Deogiri Bank IFSC and MICR Code:

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Deogiri Nagari Sahakari Bank IFSC Code:

IFSC, also known as, Indian Financial System Code, is a code provided by RBI to all the financial institutions under the NEFT system. This code is mainly utilised for making and receiving electronic payments like Real Time Gross System (RTGS), National Electronic Fund Transfer (NEFT), and Immediate Payment Service (IMPS).

IFSC Codes are basically a 11-character alphanumeric code, which are unique to all the bank branches in the country. They help easily identify and track transactions carried out through a particular account and the bank branch it was done from.

The first four characters in the IFSC code signifies the name of the bank, the fifth letter is always a zero, and the last six characters point to the bank branch and its geographical location. For example, IFSC Code for Deogiri Bank Kranti Chowk branch is YESB0DNSB01. Here, the first four alphabetic characters signify name of the bank, the fifth character is a default zero, and the last six characters point to the bank branch and the area it is located in.

How to search for Deogiri Nagari Sahakari Bank’s IFSC and MICR Codes?

While searching for IFSC and MICR Codes were relatively tougher earlier, the process has become quite simpler now. To find the IFSC and MICR codes you can run a simple google search or better to check the Bankbazaar website. This will provide all the details you are looking for.

While Deogiri Nagari Sahakari Bank is quite a small establishment, it still offers its customers to pay/receive through various electronic fund transfer methods such as Real Time Gross System (RTGS), National Electronic Fund Transfer (NEFT), and Immediate Payment Service (IMPS).

National Electronic Funds Transfer (NEFT):

Possibly, the most prevalent payment service in India, NEFT service can be used to transfer funds electronically to any bank branch located anywhere in the country. The funds are transferred instantly to the beneficiary on the same working day in batches. If the transfer is initiated after the schedule, it will be credited during the next working day.

Real Time Gross Settlement (RTGS):

Yet another medium of fund transfer available with Deogiri Bank, RTGS is quite similar to NEFT, wherein funds are transferred immediately to the beneficiary without any delay. This service is only available on working days at a timeframe decided upon by the bank.

Immediate Payment System (IMPS):

IMPS is another sought-after payment service wherein transfer requests are processed immediately. The funds are credited to the beneficiary’s account within a matter of seconds and is available on bank holidays as well. If you’re looking for quick EFT, this service is available round the clock.

Deogiri Nagari Sahakari Bank is the spawned by Prahlad Ji Abhyankar on 23rd of January 1984. Currently the bank operates through its 31 branches, 28 ATMs, a data centre, and a modern office. As of March 2016, the bank has deposits worth Rs. 876.96 crores and advances worth Rs. 527.35 crores, bringing the total worth of business to Rs. 1402.31 crores.

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