Mashreq Bank IFSC and MICR Code:

State wise list of Mashreq Bank IFSC code, MICR code and addresses of all branches in India

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Mashreq Bank IFSC Code:

Transferring money can now be done using a speedy and secure channel through Mashreq Bank’s NEFT and RTGS services. With the transfers done wirelessly in a matter of a few hours, they are the fastest way to send money in the country.

In order to transfer funds using these services, the IFSC code of the Mashreq bank branches of the donor and recipient are to be included in the transfer request.

An IFSC code is made up of the bank name, the numeral “0” which is left blank for later use, and the code for the specific branch. The IFSC code for the Mashreq Bank branch in Mumbai is MSHQ0000001.

How to Search for Mashreq Bank IFSC Code and MICR Code?

The IFSC code is assigned to every bank branch part of the NEFT network and can be found on the leaves of cheque books issued by the branch in question.

It is also printed on the front page of passbooks issued by the branch.

For those looking online, the IFSC and MICR codes can be found on the bank’s website.

An easier method would be to log onto BankBazaar and get all the IFSC codes of any bank branch at a glance.

Just go to the BankBazaar homepage and click on the “Bank IFSC” tab.

Select the bank whose code you’re looking for, the state, district, city and branch name from the drop down menus after which the IFSC and MICR codes will be displayed on screen.

Transferring money has now become safe, secure and simple with the NEFT and RTGS facilities offered by Mashreq Bank, details of which are given below:

NEFT (National Electronic Fund Transfer):

The National Electronic Fund Transfer ensures that money transferred reaches the recipient within a few hours through a secure channel. This service is available during banking hours and the transfer requests are settled every hour.

NEFT has no cap on the amount that can be transferred, making it a good choice for those who wish to transfer either large or small amounts of cash through a secure medium.

RTGS (Real Time Gross Settlement):

The RTGS is the quickest money transfer facility in India, where the transfer is processed as soon as the request is received by the bank. The immediate money transfer is subject to the transfer request being made on a working day in both India and the UAE. Available only for amounts above Rs. 2 lakh, funds can be transferred during banking hours. Requests received after banking hours will be processed the following day.

NEFT and RTGS Charges:

Mashreq Bank charges its customers Rs. 150 for each transaction made using the NEFT and RTGS services provided by the bank. There is also an additional service tax of 10.3 % which will be debited from the donor’s account.

Formerly known as the Bank of Oman, Mashreq Bank is the oldest private banking institution in the UAE. Currently headquartered in Deira, Dubai, it was set up in 1967 and is the leading bank in the region.

The bank provides both regular as well as Islamic banking services to its customers through its local and overseas branches spread across Africa, Asia as well as Europe.

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