Universal Sompo Travel Insurance 2026

1. All continents including India are covered under Universal Sompo travel insurance plans 

1. Medical emergency covers the costs associated with medical emergencies, including hospital daily allowance, dental care, and medical treatment 

1. Travel emergency insurance covers situations involving travel, including lost luggage, cancelled trips, delayed baggage check-in, missing connections, etc. 

Why Buy Universal Sompo Travel Insurance?

People often travel to meet friends or relatives, escape from the routine of their everyday lives, or attend urgent work matters. These days, people travel purely for the purpose of discovering new places. Seeing the eagerly awaited trip derailed by some unexpected circumstances would be discouraging, regardless of the cause. Not only it totally spoils the trip plan, but it can also result in significant financial losses that the normal person cannot afford based on their budget. For this reason, the best course of action for a traveler to protect their trip's finances is to purchase travel insurance. 

Facts to Know About Universal Sompo Travel Insurance 

Here are some of the important facts to know about the Universal Sompo Travel Insurance as follows: 

Different Plans Offered by Universal Sompo Travel Insurance

Here are the different types of plans offered by Universal Sompo Travel Insurance as follows: 

1. Universal Sompo Travel Worldwide 

When traveling around the world, this plan financially protects the insured traveler against a number of unexpected challenges, including theft, illness, and more. Among other things, it covers things like lost or delayed luggage, medical costs, emergency financial support, delayed travel, passport loss, missing connections, and house contents burglary. This plan is valid for a maximum of 180 days. 

Three insurance variations are available for the Universal Sompo Travel Worldwide Plan: 

1. Gold 

1. Platinum 

1. Silver 

2. Asia's Universal Sompo Travel 

Unexpected difficulties faced by the insured traveler when traveling within Asia are covered by this plan. It protects the policyholder from a variety of risks, including lost passports, personal liability, medical costs, airplane hijacking, personal accidents, dental care, lost luggage, and more. The policy has a 47-day maximum validity period. 

There are two policy variations for the Universal Sompo Travel Asia Plan: 

1. Platinum 

1. Gold 

3. Universal Sompo Student Travel 

This plan is meant for individuals who are traveling outside of India to attend a foreign institution or school to continue their education. With the help of study interruption coverage, compassionate visit coverage, accident to sponsor coverage, medical expenses, personal liability, personal accident, passport loss, dental expenses cover, etc., it provides the insured student with financial protection against a variety of unexpected risks. The plan has a 30-day to 1-year maximum validity period. 

There are three policy variations for the Universal Sompo Student Travel Plan: 

1. Primary 

1. Intellectual 

1. Buddy 

4. Universal Sompo Annual Multi Trip 

This plan is designed for individuals, like businessmen, who must travel abroad on a regular basis. Travel delay, passport loss, medical costs, trip cancellation, hijack distress allowance, personal accident, emergency financial support, lost checked baggage, etc. are all covered. The plan has a 30-day or 45-day validity period. 

There are two variations of the Universal Sompo Annual Multi-Trip Plan: 

1. Gold 

1. Platinum 

5. Universal Sompo Domestic Travel Insurance Policy 

Those who travel within India are covered by this policy. Medical costs, trip delays, personal liability, lost checked luggage, missing flight connections, legal fees, house burglary insurance, and other events are all covered. 

Inclusions Under Universal Sompo Travel Insurance 

Universal Sompo Travel Insurance policy will provide the coverage for the following reasons: 

1. This policy pays for the insured traveler's emergency medical care while they are on the trip 

1. If the insured loses the original passport, this policy covers the costs associated with getting a new or duplicate 

1. This policy covers the insured traveler's losses if the scheduled airline misplaces his or her checked luggage 

1. This policy covers the insured's incidental costs if the scheduled airline delays the arrival of his or her checked luggage more than 12 hours 

1. This policy provides coverage if the insured person has an accident while traveling which results in disability or death 

1. This policy gives the insured a distress allowance if their flight is hijacked for more than 12 hours 

1. The medical costs for emergency dental care while traveling are covered 

1. This policy covers the costs and damage experienced by the insured as a result of postponing their vacation because of an unexpected event. 

Exclusions Under Universal Sompo Travel Insurance 

Universal Sompo Travel Insurance policy is excluded in some situations as follows: 

1. Regular physical examination or another type test 

1. Suicide, attempted suicide, or intentional illness or injury 

1. Mental illness, stress, anxiety, sadness, or nervousness 

1. Venereal illness 

1. Claims resulting from drug abuse, alcoholism, or intoxication 

1. Loss or damage to the insured's passport if it is seized or held by the police, customs, or another authority 

1. Loss for which no formal report has been produced, and which was not reported to the relevant police authority within 24 hours of the loss being discovered 

1. Claims brought on by a conflict or any act of invasion, civil war, riot, terrorism, or contamination by chemicals, radioactive materials, or nuclear 

1. Damages brought on by any illegal violation of criminal activity. 

Steps for Enrolling in Universal Sompo Travel Insurance Plans 

To enroll in Universal Sompo Travel Insurance plan, you must follow the steps given below: 

Online Process 

1. Visit the official com website 

1. Check out the travel insurance icon 

1. Enter the trip's specifics, such as the destination and dates of departure 

1. Give other information that has been asked, including the travelers' age 

1. Choose from the available plans to purchase a Universal Sompo travel insurance policy 

1. Online payment of the ravel insurance policy premium 

1. You will receive a Universal Sompo travel insurance policy in two minutes. 

Offline Process 

1. To purchase the coverage, go to the nearest branch of the Universal Sompo Travel General Insurance Company 

1. Additionally, they can purchase the plan by contacting an insurance representative.