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ING Vysya IFSC and MICR Code:

State wise list of ING Vysya IFSC code, MICR code and addresses of all branches in India

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ING Vysya Bank IFSC Code

Transfer of money wirelessly has made bankers’ life simpler and hassle-free. The most helpful and effective features of internet banking in today’s world is electronic fund transfer. ING Vysya, now called Kotak Mahindra Bank, offers its customers online banking facilities through their safe and secure website. You can avail this easy to use technology and transfer money at anytime, anywhere. There is no need for you to go to the bank physically and carry out a number of steps to make a successful payment transfer, anymore.

Indian Financial System Code or IFSC is an RBI-assigned identification code given to all branches and its banks. It is an 11 character code in an alpha-numeric format. IFSC code plays a crucial role in electronic transfers of money between bank accounts, online. The name of the bank is represented in the first four characters of the code, the specific branch’s identification is hidden in the last six characters of the code. The fifth character is a control character and is left as zero for use later. For instance, if we were looking for the IFSC code of the Gajuwaka branch of ING Vysya Bank in Visakhapatnam. The code is VYSA0007160. To understand the code better, we can look at it in 3 parts. The first part, being the 1st four characters ‘VYSA’. This denotes the name of the bank- ING Vysya Bank. As mentioned earlier, the fifth character is left as zero by default. The third part which is the last six characters ‘007160’, represents ‘Gajuwaka Branch’.

How to Find ING Vysya Bank IFSC and MICR Codes?

There are various ways IFSC and MICR codes of all branches of ING Vysya Bank can be found out:

  • The cheque book issued by the ING Vysya bank will have the IFSC code printed on each of its leaf.
  • You can directly visit the branch of the ING Vysya bank or any branch and they can provide you with the IFSC code you are looking for.
  • There is an option of calling your bank branch and enquiring for the IFSC and MICR codes.
  • RBI’s official website gives you the option to search for any branch of any bank’s IFSC and MICR codes.
  • BankBazaar is one among many third-party websites where you can find ING Vysya’s IFSC and MICR codes. On this website, the tab ‘Bank IFSC Code’ takes you to a window where you are required to select the Bank’s name, state, district and the branch whose IFSC code you are looking for. The site then gives you a detailed output with the IFSC and MICR codes. There is also additional information available such as phone number and address of that particular branch.

There is no need of filling forms, couriering demand drafts or standing in long queues for customers of ING Vysya. As an account holder at this bank, you can transfer money using NEFT (National Electronic Fund Transfer) and RTGS (Real Time Gross Settlement) to any location nationwide in a span of a few minutes to a few hours. Both modes mandatorily require you to have the knowledge of the IFSC code of the destination bank branch. Money transfer through these modes can be utilized to send funds to another account in the same bank or any other bank, which is NEFT/RTGS enabled.


NEFT transactions at ING Vysya bank are cleared by RBI every hour in batches, following the Deferred Net Settlement (DNS) system. The NEFT clearance timings at ING Vysya are from 8AM to 6:30PM from Monday till Friday and 8AM to 12:30PM on Saturdays. If you want to transfer using NEFT, the transaction requests are cleared either on the same day or the next, depending on the batch it is processed in.

ING Vysya levies charges per NEFT transaction. Transactions up to the value of Rs.1 lakh, you will have to pay Rs.5 per transaction and for transactions above a lakh, you will have to pay Rs.25 per transaction.


Real Time Gross Settlements are opted when making high value transfers to the beneficiary. The transfer of money using this mode takes place in the real-time and is carried out continuously throughout RTGS business hours of the bank. RTGS system of fund transfer does not follow any batch-wise process and is cleared independently, making it the fastest mode of online money transfer. As this happens in the books of RBI, the transfers cannot be taken back and is considered final. The minimum amount that is allowed to be transferred via RTGS is Rs.2 lakh, however there is no upper limit and you can transfer an amount as high as possible. The bank branch of the beneficiary credits the money into the recipient’s account within two hours post receiving instruction for the same.

At ING Vysya, RTGS business hours are from 9AM to 4:15PM on weekdays and from 9AM to 1:45PM on Saturdays. The standard charges for RTGS transactions are Rs.25 per transaction for transfers that are worth up to Rs.5 lakh and Rs.50 per transaction for transfers that are worth above Rs.5 lakh.

