Credit card balance is the amount of credit available to use for purchases on a credit card. It is usually the difference between credit limit of the card and the outstanding balance, which is the amount already spent on the card. Knowing the available balance on your credit card is important to properly use your credit card, prevents overspending and to avoid over limit fee.
Citibank allows its credit card customers to check credit card balance on their Citi Credit Cards using various channels. Customers can avail any one of the facilities to check their credit card balance any time and hence can plan their credit card expenses accordingly. .
Citibank internet banking enables the credit card users to have a net banking account through which they can manage Citibank credit cards at their convenience. All the new credit card users should create a net banking account through the bank’s website to access their credit card information online. Once the account is created, users will have a user ID and IPIN (Internet password) to login and access their credit card account.
Other Banks Credit Card Balance Check
Once you have the Citibank net banking login credentials, follow the below steps to know your credit card balance.
A summary of the card will then be displayed in which you can find the balance on your card. If you want to check balance on another card, go back, select the card and click on ‘view account summary’ to know the balance.
If your mobile number is registered with Citibank, you can send an SMS in the below mentioned format to know your Citibank Credit Card balance.
Citibank credit card users can also call the bank’s 24x7 helpline to know their credit card balance in real time.
You can easily check your credit card balance of Citibank via mobile app, net banking, customer service, ATM, SMS alerts, or also by visiting any Citibank branch.
You will have to first download and then install the Citibank mobile app. Then, log in using your credentials. After you have logged in, you can choose the credit card for which you want to check the balance.
You can call the bank's toll-free number at 1860 210 2484 for all credit card related queries and you can also check the balance of your Citibank credit card.
You will have to first register your Citibank credit card with net banking. Your credit card will be automatically linked with your account if you are an existing customer.
SMS 'CARDBAL to 52484 (For Vodafone/Airtel/Aircel / Idea users)
SMS 'CARDBAL to +919880752484 (For other telecom users)
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