Janakalyan Sahakari Bank IFSC and MICR Code:

State wise list of Janakalyan Sahakari Bank IFSC code, MICR code and addresses of all branches in India

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Janakalyan Sahakari Bank (JKSBL) IFSC Code:

There is almost nothing under the sun which the internet has failed to provide us with, at our fingertips. Be it browsing information about anything in the world, connecting with people via social media, shopping, booking tickets, ordering food/groceries, and what not. Thanks to internet for enabling us to carrying out any kind of transactions by sitting comfortably inside our home or office. Almost everything can be achieved just by a couple of clicks. Banking has also made a huge mark in this aspect by making online/internet/e-banking facilities available to millions of customers. Gone are those days when one would have to undergo the pain of physically going to a bank to make the tiniest of banking transactions or even availing a banking service. Internet baking services provided by banks has made it possible to transfer money online. This is a smooth, hassle-free and secure process. Not to forget that online funds transfer is probably the biggest boon during times of emergency.

According to the rules of RBI, banks (to ensure that transferring funds is simple and fast) have activated two electronic payment services called NEFT (National Electronic Funds Transfer) and RTGS (Real Time Gross Settlement). To further enhance and security and successful completion of this process, people transferring funds online using these two services (NEFT and RTGS) need to put in the correct IFSC code of the receiver of funds. IFSC is a unique alphanumeric code. It is mandatory to put the correct IFSC code of the funds recipient’s bank branch, along with the account details. This is crucial for successful completion of transferring money via internet banking, online. Only those banks can offer NEFT and RTGS facilities to customers, which are a part of the NEFT network.

The Reserve Bank of India issues unique alphanumeric 11 character IFSC code to banks which are a part of the NEFT network. When the money is being transferred form one bank to another, this regulates the flow of the same from one bank to another bank.

What do the 11 characters in IFSC code stand for? Why is it even important, or how is it a unique identification code? Every detail about an IFSC code has been clearly explained in below. The first 4 characters of the IFSC signifies the bank’s name in which the recipient’s account is held. The fifth character is the numeric zero by default. This has been kept for use in the future. The last 6 characters of IFSC, as it is a unique identification code, signify of the specific branch in which the account is held. For instance, Janakalyan Sahakari Bank IFSC code for the Andheri West branch, in Mumbai is JSBL0000017. The first 4 characters ‘JSBL’ are representative of the bank name which is Janakalyan Sahakari Bank limited. The fifth character is zero as mentioned before. The last 6 characters ‘000017’ represent the specific branch. In this case it is Andheri West branch.

How to Search for Janakalyan Sahakari Bank (JKSBL) IFSC & MICR Codes?

To Find IFSC and MICR code of a bank branch is very easy. There are ways to get it both online and offline. For users who want to find it online, getting the required bank’s IFSC and MICR code online is very easy. Customers who lack easy access to online means, they can look into their account cheque book and also the pass book. Every single leaf of the cheque book has the IFSC and MICR code of the printed on it of the issuing branch. Even the first page of the account passbook has its IFSC code printed on it. You can also visit Janakalyan Sahakari Bank’s official website. You will get a list of all the IFSC and MICR codes of every branch of the bank.

It is also smart to visit a third party financial website like BankBazaar to get the IFSC and MICR codes of Janakalyan Sahakari Bank. Once you are on BankBazaar website, you will find a tab called ‘Bank IFSC Code’. Simply click on this tab, and after this you will be led to another page. This page has 4 drop down menus. You must feed in, correctly, the name of the bank, the city and state, and the particular branch of which you require the IFSC code. Once all the correct details are provided in the required fields, the page will reflect the IFSC and MICR code of the branch of the bank. The website will also show you the full address and contact details of the bank branch.

Using NEFT and RTGS services is simple, quick and hassle-free system of transferring funds. You can now transfer money to anybody across India within just a few hours. Remember to provide the correct IFSC code, if you are using NEFT or RTGS, of the funds recipient to finish the process of transfer with success. Customers of Janakalyan Sahakari Bank can use both NEFT and RTGS to transfer money to account holders of the same bank or any other bank. Please note that these banks also have to be a part of the NEFT network.

NEFT (National Electronic Funds Transfer):

With this electronic funds transfer service called NEFT, account holders of Janakalyan Sahakari Bank can transfer money really fast and with complete security to any account holder with any bank in the nation. It is compulsory for the funds receiver’s bank to be a participant in the NEFT network. Besides giving the beneficiary’s correct IFSC code, you have to give his full name in which the account is held, the correct account number, bank and branch name, address and type of account. There are certain timings for NEFT transactions. You will also get instant sms alert once transaction is processed and UTR is received.

RTGS (Real Time Gross Settlement):

Janakalyan Sahakari Bank customers are enabled to use RTGS electronic payment service to transfer money. This is ideal if you want to transfer a very huge amount. To successfully finish this process put in the account holder’s name, branch, bank, IFSC code and type of account. There are certain timings for RTGS transactions. . You will also get instant sms alert UTR is received from RBI.

Janakalyan Sahakari Bank Ltd. was established on 29th May 1974. This bank was formed under Maharashtra State Co-operative Societies Act, 1960. It started operations on 15th August, 1974. This is when it received license from the Reserve Bank of lndia.

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