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Lakshmi Vilas Bank IFSC and MICR Code:

State wise list of Lakshmi Vilas Bank IFSC code, MICR code and addresses of all branches in India

Locate any details of Lakshmi Vilas Bank branch in India.

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Lakshmi Vilas Bank (LVB) IFSC Code:

Wireless money transfers has made lives of bankers a lot easier and hassle-free. One of the best and the most helpful features of internet banking in this age is electronic fund transfer. Lakshmi Vilas Bank Internet Banking offers you the facility of online banking transactions on a safe and protected website, anytime, anywhere. Using this feature, you can enjoy a seamless banking experience. To enjoy this technology, all you need is to register, log-in using your user-ID and password.

IFSC (Indian Financial System Code) is an 11-character unique identification code assigned to the bank by RBI. It is alphanumeric, i.e., it comprises of both alphabets and numbers. IFSC code aids in the process of electronic transfers between individuals or organisations. The first 4 characters of the IFSC code are alphabetic and stand for the name of the bank, the fifth character is 0(zero) which is kept for later use, the next six characters is the branch code referring to the bank-branch. For instance, LAVB0000499 is the IFSC code of Janpath New Delhi Branch of LVB. In this case, ‘LAVB’stands for the name of the bank ‘Lakshmi Vilas Bank’ and the last 6 numbers of the code represent the branch of the bank, Janpath New Delhi.

How to Find Lakshmi Vilas Bank (LVB) IFSC & MICR Codes?

There are many ways you can search IFSC & MICR codes for any branch of LVB.

  • The IFSC code of any branch of LVB can be found on the cheque leaf issued by the bank.
  • You can personally visit the bank’s branch and meet a customer executive to find out the IFSC code of that particular branch.
  • You can also call your branch-bank over the phone and enquire the IFSC code.
  • There are many third-party websites online that generate IFSC codes of any branch of any bank, at the click of a button.
  • LVB IFSC & MICR codes can also be found on BankBazaar’s website. The home page of the website displays a tab labelled ‘Bank IFSC Code’. Clicking on that tab takes you to another page which requires you to input other bank details such as name of the bank, state, district and name of the branch.

Once the details are filled-in, the resulting page generates the queried IFSC code and MICR code, along with other information about the bank, like the address and the phone number.

Lakshmi Vilas Bank allows you to transfer money without putting you through the trouble of standing in long queues or filling long forms. Through NEFT and RTGS modes of electronic money transfer, you can now transfer funds to locations across country in just a few hours. Both the modes require you to know the IFSC code of the bank’s branch before you initiate the money transfer. At LVB, you can transfer currency to one account to another LVB account as well as other banks, participating in the NEFT network.

National Electronic Fund Transfer (NEFT) at LVB:

LVB proudly offers the NEFT facility to its customers through a safe, secure and a trustworthy system. The online fund transfer system is maintained by RBI and can be used for low to medium amount transfer between accounts. There is no limit on the amount transferred through NEFT. The electronic payment system in this mode works on Deferred Net Settlement (DNS) basis and the banks receive payment instructions at fixed times, daily. LVB offers NEFT facility at all its branches. Using this mode, money can be transferred on the same day or next day to the beneficiary’s account.

The list of details needed during transaction using NEFT are:

  • Account Number – Sender
  • Name – Sender
  • Transaction Amount
  • Account Number – Beneficiary
  • Name – Beneficiary
  • Bank Name – Beneficiary
  • Branch Name – Beneficiary
  • IFSC code – Beneficiary Bank-Branch

Transaction Charges:

LVB does not levy any charge for inward remittances. However, the charges for outward payments are:


Charge per transaction

Upto Rs.10,000

Non-account holders: Rs.2.50

Account holders: Free

Rs.10,001 to Rs.1 lakh


Above Rs.1 lakh to Rs.2 lakh


Above Rs.2 lakh


Transaction Timings:

Working Days – 09:00am to 07:00pm

Holidays – Sundays, Second and Fourth Saturdays, Common National holidays or State holidays

NEFT transaction requests are accepted only until 15 minutes prior to the cut-off timings of LVB’s branches.

Real Time Gross Settlement (RTGS) at LVB:

Online payments made through RTGS are made under RBI’s guidance and hence, they are final and irreversible. The fund transfers are ‘real-time’, as in the processing takes place at the same time as the instructions reach the bank. The process is instantaneous and continuous as it happens throughout the day. The settlement of funds is referred to as ‘gross settlement’ as the transfer instructions take place independently, without carrying any links to other transactions. LVB enables all its customers to use RTGS for easy and fast fund transfer. RTGS mode is preferred for high-amount transactions of Rs.2 lakh and above. Fund transfer to beneficiary account can take place in a short span of 2 hours. LVB offers RTGS facility in all its branches.

The information required for an RTGS transaction is the same as in an NEFT transaction.

Transaction Charges:

There are no charges levied on inward remittances at LVB. The charges applied on outward remittances are:

Charge as per Transaction Time

Transaction Amount

Rs.2 lakhs to Rs.5 lakhs

More than Rs.5 lakhs

09:00 am to 12:00pm



12:00pm to 03:30pm



03:30pm to 05:30pm



Post 05:30pm



Transaction Timings:

Working Days – 09:00am to 04:30pm

Since its inception in 1962, Lakshmi Vilas Bank saw rapid expansion all over the country, spanning a network of 432 branches. With its head office in Karur, LVB has been actively involved in a wide range of customer segments such as corporate, mid-market, retail as well as financial inclusion schemes initiated by the government. LVB branches offer an array of para-banking products in collaboration with General and Life Insurance companies, stock houses, mutual fund companies and more.

News Related to Lakshmi Vilas Bank IFSC Code
  • Lakshmi Vilas Bank Launches Mobile Banking App

    Jumping in the bandwagon of public and private lenders that are going the smartphone way, Lakshmi Vilas Bank too unveiled its very own mobile banking application by the name, ‘LVB Mobile’ for its users this month. It is suited for Android, IOS and Windows compatible and would permit users to verify their account balance, transfer/ receive money (use IFSC Code), recharge their mobile phones as well as settle any utility bill. The new CEO and MD of the bank, Mr. P Mukherjee is quite excited about this new development and is hopeful to carve a niche for Lakshmi Vilas in the arena of digital banking. Using this app, you can easily locate your closest ATM. This app is also endowed with aspects like stop-payment-requests, blocking cards and ever putting in requests for cheque books or transaction statements. They launched their first money deposit machine in Bengaluru this month and plans of introducing more such machines along with e-lounges are also in the pipeline.

    6th May 2016

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