Amount to be remitted
  • Beneficiary name
  • Beneficiary bank account
  • Beneficiary bank name
  • Beneficiary branch name
  • Beneficiary branch IFSC code

RTGS at RSCB:

Real Time Gross Settlement, also called RTGS is a mode of money transfer where the money is cleared on a real-time basis. The time lag between the fund transfer request and clearance is very short in an RTGS transaction. RBI follows a ‘gross settlement’ mode of clearance where each transaction is processed individually. RTGS is chosen by those customers who have requirement for high value of fund transfers. As it is carried out by RBI, the transactions via RTGS are considered safe, secure, final and irrevocable.

The Rajasthan State Co-operative Bank Ltd. (RSCB) has been serving the state of Rajasthan for over five decades by providing loans to the rural and farming community. With its new head office in Jaipur, RSCB has achieved a national level image and has received honour at several instances. By providing innovative banking solutions and easily accessible financial services, the Rajasthan State Co-op Bank has developed a competitive edge over other banks.


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