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State wise list of Chhatrapati Rajarshi Bank IFSC code, MICR code and addresses of all branches in India
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When you need to transfer money electronically, you can opt for any one of the payment channels introduced by RBI - NEFT and RTGS. Both these electronic fund transfer modes require you to know some important details of the bank such as the IFSC and MICR code, in order to enable a smooth and error-free transaction.
IFSC code or the Indian Financial System Code serves as a unique identification of a bank branch. Shahu Bank customers can transfer money using both NEFT and RTGS. It is an 11-character alphanumeric code.
For instance, The IFSC code of the ‘Ahmednagar’ branch of Shri Chhatrapati Rajarshi Shahu Urban Co-op Bank is CRUB0000011, where ‘000011’ is code for its branch name.
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The IFSC and MICR codes of Shahu Bank can be searched in the following ways:
Customers of Shahu Bank can transfer funds electronically either by using NEFT or RTGS from their bank account to any beneficiary account of any branch of any bank, anywhere in the country. Both these payment modes are considered safe, secure and efficient as they are operated by the RBI.
NEFT (National Electronic Fund Transfer):
NEFT works on a DNS (Deferred Net Settlement) basis, where the transactions are settled batch-wise by RBI. Customers can remit any amount above Rs.10, 000 through NEFT. There is no upper limit on NEFT transactions for Shahu Bank customers. The bank does not charge its customers for NEFT transactions.
RTGS (Real Time Gross Settlement):
RTGS transactions are real-time fund transfer as they are instantaneous. The transactions are cleared individually and not in batches, by RBI. RTGS is preferred for high value transactions, however the minimum limit for these transactions is Rs.2 lakh and there is no upper limit. RTGS transactions at Shahu Bank are free of charges.
Established in 1985, the Shri Chhatrapati Rajarshi Shahu Urban Co-op Bank was aimed at offering banking services to the common people. By following the principle of cooperation, Shahu Bank has successfully managed to grow into a large bank, alongside fulfilling its aim. Shahu Bank is equipped with the latest technology, fine customer services and a healthy infrastructure.
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