Zila Sahkari Bank IFSC and MICR Code:

State wise list of Zila Sahkari Bank IFSC code, MICR code and addresses of all branches in India

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Zila Sahkari Bank IFSC Code:

Zila Sahkari Bank customers can easily make fund transfers using the NEFT and the RTGS processes available. For making such transfers, IFSC codes are required. An IFSC code or the Indian Financial System Code is an 11 digit alphanumeric code that is assigned to a particular branch of Zila Sahkari Bank. This code is used to identify the branch in order to make fund transfers to customer accounts opened at that particular branch. The first four alphabets indicate the bank name and the "0" in the middle is for future use. The last digits are numeric, which represent the particular branch to where the transfer is being made to. Every bank in India has been given IFSC codes and any customer wanting to make any type of fund transfer has to use this to complete the transaction. IFSC codes are used to avoid errors and to ensure that the transferred funds reach the correct beneficiary at the right branch.

Given below is an example of a Zila Sahkari Bank IFSC code:

  • "ZSBL0000001" - IFSC Code for a Zila Sahkari Bank branch in Ghaziabad
  • First four alphabets - ZSBL - Name of the bank, i.e., Zila Sahkari Bank
  • 0 - For future use
  • 000001 - Indicates a particular branch of Zila Sahkari Bank

How to Search for Zila Sahkari Bank IFSC and MICR Codes?

There are multiple third party sites offering information related to Zila Sahkari Bank IFSC and MICR codes . BankBazaar also provides the list of IFSC codes required for Zila Sahkari Bank. On the BankBazaar website, at the bottom of the homepage, a link has been provided - Bank IFSC Code. Clicking on this link will take the customer to a page with four dropdowns. The dropdowns that have to be filled-in are - Bank, State, District and Branch. Once all the four dropdowns have been selected, customers can view a table carrying the IFSC code and the MICR code for that particular branch of Zila Sahkari Bank. The table also includes details like theZila Sahkari Bank MICR code, phone number, the branch address and branch code. The IFSC code for a specific branch of Zila Sahkari Bank would also be available on the cheque leaf given to the customer.

Zila Sahkari Bank offers quick fund transfers via the NEFT and RTGS processes. The bank offers a robust platform to facilitate the two types of transactions with specific timelines. NEFT and RTGS transactions are available to both, Corporate and Retail banking customers of Zila Sahkari Bank.

National Electronic Funds Transfer (NEFT):

The National Electronic Fund Transfer (NEFT) works based on Deferred Net Settlements. When a NEFT transaction is done, IFSC codes have to be entered and the transactions are settled batch-wise. Zila Sahkari Bank completes NEFT transactions as hourly batches on weekdays and weekends. During weekdays, this timings for NEFT transactions are 10.30 am to 5 pm and on Saturdays, the clearance is done between 10.30 am to 1.30 pm.

Real Time Gross Settlement System (RTGS):

Funds are transferred real-time using the RTGS process provided by Zila Sahkari Bank. Here, when a customer initiates a transaction, the clearance or fund settlement happens on an individual instruction basis, i.e., each instruction is settled separately and not as batches. This mode of money transfer serves to be the fastest interbank facility on a well-protected banking platform.

The Zila Sahkari Bank was set up in 1916 by Ram Autar Pandey to help the local population involved in agriculture. The Reserve Bank of India granted the banking license in 2012 to Zila Sahkari Bank. The Zila Sahkari Bank has shown continuous profits, since its inception. Currently, Zila Sahkari Bank has 100% computerised branches inclusive of core banking solutions. With a large network of ATMs available, the Zila Sahkari Bank also plans to introduce mobile banking solutions to its customers soon. The Zila Sahkari Bank aims to provide robust financial solutions to farmers through co-operative banking.


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