Whoever said wishes don’t come true hasn’t explored our offers!
  • Janaseva Sahakari Bank Ltd IFSC and MICR Code:

    State wise list of Janaseva Sahakari Bank Ltd IFSC code, MICR code and addresses of all branches in India

    Locate any details of Janaseva Sahakari Bank Ltd branch in India.

    or Choose State from list below


    Janaseva Sahakari Bank Ltd., Pune IFSC Code:

    Janaseva Sahakari Bank, Pune proudly offers wireless fund transfer facilities to its customers who can now remit money in just a few steps, virtually. With the use of computers or phones, you can steer clear from all kinds of paperwork when you opt for this mode of fund transfer. If it was a few years ago, you would have to go the traditional way which would easily take at least a week or sometimes more. Electronic transfer is an innovative mechanism that enables money to reach the desired recipient in a few hours or a couple of days. Making this choice, not only saves your time but also the cost of posting cheques. One very crucial point of an electronic fund transfer is that it is error-free as the transaction takes place only when the sender and beneficiary bank details are correct. One of the most important data points that you need to input in order to successfully transfer money online are: beneficiary’s bank account number, sender’s account number and beneficiary bank branch’s IFSC code, along with some other general details.

    IFSC Code/Indian Financial System Code is an identification given to all banks that allow remittance via electronic fund transfer systems. The identification in the form of an 11-character code is assigned by the Reserve Bank of India to the banks. An alpha-numeric IFSC code contains 3 parts, out of which the first (4 characters) and the second part (Last 6 characters) denote the bank’s and the branch’s name respectively. The middle part is just one numeric that is, zero, which is used later.

    For example, ‘JANA0000031’ is the IFSC code of Nashik branch of Janaseva Sahakari Bank, Pune of Maharashtra. If you look closely, in the code ‘JANA’ stands for Janaseva Sahakari Bank, and the last six numbers is Nashik branch’s identification code.

    How to Search Janaseva Sahakari Bank, Pune IFSC & MICR Codes?

    • Janaseva Sahakari Bank’s official website has an exclusive page displaying IFSC codes of all its branches.
    • Although slightly inconvenient, you can always call the specific bank branch and directly ask for the IFSC code of the branch.
    • One of the easiest ways to locate the IFSC code is to check the leaves of the cheque book issued to you by your bank.
    • RBI also has the IFSC codes of all the bank’s branches on their website.
    • Online, there are other quick and easy ways to find IFSC and MICR codes , without any charge. With some basic details, you can query your search and obtain any IFSC code you wish to know.

    BankBazaar is one such website, which allows easy access to bank details of all banks in the network of electronic fund transfer. If you follow the steps given below, you can attain the IFSC code of any particular branch:

    • Go to the left bottom of the main page of BankBazaar.
    • Click on the tab ‘Bank IFSC Code’.
    • A page prompting you to enter some details will appear, such as name of the bank, State, District, name of the branch.
    • Select from the lists given below or drop-down menus and ensure all fields are entered.
    • The page generates an output with IFSC and MICR codes of that particular branch of the bank, address and phone number of the same.

    Janaseva Sahakari Bank, Pune customers can use both modes (NEFT and RTGS) of inter-bank electronic fund transfers. You can remit from your account in any branch of the bank to any other account maintained with a different bank or bank branch. Maintained by RBI, the system is efficient and secure.

    National Electronic Fund Transfer (NEFT):

    In India, NEFT can be used to send money wirelessly which is then credited to the chosen beneficiary’s account. Transfer of funds can be done either to the account number of another individual or corporate organization. RBI carries out NEFT under a DNS (Deferred Net Settlement) system and all instructions are processed at a central point. In order to proceed with a NEFT transfer, you must first add the beneficiary name and his account number. Once that is achieved and the recipient name is successfully added, other details such as the recipient bank’s name, branch name and most importantly, the IFSC code of that particular branch is required.

    NEFT transactions are settled in hourly batches between 9am to 7pm from Monday To Friday and on Saturdays, from 9am to 1pm. For retail internet banking, there is no minimum amount for a NEFT transaction, whereas the upper cap is Rs.5 lakh. In case of corporate internet banking, there is no minimum amount limit but the upper limit is Rs.50 lakh for Vyapaar and Rs.500 crores for Vistaar.

    Real Time Gross Settlement (RTGS):

    RTGS, as compared to NEFT is faster as well as continuous. Referred to as ‘real time’, these transactions are completed or processed as soon as RBI receives instructions from the bank. RTGS transfers can be made anytime as they are not cleared in batches and is handled individually, hence the settlement is called ‘gross settlement’. As it is not linked to any other transaction, it is often cleared within few hours. Customers at Janaseva Sahakari Bank Ltd. Pune prefer RTGS for high value money transfers.

    In case of retail internet baking, the minimum limit on a RTGS transaction is Rs.2 lakh and the maximum limit is Rs.5 lakh. For transactions under corporate internet banking, the lower limit is Rs.2 lakh and Rs.50 lakh for Vyapaar and Rs.500 crores for Vistaar.

    Janaseva Sahakari Bank Ltd., Pune is a leading co-operative bank in Mumbai. With over three decades in the banking world, it had achieved a working capital of Rs.1000 Crores in 2011.


  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.