Credit card balance is the amount of credit available to use for purchases on a credit card. It is usually the difference between credit limit of the card and the outstanding balance, which is the amount already spent on the card. Knowing the available balance on your credit card is important to properly use your credit card, prevents overspending and to avoid over limit fee.
Citibank allows its credit card customers to check credit card balance on their Citi Credit Cards using various channels. Customers can avail any one of the facilities to check their credit card balance any time and hence can plan their credit card expenses accordingly. .
Below are three different methods to check your Citibank Credit Card balance.
Citibank internet banking enables the credit card users to have a net banking account through which they can manage Citibank credit cards at their convenience. All the new credit card users should create a net banking account through the bank’s website to access their credit card information online. Once the account is created, users will have a user ID and IPIN (Internet password) to login and access their credit card account.
Once you have the Citibank net banking login credentials, follow the below steps to know your credit card balance.
A summary of the card will then be displayed in which you can find the balance on your card. If you want to check balance on another card, go back, select the card and click on ‘view account summary’ to know the balance.
If your mobile number is registered with Citibank, you can send an SMS in the below mentioned format to know your Citibank Credit Card balance.
Citibank credit card users can also call the bank’s 24x7 helpline to know their credit card balance in real time.
Hope this guide would help you check your Citibank Credit Card balance in real time without much hassle.
1. Can I Check Citibank Credit Card Balance Without Using Internet?
Yes, you can check Citibank Credit Card balance without having internet connection. Use Citibank’s SMS service and phone banking service as mentioned above to check the balance on your credit card.
2. How To Open Citibank Credit Card For Net Banking?
3. Do I Need To Pay For Citibank Net Banking Service?
No, the CitiBank net banking service is completely free. The bank won’t charge anything for creating the account and to avail the online services thereafter.Process to Check Credit Card Balance for: