Kalyan Janata Sahari Bank IFSC and MICR Code:

State wise list of Kalyan Janata Sahari Bank IFSC code, MICR code and addresses of all branches in India

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Kalyan Janata Sahakari Bank IFSC Code:

IFSC Code or the Indian Financial System Code is a unique eleven character code assigned to every bank or financial institution in the country by the RBI. These codes help in the identification of branches of any bank. IFSC codes can be used to electronically transfer funds between two banks or branches.

The illustration for the Kalyan Janata Sahakari Bank IFSC Code is mentioned below:

Kalyan Janata Sahakari Bank IFSC code for the Satara Main Branch in the state of Maharashtra is KJSB0000203’. The first characters ‘KJSB’ stand for the name of the bank, the fifth character is always ‘0 (Zero)’ for future use and the final six characters ‘000203’ specify the exact branch address.

How to Search for Kalyan Janata Sahakari Bank IFSC Code and MICR Code?

IFSC Codes are used to transfer funds securely from one account to another, irrespective of bank or branch. In order to send money through NEFT or RTGS, the account holder should enter the beneficiary’s bank’s name, account number, IFSC code. Here’s how the IFSC code of Janata Kalyan Sahakari Bank can be searched:

  • The customer can walk down to the nearest branch and ask any of the representatives for the IFSC or MICR codes .
  • The IFSC code is also printed on the bank’s pass book and leaves of the check book.
  • The official portal of the Kalyan Janata Sahakari Bank also has IFSC and MICR codes of its every branch, along with the branch’s address.
  • BankBazaar, which is a third party website, also provides information on IFSC and MICR codes of the Kalyan Janata Sahakari Bank. All the customer has to do is to go to the website’s homepage and click on “Bank IFSC Code”.

Choose Kalyan Janata Sahakari Bank and from the drop down menu select the state, district, city, or branch for which IFSC and MICR codes are needed.

Kalyan Janata Sahakari Bank offers its customers facilities to transfer money, through NEFT or RTGS, anywhere in the country. The details are provided below:

National Electronic Funds Transfer (NEFT):

There is no basic limit to transfer funds through the NEFT system. It is a secured channel where the recipient receives the money within a few hours on the same day. NEFT service during the bank hours and are settled batch wise, depending on the time of the transactions.

Real Time Gross Settlement (RTGS):

RTGS is a third party fund transfer service facilitated by the bank, when the amount cannot be transferred through NEFT. RTGS transactions are taken care of immediately within the designated working hours of both the banks - the sender bank and the recipient bank. For an RTGS transaction the beneficiary amount should be more than Rs 2 lakh. The transaction is done on an individual basis.

NEFT and RTGS Charges:

Kalyan Janata Sahakari Bank charges a minimal fee for NEFT and RTGS transactions. Inward NEFT and RTGS are not charged by the bank. No charges are applicable for outward NEFT under Rs 10,000. Transactions above Rs 10,000 to Rs 1 lakh, above Rs 1 lakh up to Rs 2 lakh & above Rs 2 lakh are charged Rs 5, Rs 15, and Rs 25 respectively.

For outward RTGS ranging from Rs 2 lakh to less than Rs 5 lakh, a fee of Rs 25 per transaction is charged. A fee of Rs 50 for RTGS transfers of Rs 5 lakh and above is charged by the bank.

Established in 1973, the Kalyan Janata Sahakari Bank has been providing banking products and services to people residing in Kalyan and its surrounding suburbs. With over 3 lakh clients and business expanding beyond Rs 2710 crores, the bank offers its customers fixed deposits, recurring deposits and loans at competitive rates.

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