Bandhan Bank IFSC and MICR Code:

State wise list of Bandhan Bank IFSC code, MICR code and addresses of all branches in India

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Bandhan Bank IFSC Code

The Indian Financial System Code commonly known as IFSC code is an alpha-numeric code comprising of 11 digits. The code is utilized by the Reserve Bank of India in a bid to identify all the branches of banks with the National Electronic Funds Transfer or NEFT network. With the help of the code, customers can electronically transfer funds between different banks through the identification of the destination and source of banks.

IFSC codes are unique to a bank and a particular branch. The 11-digit code is divided into three parts. The first four characters corresponds to the name of the bank, the fifth character is a ‘control’ character and is standard while the remaining last 6 characters represent a particular branch of the bank.

Listed below are a couple of branches of Bandhan bank that operates in Bangalore (Urban):

IFSC Code Open Hours (Monday to Saturday) Mode of payment Remittance Services Bank Details
 BDBL0001750 10:00 am to 4:00 pm Cash, Cheque, Demand Draft and Net Banking NEFT Bandhan Bank Limited Malleswaram BDBL0001750
BDBL0001786 10:00 am to 4:00 pm Cash, Cheque, Demand Draft and Net Banking NEFT Bandhan Bank Limited Basavanagudi BDBL0001786


How to Search for Bandhan Bank IFSC and MICR Codes?

IFSC and MICR codes are usually found in the cheque leaf that has been provided to the customers by the bank. This unique codes can also be found on the account passbook. Individuals can also check for  the 11-digit IFSC code and 9-digit MICR code online. For that, they simply need to visit the bank website or any third-party website.

One such website that provides extensive information regarding IFSC and MICR codes for Bandhan Bank is BankBazaar. Customers need to only go to the main page, scroll down to the bottom and click on the link that says ‘Bank IFSC Code’. On doing so, they will be redirected to a page wherein they will have to select the bank and branch for which they wish to procure the IFSC and MICR codes.

Bandhan Bank provides customers with numerous safe transaction options to other branches of Bandhan Bank and other banks as well. NEFT, RTGS can be made use of, for these purposes.

National Electronic Funds Transfer (NEFT):

One of the most utilized fund transfer systems within India, National Electronic Funds Transfer was started in 2005. It is a facility that allows customers to transfer money conveniently and in a secure manner through electronic messages. Although this is not real-time, it is a popular method of transferring funds. Customers can either transfer money through the Bandhan Bank website or by visiting one of the Bandhan Bank branches.

Real Time Gross Settlement (RTGS):

The Real Time Gross Settlement is another method of fund transfer which is done in real-time. These transactions are also not limited to within Indian borders as well. This method is generally used for transfers of a higher value that needs to be cleared immediately. There are generally no upper limits when it comes to the amount that is to be transferred.

For further details regarding this, customers will have to contact the bank directly.

Incorporated on 23 December 2014 as a completely owned subsidiary of Bandhan Financial Holdings Limited, Bandhan Bank is headquartered in Kolkata. This bank received an approval from Reserve Bank of India to set up a universal bank. It has over 2000 branches and offers a number of financial products.

News about Bandhan Bank IFSC
  • Bandhan Bank ties up with Avenues India Pvt Ltd

    Bandhan Bank has partnered up with Avenues India Pvt Ltd to provide point-of-sale (POS) services to merchants. Avenues India Pvt Ltd is a payment solution provider who specializes in payment gateway products. The tie-up will offer a wide range of banking products and services to merchants at improved efficiency and speed. The POS services will be available to merchants who wish to get carry out their business transaction through the provided platform with a seamless connectivity. The agreement has a higher potential of benefiting the bank as well as the POS solution provider.

    16th March 2017

  • Microcredit to be Main Focus of Bandhan Bank

    According to the CEO of Bandhan Bank, its main focus is to disburse loan as microcredit for a while. At present, 91% of the loans is disbursed by the bank as microcredit. The Kolkata headquarters of the bank is hoping for the business to grow because of the increase in deposits. The bank employs 23,300 people at present and plans to add 200 more by March. In India, it has 805 branches, 279 ATMs and 2,427 DSCs.

    20th February 2017

  • Bandhan Bank opens its branches in Goa in Panaji and Margao

    Bandhan Bank forayed into Goa and launched in Margao and Panaji. General Manager and Officer-in-charge of RBI-Goa Jaikish inaugurated the Panaji branch. With the new branches, Bandhan Bank’s total network in India totals up to 770 branches.

    The branch in Panaji is located opposite Dr. Kedar Hospital and Margao branch at Pachecos Lotus City Centre behind the Margao Police Station. Currently, Bandhan Bank has 3,459 touch points across India consisting of 2,416 doorstep service centres, 770 branches and 273 ATMs catering to over 9.8 million customers. Bandhan Bank has also mobilised deposits amounting to over Rs.19,500 crore and outstanding loan book is almost Rs.18,500 crore. Bandhan Bank employs close to 23,000 individuals.

    As of now, the savings bank account interest rate is 6% for balance over Rs.1 lakh and 4.25% for balance up to Rs.1 lakh. For term deposits, the maximum rate of interest offered is 8% for a year with an additional 0.5% for senior citizens. Bandhan Bank is the first bank that was set up in Eastern India after India gained her independence.

    20th January 2017

  • Bandhan Bank Launches Operations in Jammu and Kashmir

    Bandhan Bank announced the inception of its operations in the state of Jammu and Kashmir by launching its first branch in the state. The branch was inaugurated by Mr. N K Sahu, Regional Director, RBI in the presence of Mr. Chandra Shekhar Ghosh, MD and CEO, Bandhan Bank. The bank has posted steady growth in recent months, mobilising a whopping 17,600 crore in deposits and disbursing loans worth Rs. 17,900 crore. Bandhan Bank has a customer base of almost 9.2 million, has 266 ATMs, 2,305 DSCs (Doorstep Service Centers), 713 branches pan-India and 3,284 touch points. It offers a diverse mix of services including loans, retail finance, micro-banking, general banking, savings products and more.

    5th October 2016

  • Bandhan Bank Change their Strategy

    Bandhan bank which is now entering its second year of operations has decided to adopt a new approach. The bank that was initially set up last year to cater to the unbanked sector has decided to target the higher income sectors to increase their deposits. As a means of achieving this Bandhan bank aims to vigorously expand its operations by opening 300 new branches. These branches will be opened in urban pockets and aims to target the affluent sections of society. Since they opened operations in August last year, they have managed to raise Rs 16,000 Crore in their first year alone, with over 90% of the deposits coming in from micro credit customers.

    23rd August 2016

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