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Karnataka State Coop Apex Bank IFSC and MICR Code:

State wise list of Karnataka State Coop Apex Bank IFSC code, MICR code and addresses of all branches in India

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The Karnataka State Co-operative Apex Bank Ltd. (KSC Apex Bank) IFSC Code:

The way we transfer money online has changed with the introduction of NEFT (National Electronic Fund Transfer) and RTGS (Real Time Gross Settlement) facilities. Thanks to these services, we no longer need to endure long queues at bank branches to facilitate a money transfer within the country. Instead, customers can make online fund transfers wherever they are and be assured of a safe and quick process. An initiative by Reserve Bank of India (RBI), these services were started to facilitate a quick channel for online fund transfers. Customers of KSC Apex Bank who use these services to transfer funds will have to enter the recipient’s branch IFSC (Indian Financial System Code) code. This code is issued by RBI to every bank branch that is part of the NEFT network, and is used to identify the source and destination banks in a transaction. It also serves to help RBI regulate the fund transfers in the country.

The IFSC code is a set of 11 alphanumeric characters. Each IFSC code is made up of the bank name, the branch number and the number “0” in between the two. An IFSC code for the KSC Apex Bank branch in Koramangala, Bangalore district, Karnataka is KSCB0001028. The first four characters “KSCB” stands for the Karnataka State Co-operative Bank, “0” is the fifth character that is left blank for later use and “001028” is the branch number.

How to Search for The Karnataka State Co-operative Apex Bank Ltd. (KSC Apex Bank) IFSC and MICR Codes?

Looking for the IFSC and MICR codes of a particular bank branch is a very simple process. One could go to the bank webpage and find a list of all the bank branches that are registered on the NEFT network. You could find the IFSC code printed on the cheque leaves issued by a particular bank branch. Alternately, you could access information on the IFSC and MICR codes of a bank branch by visiting a site like BankBazaar. All you have to do is scroll to the bottom of the homepage and click on the tab “Bank IFSC Code”. On doing so, you will be taken to a page where you will have to enter the name of the bank as also details like the state, district and bank branch. Once you have selected the relevant information from drop down menus, you will be presented with the IFSC and MICR codes for the particular bank branch.

Transferring funds using the NEFT and RTGS services provided by KSC Apex Bank is very simple. It is a quick and safe money transfer medium throughout the country. Given below are details on how the services can be availed.

NEFT (National Electronic Fund Transfer):

NEFT services can be availed by KSC Apex Bank customers to make wireless money transfers anywhere in India. The bank provides this service to its customers from Monday to Friday from 9:00 am to 7:00 pm. NEFT services are not available on second and fourth Saturdays. Transactions are settled in hourly batches beginning from 9:00 am. Consequently, transfer requests are settled in the immediate hourly batch after being processed. In the event of transfer requests made after the cut off times or on bank holidays, the bank will process those requests on the following business day.

NEFT transactions have no lower or upper limit, so customers can send any amount of money at a time. This feature, along with the security attached to the transactions, have made it a preferred mode of money transfer.

The bank has a set of rates for providing this service to its customers, which are as under:

Transaction amount

Charges

Up to Rs. 1, 00, 000/-

Rs. 5/- for every transaction

Above Rs. 1, 00, 000/-

Rs. 25/- for every transaction

RTGS (Real Time Gross Settlement):

RTGS facility is available for KSC Apex Bank customers who wish to send their money to accounts within India using the fastest money transfer medium. This service is completely secure and takes place on a real time basis, which means the transfer is made as soon as the request is processed. The transfers are also “gross” transactions, meaning each transaction is processed individually. As a result, RTGS money transfers are irrevocable and final, so once the request is made it cannot be taken back or rescinded.

RTGS services tend to be used to transfer large amounts of money at a time. RTGS transactions have no upper limit but the lower limit is Rs. 2 lakh. Customers can use this facility from Monday to Saturday from 9:00 am to 4:30 pm. This facility is not available on the second and fourth Saturdays of the month. KSC Apex Bank charges for RTGS are as under:

Transaction Amount

Charges

Up to Rs. 5, 00, 000/-

Rs. 25/- for every transaction

Above Rs. 5, 00, 000/-

Rs. 50/- for every transaction

The Karnataka State Co-operative Bank, abbreviated to KSC Apex Bank, was established in the year 1915. Originally called the Mysore Provincial Co-operative Bank, it was set up to finance and supervise co-operative institutions in the erstwhile princely state of Mysore. In 1925, the Bank was granted permission to convert itself into an Apex bank. One of the leading State Co-operative banks in India, the KSC Apex Bank provides retail and commercial banking services as well as finance to agriculturists. It provides its customers with facilities such as lockers, deposits and loans.

