Ask any child for a list of car brands and chances are that Honda will be in that list. That’s because Honda is one of the largest automobile manufacturers in the world. It has also been the largest motorcycle manufacturer since 1959, and it is known for the manufacturing of power equipment. It all started back in 1946 when Soichiro Honda inaugurated the Honda Technical Research Institute in Hamamatsu, Japan. The institute was an initiation to develop and produce motorbike engines. Soon the world saw the birth of Honda Motor Company, Ltd.
Honda Cars India Ltd., (HCIL) was established in 1995 as subsidiary of Honda Motor Co. Ltd. The company’s first manufacturing unit was set up at Greater Noida, U.P soon after, which now has an annual production capacity of 120,000 units. There have been many other manufacturing units set up across the country since.
Honda offers a range of mid-range and luxury cars in India among which are Honda Amaze, Honda Mobilio, Honda City, Honda Brio, Honda All New Jazz and Honda CR-V. These models of cars are designed to keep up with the high standard that Honda holds when it comes to design, technology, durability and fuel-efficiency.
Once you pick the perfect Honda car for you and your family, you must think about picking the ideal car insurance package that will meet all your needs. You will need to put in as much effort into researching which insurance to pick as you will need to when deciding which car to pick. Other than the price and features of each insurance being different from the other, the discounts and offers also vary. You will need the most complete and up-to-date information on all of these before you can compare and make your decision.
Why insure your Honda car?
Other than the fact that it is illegal to drive a car in India without a basic, valid car insurance, getting one is just the smart thing to do because your car is at risk from the moment you take it out of the showroom. The basic insurance will only cover personal accident expenses and third party legal liability.
A Comprehensive Car Insurance policy will ensure that your car will be financially protected from any loss or damage which may happen to it in the period of your ownership such as:
Natural Calamities: explosion, Fire, self-ignition, rockslide, hail storm, inundation, flood, lightning, earthquake, typhoon, hurricane, storm, tempest, cyclone, frost, landslide etc.
Man-Made Calamities: Burglary, terrorist activity, malicious act, theft, riot, strike, and accident by external means as well as any damage caused to your vehicle while in transit by road, rail, inland waterway, lift, elevator or air.
Road Side Assistance: If you are ever in a sticky situation with your car, a breakdown or flat tyre perhaps, you can use the service of road side assistance to simply call and receive help from the nearest network garage.
Cash Less Settlement at All Network Garages: Has your car broken down in the middle of a highway? You don’t have enough money to pay for the repair services? These are exactly the situations where you need this coverage. You will get cashless repairing service if it is done from any of the network garages.
Engine Protection Coverage: It covers damages or leakages caused to the engine of the car due to an accident. This coverage, however, is not available for all Toyota cars.
Third Party Liability Coverage: This gives coverage in case of an accident or collision, where injury or death has occurred to another person or property and you are responsible for the situation.
Personal Accident Coverage (Driver and owner): This gives you financial coverage in case of any injury caused to the owner or driver.
Honda Assure Car Insurance
HCIL initiated the 'Honda Assure' as an effort to improve the Honda customer’s experience with their cars. This program ensures transparent, hassle-free transaction as well as a quick turnaround time on their insurance claims. HCIL has enabled an on-line central server which monitors the entire transaction and operations. Other benefits of the program include features like Cashless Insurance across India, instant policy issuance, seamless service, Re-categorized parts, Add-on covers, Quality repairs at Honda Dealer Workshops and improved turnaround time. Most importantly, Honda Assure will ensure the best when it comes to quality because your satisfaction and peace of mind is what matters.
Insurance Partners For Honda Cars
The following are some of the insurance companies that offer car insurance for Honda cars:
- National General Insurance Company
- Bajaj Allianz General Insurance Company
- Royal Sundaram General Insurance Company
- Iffco Tokyo General Insurance Company
- Universal Sompo General Insurance Company (Regional Partner-West).
Honda Car Models Available in India:
|Car Model||Engine Capacity||Price (in Delhi)|
|Honda Brio||Petrol versions: 1198 cc||Rs. 4.47 lakhs – Rs. 6.83 lakhs|
|Honda Amaze||Petrol versions: 1198cc
Diesel versions: 1498cc
|Rs.5.23 lakhs – Rs. 8.25 lakhs|
|Honda All New Jazz||Petrol versions: 1198cc
Diesel versions: 1498cc
|Rs.5.35 lakhs – Rs. 8.63 lakhs|
|Honda City||Petrol versions: 1497cc
Diesel versions: 1498cc
|Rs.7.60 lakhs – Rs. 11.91 lakhs|
|Honda Mobilio||Petrol versions: 1497cc
|Rs. 6.79 lakhs – Rs 11.78 lakhs|
|Honda CR-V||Petrol versions: 1997cc||Rs.21.13 lakhs – Rs. 25.13 lakhs|
News About Honda Cars
The New Honda BR-V is Launched in India
The new Honda BR-V (Bold Runabout Vehicle) is a compact SUV launched by Honda Cars India Limited. This model is available in both petrol and diesel variants. The model with a petrol engine has a manual transmission with CVT (Continuously Variable Transmission) and Paddle Shift option. Paddle Shift option offers better driving experience for a manual vehicle and offers it the convenience of an automatic car. The Honda BR-V diesel model has an i-DTEC engine with 6-speed manual transmission. Maximum power generated by the Honda BR-V petrol engine is 119 PS at 6600 RPM with a maximum torque of 145 NM at 4600 RPM. The maximum power generated by the Honda BR-V diesel engine is 100 PS at 3600 RPM a with a maximum torque of 200 NM at 1750 RPM. With its inbuilt safety protocols and car specifics, the car insurance premium on this model will be lower compared to that of other compact SUVs.
16th May 2016
Honda Brio facelift version to be launched in India by the end of 2016.
A new version of the Honda Brio recently showcased at the Indonesia International Motor Show on April 7. This new model of the popular hatchback will be launched in India by the end of 2016, tentatively around the festive season. The all-new Honda Brio will come with a redesigned bumper, new grille, sporty looks and 14-inch alloy wheels. The dashboard of the Brio will imitate the BR-V SUV dashboard, bringing in the contemporary feel in the vehicle. The other features that the Brio will carry are a steering-mounted audio button, LED high-mount stop lamps, new audio system, ABS for the RS version, projector headlamps, side under-spoilers, etc. Brio’s RS variant will come with a 6.2-inch touchscreen infotainment system. With the i-VTEC 1.2-litre engine, the Honda Brio is expected to produce a power of 89bhp at 6000 rpm with a torque of 110Nm at 4800rpm. The Brio is available with a CVT or 5-speed manual transmission. Customers opting to buy the Brio vehicle should first zero in on a motor insurance policy to get their new cars insured.
27th April 2016
Rise in Car Insurance Rates Expected for New Honda Cars in India
New Honda car prices have increased in India, following which it is expected that the car insurance rates on the same will also increase in the near future. The prices of the new Honda vehicles are increased by around a minimum amount of Rs. 6000, due to the fluctuations in the exchange rate. Finance Minister Arun Jaitley had also recently announced the levy of infrastructure tax on four wheeler vehicles. With all these factors, it is expected that the car insurance premium to be paid for a new Honda car will also increase.
6th April 2016