ING Vysya Bank, initially found as the Vysya Bank in 1930 was later re-established in 2002 as the ING Vysya Bank. With its head office in Bangalore, it expanded with more than 500 branches in the country. In 2015, there was a merger between ING Vysya and Kotak Mahindra Bank marking a historic event in the financial service sector. It has been decided that post-merger, ING Vysya Bank will carry the name of Kotak Mahindra Bank. Kotak Mahindra bank provides a large array of financial products and services. It now boasts of over 1200 branches and 1900 ATMs across India.

Readers be advised, ING Vysya Bank has now been acquired by Kotak Mahindra Bank, and the collective new entity is known as the Kotak Mahindra Bank, for all business and practical purposes. Thanks to this merger, Kotak Mahindra has now emerged as the 4th largest private sector bank in India. Henceforth, all former products of ING Vysya (including the loans portfolio, credit cards and other banking products and infrastructure) will be managed, promoted and marketed by Kotak Mahindra Bank. Applicants looking for any product or service from the ING Vysya catalogue must apply for the same through the offline or online outlets of Kotak Mahindra Bank (Also Kotak Mahindra Bank IFSC Code).

ING Vysya Bank Arundelpet Guntur Branch ING Vysya Bank Ameerpet Hyderabad Branch ING Vysya Bank Banjara Hills Hyderabad Branch
ING Vysya Bank Himayatnagar Hyderabad Branch ING Vysya Bank Khairatabad Hyderabad Branch ING Vysya Bank Kukatpally Branch
ING Vysya Bank Madhapur Branch ING Vysya Bank Nacharam Habsiguda Hyderabad Branch ING Vysya Bank Sanathnagar Hyderabad Branch
ING Vysya Bank Proddatur Branch ING Vysya Bank Bowenpally Branch ING Vysya Bank Tirupathi Branch
ING Vysya Bank Governorpet Vijayawada Branch ING Vysya Bank Svn Road Warangal Branch ING Vysya Bank Sector 44 D Chandigarh Branch
ING Vysya Bank Greater Kailash Branch ING Vysya Bank Lajpat Nagar Branch ING Vysya Bank Connaught Place Delhi Branch
ING Vysya Bank East Of Kailash New Delhi Branch ING Vysya Bank Kohat Enclave Delhi Branch ING Vysya Bank Model Town New Delhi Branch
ING Vysya Bank Preet Vihar New Delhi Branch ING Vysya Bank Surat Branch ING Vysya Bank Golf Course Gurgaon Branch
Ing Vysya Bank Connaught Place Branch ING Vysya Bank Banashankari Bangalore Branch ING Vysya Bank Bommanahalli Bangalore Branch
ING Vysya Bank High Court Karnataka Bangalore Branch ING Vysya Bank Indiranagar Bangalore Branch ING Vysya Bank Infantry Road Bangalore Branch
ING Vysya Bank Kh Road Bangalore Branch ING Vysya Bank Koramangala Bda Bangalore Branch ING Vysya Bank Mgroad Bangalore Branch
ING Vysya Bank Netkallappa Circle Bangalore Branch ING Vysya Bank Srinivasanagar Bangalore Branch ING Vysya Bank Ulsoor Bangalore Branch
ING Vysya Bank Vittal Mallya Road Bangalore Branch ING Vysya Bank Huda Hubli Dharwad Urban Development Authority Branch ING Vysya Bank Kannur Cannanore Branch
ING Vysya Bank Andheri E Mumbai Branch ING Vysya Bank Bandra Kurla Complex Bkc Mumbai Branch ING Vysya Bank Hughes Road Opera House Mumbai Branch
ING Vysya Bank Kandivali E Mumbai Branch ING Vysya Bank Kalyaninagar Pune Branch ING Vysya Bank Swargate Branch
ING Vysya Bank Anna Nagar Chennai Branch ING Vysya Bank Mount Road Chennai Branch ING Vysya Bank Santhome Chennai Branch
ING Vysya Bank Coimbatore Rs Puram Branch ING Vysya Bank Bharati Vidyalaya Higher Secondary School Branch  

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