Karnataka State Co-Op Apex Bank Vidhana Soudha Branch Karnataka State Co-Op Apex Bank Karnataka Central Co-Op Bank Ltd Branch Karnataka State Co-Op Apex Bank Davanagere Central Co-Op Bank Ltd Branch
Karnataka State Co-Op Apex Bank Head Office Branch Karnataka State Co-Op Apex Bank Banashankari Branch Karnataka State Co-Op Apex Bank Basaveshwara Nagar Branch
Karnataka State Co-Op Apex Bank Gokula Branch Karnataka State Co-Op Apex Bank J P Nagar Branch Karnataka State Co-Op Apex Bank Agara Branch
Karnataka State Co-Op Apex Bank Mysore Chamarajanagar Co-Op Bank Branch Karnataka State Co-Op Apex Bank B T M Layout Branch Karnataka State Co-Op Apex Bank Ashoka Pillar Branch
Karnataka State Co-Op Apex Bank Indiranagar Branch Karnataka State Co-Op Apex Bank T Dasarahalli Branch Karnataka State Co-Op Apex Bank Jayanagar 9th Block Branch
Karnataka State Co-Op Apex Bank Gandhinagar Branch Karnataka State Co-Op Apex Bank Girinagar Branch Karnataka State Co-Op Apex Bank Padmanabha Nagar Branch
Karnataka State Co-Op Apex Bank Ganganagar Branch Karnataka State Co-Op Apex Bank Jayanagar Market Complex Branch Karnataka State Co-Op Apex Bank Lakkasandra Branch
Karnataka State Co-Op Apex Bank Mahalakshmi Puram Branch Karnataka State Co-Op Apex Bank Shivajinagar Branch Karnataka State Co-Op Apex Bank Chitradurga Central Co-Op Bank Ltd Branch
Karnataka State Co-Op Apex Bank Tumkur District Co-Op Bank Ltd Branch Karnataka State Co-Op Apex Bank Kengeri Sattelite Town Branch Karnataka State Co-Op Apex Bank Rajaji Nagar Branch
Karnataka State Co-Op Apex Bank Sunkadakatte Branch Karnataka State Co-Op Apex Bank Vyalikaval Branch Karnataka State Co-Op Apex Bank Kanara District Central Co-Op Bank Branch
Karnataka State Co-Op Apex Bank Bommasandra Branch Karnataka State Co-Op Apex Bank Chandra Layout Branch Karnataka State Co-Op Apex Bank Krishnaraja Puram Branch
Karnataka State Co-Op Apex Bank Magadi Road Branch Karnataka State Co-Op Apex Bank Rajarajeshwari Nagar Branch Karnataka State Co-Op Apex Bank Rpc Layout Branch
Karnataka State Co-Op Apex Bank Vivekananda College Extension Branch Karnataka State Co-Op Apex Bank Shimoga Central Co-Op Bank Ltd Branch Karnataka State Co-Op Apex Bank Bangalore Rural Ramanagar Co-Op Bank Branch
Karnataka State Co-Op Apex Bank Bagalkot District Central Co-Op Bank Branch Karnataka State Co-Op Apex Bank Legislators Home Branch Karnataka State Co-Op Apex Bank Mahadevapura Branch
Karnataka State Co-Op Apex Bank Vijayanagar Branch Karnataka State Co-Op Apex Bank Chikmagalur District Co-Op Bank Ltd Branch Karnataka State Co-Op Apex Bank Mandya District Co-Op Bank Ltd Branch
Karnataka State Co-Op Apex Bank Bijapur Co-Op Central Bank Ltd Branch Karnataka State Co-Op Apex Bank Multi Stored Building Branch Karnataka State Co-Op Apex Bank R T Nagar Branch
Karnataka State Co-Op Apex Bank Yelahanka Branch Karnataka State Co-Op Apex Bank Gulbarga Yadagir Co-Op Bank Ltd Branch Karnataka State Co-Op Apex Bank Kodagu Central Co-Op Bank Ltd Branch


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