Mizuho Corporate Bank IFSC and MICR Code:

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Mizuho Corporate Bank IFSC Code:

Mizuho Corporate Bank provides electronic fund transfer facilities that enable you to transfer money electronically in a quick, safe and efficient manner. RBI operates two main modes of electronic fund transfer – NEFT and RTGS. Both these modes require a special code known as the IFSC or Indian Financial System Code that is granted to each bank by RBI to uniquely identify each bank branch.

An example of an IFSC code of Mizuho Corporate Bank is: MHCB0000002. This is the IFSC code of Nariman Point branch of Mizuho Bank. The first four characters represent the bank’s name, the fifth character is by default, for later use and the last six digits serves as a code for the ‘Nariman Point’ branch.

How to Search for Mizuho Corporate Bank IFSC and MICR Codes?

IFSC and MICR codes are needed in order to make a successful NEFT or RTGS money transfer. Mizuho Bank’s IFSC and MICR codes can be found offline as well as online.

  • You can find the codes by calling or visiting the particular branch of Mizuho Corporate Bank.
  • IFSC and MICR codes of the bank can also be found on the cheque leaves of the cheque book issued by the bank.
  • RBI’s official website carries all information of bank branches including these codes.
  • Online, there are many external website that allow you to search for IFSC codes of any desired bank branch. BankBazaar is one such website where you can find Mizuho Bank’s IFSC and MICR codes at the click of a button. By following the steps given below you can find the codes of any branch of the bank:
    • On the bottom left corner of BankBazaar’s homepage, click on the tab ‘Bank IFSC Code’.
    • Once you click, a window will appear asking you to enter details of the bank branch and bank.
    • After all the fields are entered, the output page displays IFSC, MICR code, address and phone number of the Mizuho Corporate bank branch you are looking for.

Using NEFT and RTGS, customers of Mizuho Bank can transfer money to any beneficiary account of an individual or an organization, anywhere in the country at any time.

NEFT (National Electronic Fund Transfer):

NEFT is a payment channel run by RBI where money is transferred electronically from a sender’s account to beneficiary account. RBI clears NEFT transactions in batches at pre-decided timings. However, it is important that the beneficiary’s bank belongs to the NEFT network.

NEFT Charges:

Amount Charge per transaction
Upto Rs.10,000 Rs.2.50
Rs.10,001 - Rs.1,00,000 Rs.5
Rs.1,00,001 to Rs.2,00,000 Rs.15
Above Rs.2,00,000 Rs.25

RTGS (Real Time Gross Settlement):

RTGS is a payment settlement mode which is instantaneous and independent. It means that RTGS transactions are cleared individually and hence, referred to as ‘gross settlement’. RTGS is preferred for high value transactions and the money is remitted in real time, as in as soon as the fund transfer instruction reaches the bank branch of the beneficiary.

RTGS Charges:

Amount Charge per transaction
Rs.2,00,000 to Rs.5,00,000 Rs.25
Above Rs.5,00,000 Rs.50

Both NEFT and RTGS are considered be safe and secure money transfer channels as they are operated under RBI.

Established in 2013, Mizuho Corporate Bank is a pioneering financial institution of Japan with the strongest customer base in the country. While it is headquartered in Tokyo, it has more than 420 domestic branches and over 40 international offices worldwide. Being a completely private bank, the bank continues to evolve its technology and processes.

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