The RTGS service at Capital Local Area Bank is available from Monday to Saturday for bank customers during timings as laid down by RBI. This service is not available on bank holidays and on second and fourth Saturdays. Requests received after the specified timings and those received on bank holidays will be processed on the subsequent working day.Transfer requests made using this service are settled in a span of 2 hours from the request being made, making this the fastest online fund transfer method in the country. Each transaction is settled individually as soon as the request is received, as opposed to NEFT, where transactions are grouped and then settled. While there is no cap on the amount that can be sent using RTGS, each transaction has to be a minimum of Rs. 2 lakh.There is no charge on incoming RTGS transactions. The rates for outgoing transactions is mentioned in the table: