Janata Sahakari Bank IFSC code & MICR code

Looking for IFSC and MICR codes is a very simple process. IFSC codes can be found on the bank’s website, where there will be a list of all the branches and their IFSC codes. IFSC and MICR codes are also printed on the leaves of cheque books issued by the branch. Another way to search for IFSC codes is through sites like BankBazaar. Here you can find all the IFSC codes for banks across the country at a glance. All you have to do is visit the homepage and click on the tab “IFSC Bank Code”. You will be re-directed to a page that asks you to type in the name of the bank. You will then have to fill in details like the state, district and bank branch from drop down menus. On doing so, you will be provided with the IFSC and MICR codes for the branch in question.

How to Use Janata Sahakari Bank Ltd., Pune NEFT and RTGS to Transfer Funds?

Janata Sahakari Bank’s NEFT and RTGS services to transfer funds are a secure and efficient way to transfer funds across the country. The NEFT service is not only a quick way to send money but also a secure means to do so, since the banks are regulated by RBI guidelines. Another advantage is that the service is affordable, so everyone can use it. Below are the guidelines on availing these two services.

NEFT (National Electronic Funds Transfer):

NEFT is a facility where customers can make one-to-one online fund transfers to any bank account registered with the NEFT network within the country. It has no upper or lower limit, meaning customers are free to send any amount they desire to the recipient and be assured of a quick credit into the recipient’s account.

Janata Sahakari Bank, Pune offers this facility to its customers from Monday through Saturday from 9:00 am to 6:00 pm. The service will not be available on the second and fourth Saturdays in the month. Transfer requests are settled in hourly batches, with the first batch starting from 9:00 am. In case of a request received after the close of NEFT service hours, it would be processed on the next business day. Customers can avail this service either by visiting a bank branch and making their transfer request or they can download a form online and submit it. The bank offers NEFT services to customers who have accounts with the bank as well as those who do not bank with them. The bank levies a fee for utilization of this service, which is given below.

The charges for Janata Sahakari Bank, Pune account holders are as follows:

The charges for those who do not have an account with the bank are as follows:

RTGS (Real Time Gross Settlement):

RTGS is a facility that provides for the fastest money transfer in the country. It is a favoured means of sending money safely and without hassle. While RTGS transactions do not have an upper limit, there is a minimum transaction amount of Rs. 2 lakh. RTGS services are settled on a real time basis, which means the money is transferred to the recipient’s account as soon as the request is processed. Each transaction is settled individually, so transactions are not bunched together. As a result, once a transfer request is made, it is final and cannot be revoked.

The bank offers RTGS facility to its customers from 9:00 am to 3:00 pm on Monday- Saturday. However RTGS is not available on the second and fourth Saturdays. Transaction requests received after the timings mentioned, or those received on public holidays, will be processed on the following working day.

The charges levied by the bank are given below:

About Janata Sahakari Bank Ltd., Pune:

The Janata Sahakari Bank is a Scheduled Bank set up in Pune in 1949 with the vision of serving the economically disadvantaged sections of society. The bank has grown from strength to strength since its inception, serving customers across western India through its 54 branches. The bank provides services such as loans, various deposit schemes and foreign exchange services. It also facilitates payments to government agencies through the Aadhaar Bridge Payment System.