Chola MS Corporate Travel Insurance
Chola MS Corporate Travel Insurance
The potential for business and corporates in our country is huge. But getting the right partnerships and investments is more challenging than drawing customers. If you are one of the top players of any such enterprise, you will be aware of the wonders aggressive marketing, networking and branding can achieve. All these aspects point towards one thing - corporate travelling. Do the staffs of your organization need to travel on a regular basis? Save your business the expense and hassle with a simple and convenient online travel insurance policy.
Chola MS Corporate Travel Insurance is designed in such a way that establishments of all kinds and sizes can opt for their tailor-made schemes that can be bought under the corporate category. Your company will then be able to give out personal business trip certificated for professionals touring in support of it. With unbelievable flexibility offered on each product, you shall travel as much as you need to with the self-assurance of Chola MS Travel Insurance Carrier.
Features of Chola MS Corporate Travel Insurance
- When you opt for Chola MS Corporate Travel Insurance, you get a host of perks given below.
- It is not mandatory to have medical check-up before buying this.
- You can request for a tailored policy based on your precise requirements without any add-ons.
- As the policy is quite flexible, you have the whole control and can give out online documents from your property.
- The firm offers the most direct and quick claim procedure in association with Europe Assistance India Private Limited, a premier service provider for such situations.
Benefits
S. No. | Covers | Options for Insured Amount | Deductibles |
1 | Insurance for medical and hospitalization including medical evacuation | 50,000 USD 1 lac USD 2 lacs USD 2.5 lacs USD | 50 USD |
2 | Deportation of remains (only if within the entire medical limit allowed) | 7500 USD | Nil |
3 | Dental Cure | 200 USD 300 USD 500 USD | 50 USD |
4 | If your checked luggage is lost | 500 USD 1000 USD 1500 USD | Nil |
5 | If your checked luggage is delayed | 100 USD 150 USD | 12 hrs |
6 | If you lost your passport | 150 USD 250 USD | 30 USD |
7 | Individual Accountability | 1 lac USD 2 lac USD | Nil |
8 | Personal Accident - Abroad | 10,000 USD 15,000 USD 25,000 USD | Nil |
9 | Personal Accident – In India | INR 2.5 lacs INR 5 lacs INR 10 lacs | Nil |
10 | If the trip is cancelled | 250 USD 500 USD | 50 USD |
11 | Trip Curtailment | 250 USD 500 USD | 50 USD |
12 | Trip Delay ($25 per 12 hours) | 250 USD 500 USD | 12 hrs |
13 | Daily allowance for hospitalization | 25 USD per day Up to 250/ 500 USD | Nil |
14 | Hijack relief & other related benefits | 100 USD per day Up to 400/ 700 USD | 12 hrs |
15 | Emergency monetary assistance | 250 USD | Nil |
16 | Emergency travel expenditures Replacing colleagues working overseas | 2500/ 5000 USD | Nil |
17 | Emergency medical expenditures (Accidental hospitalization only within India from home to airport) | INR 1 lac | INR 2500 |
18 | Loss of your Global Driving License | 100 USD | 25 USD |
Inclusions and Exclusions
Policy Covers | Policy Exclusions |
Emergency medical expense cover: This includes emergency medical evacuation and repatriation of remains Dental treatment cover: This is available in addition to the above mentioned medical expense cover. | Any treatment that might be the key reason or one of the reasons for the overseas travel. Any treatment that can be delayed, according to the attending doctor and the overseas administrator, till the policyholder returns to India. |
Total loss of checked-in baggage | War (including war that has not officially been declared), invasion, civil war, act of foreign enemies; |
Cover for delay in checked-in baggage | insurrection, rebellion, mutiny or revolution; |
Loss of passport and/or international driving license | usurped power (military or otherwise), capture, seizure, restraint, arrest or detainment; nationalization, confiscation or requisition; |
Accidental death cover | damage caused by or due to the order of any public local authority or government |
Permanent total disability cover | Acts of terrorism, with the exception of Hijack Relief. |
Personal liability cover | Any reckless, intentional or criminal activity, use or abuse of alcohol and/or drugs, or attempted suicide. |
Financial emergency and hospital daily cash cover | Participation in air force, military or naval operations, either as a military exercise or as war games, or actual engagement with a foreign or domestic enemy. |
More Inclusions & Exclusions:
Hijack relief, trip cancellation, trip curtailment and trip delay | Losses caused by attempted or actual commission or participation by the policy holder in illegal activities or attempted or actual violation of the law, including resisting arrest. |
Cover for travel expenses if the travelling employee needs to be replaced by another employee | HIV/AIDS and all concomitant health conditions. |
Door-to-door personal accident cover for employees from their residence to the airport or from the airport to their residence, within India |
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