CSB Bank Debit Card

CSB Bank Ltd (formerly Catholic Syrian Bank), a trusted name in Indian banking since 1920, offers a wide range of debit cards suited to everyday and premium users alike. With secure technology, contactless payments, and global acceptance, CSB debit cards provide both convenience and control for modern banking needs. 

Why Choose a CSB Debit Card?

CSB Bank’s debit card portfolio spans from basic Classic cards for routine use to premium Platinum and Visa Signature options for high‑end users. This variety lets customers pick according to their preferences, be it rewards, travel benefits, or global usability. Plus, integrated contactless (Tap & Pay) features make shopping faster and safer at terminals nationwide. 

What Cards Are Available & Who Are They For?

  1. Standard/Visa Classic/RuPay Classic: Ideal for basic ATM and daily POS transactions with chip and PIN security. 
  1. Premium (Visa Signature, RuPay Platinum, Mastercard Platinum): Offers elevated privileges like lounge access, concierge services, higher withdrawal/transaction limits, and partner discounts.  
  1. Women & Senior Citizen Cards: Cater to specific demographic needs—wellness discounts, insurance, and special lifestyle offers.  
  1. Salary & PMJDY Cards: Free or low-cost options with special features like insurance and daily banking benefits. 
  1. Global Support International & Multi‑currency Cards: Designed for NRI users; support cross-border withdrawals, global POS usage, and US dollar/Euro/GBP deposits.

Key Features & Benefits CSB debit card

  1. Contactless Tap‑and‑Pay: Enables contactless transactions up to Rs.5,000 without a PIN and full POS & online control via the CSB app or net‑banking. 
  1. Insurance & Concierge: Select premium cards include complimentary accident/health cover up to Rs.10 lakh, airport lounge access, free spa treatments and golf privileges. 
  1. Card-Control Features: Customers can activate or deactivate online, POS, ATM or international transactions as per RBI guidelines. 
  1. Rewards & Discounts: Cashback, lifestyle deals, dining perks, and subscription offers (e.g. Swiggy, Sony Liv, IXIGO discounts) often accompany premium cards. 
  1. Security: Cards feature secure chip technology, back-side personalisation, OTP protection for online usage, and emergency blocking via app, net‑banking, SMS or call centre support. 

Fees & Transaction Limits

Charges vary by card type, but generally include: 

  1. Annual fee: For example, Mastercard Platinum carries Rs.500 per year.  
  1. Withdrawal and POS limits: Governed by card matrix as per account tier, platinum cards offer higher thresholds. 
  1. Foreign transaction fees: Not enabled by default, must be activated via net‑banking or app and are applied as per RBI norms. 
  1. Additional charges: SMS alerts, replacement cards or over‑limit usage may incur fees as per service schedule. 

How to Apply & Manage Your Debit Card

  • Online via CSB Internet/Mobile Banking: 
  • Log in → e‑Services → ATM/Debit Card Request → choose variant → confirm via OTP.
  •  Offline at a branch: Fill out application form and submit KYC documents
  • PIN Setup: Can be done initially via ATM or reset via net‑banking/app. 
  • Management: Use “Card Control” through CSB Mobile+ App or internet banking to block/unblock international, POS, online or ATM usage anytime. 

FAQs on CSB Bank Debit Card

  • Can I use CSB debit card abroad?

     Yes, but you must activate international transactions via mobile or internet banking before use.

  • How do I block a stolen debit card?
    • You can block your stolen card instantly via CSB Mobile+ App, net‑banking, SMS, or customer care helpline. 
  • Is there contactless payment feature of CSB debit card?

     Yes, Tap & Pay feature for transactions up to Rs.5,000 without requiring a PIN. 

  • What insurance comes with my CSB debit card?
    • Premium and Platinum cards offer complimentary accident/health insurance up to Rs.10 lakh or Rs.2 lakh (for PMJDY cards). 
  • Are there annual fees for CSB debit card?

    Yes, for instance, Mastercard Platinum costs Rs.500 per year; Classic and PMJDY cards are free.

  • Can I earn cashback or rewards?
    • Yes, you can earn cashback and rewards on selected cards like Premium and RuPay Platinum provide cashback and partner offers.
  • How to get PIN for online use?

    You can get your PIN for online use by setting or resetting your ATM PIN via net‑banking, app, or at an ATM.

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