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Top 10 Overseas Study Destinations for Indian Students

An increasing number of Indian students are beginning to take a liking towards overseas studies, not only because some universities abroad offer greater career opportunities post-graduation, but also because of the experience that comes with studying abroad. Until about a decade ago, Indian students primarily pursued higher education in countries such as the USA, the UK, and Australia. However, trends have been changing over the years, and students now have various options to develop themselves for professional life. Here we will go through the top ten countries that Indian students can visit to attain a degree in their preferred courses.

  1. The USA

    The United States of America has always been one of the main countries for Indian students and is also among the major overseas study destinations for students all over the world. The country is home to a multitude of top tier universities, and currently has over nine lakh foreign students within its borders. India, apart, even students from countries like South Korea and China prefer the USA over other countries owing to its standard of living among other factors.

    The USA has some of the biggest institutions on the planet, such as Harvard, MIT, Princeton and Stanford to name a few. With more than 4000 universities that are ranked highly on the education front, there is little surprise that the USA has as many foreign students as it does. There are over 1.3 lakh Indian students pursuing educational courses in the USA at the moment, and some of the courses that attract foreign students include business management, maths and computer sciences, engineering, physical and life sciences, and social sciences.

  2. The UK

    The United Kingdom is among the favourite destinations for Indian students who wish to study abroad. The country is home to some of the oldest and most popular universities on the planet, such as Cambridge and Oxford. Indian students can find a wide range of courses, varying from undergraduate degrees to PG degrees across a variety of domains such as management and engineering among others.

    The UK currently has over five lakh overseas students, and around 25,000 of them are Indians. A prominent factor that attracts students to pursue their educational courses in the country is the wide variety of scholarships offered by the universities in the country. These scholarships offer partial to full study waiver, and some of the popular fee paying scholarships that foreign students can avail in the UK include GREAT, Commonwealth and Rhodes. The main courses that attract students to study in the UK include business management, social sciences, fine and applied arts, engineering, and physical and life sciences.

  3. Australia

    Australia is the third-most preferred education destination for overseas students after the USA and the UK. The education system down under has developed a strong reputation around the world and several different Australian universities have now established themselves among the top 100 institutions in the world. The country is home to over 12,000 institutions for higher education, and students can undertake courses for English Language training and vocational training in addition to courses such as sports management, finance and business at both, the undergraduate as well as the graduate level. The number of Indian students who are currently undertaking educational courses in the land down under exceed 25,000, and the top courses that attract students from all over the world include business management, mathematics and computer sciences, social sciences, engineering, and health professions.

  4. New Zealand

    New Zealand is one of the emerging destinations for students who wish to undertake educational courses abroad. So far as Indian students are concerned, New Zealand has recorded a 400% increase over the past five years. The institutes and universities in the country are ranked among the top 500 on the planet, making the country a great option for those who wish to study in a new place. Some of the popular universities in the country include Auckland Territorial University and University of Auckland among others. Moreover, New Zealand also boasts around 20 institutes of polytechnics and technology in addition to several private training establishments that enable students to hone their vocational skills. As a result, the country is becoming increasingly popular among foreign students. India is currently among the biggest sources of foreign students in New Zealand, with more than 20,000 students undertaking courses in the country. The courses that attract the most number of overseas students include business management, social sciences, maths and computer sciences, engineering, and physical and life sciences.

  5. Canada

    Canada is another emerging destination for foreign students who wish to undertake courses away from home. The country has experienced manifold increase so far as the number of overseas students enrolling for educational courses. There are more than 40,000 Indian students who are currently studying in Canada, and some of the popular courses that attract overseas students include business, hospitality, animation, engineering, liberal arts, and biotechnology. The main reasons as to why Canada has grown into one of the top destinations for international students is quality education in addition to a safe, multicultural environment.

  6. Germany

    So far as Europe is concerned, Germany is one of the top destinations for overseas students pursuing higher education. Although the country isn’t at the same level as the USA and the UK, it has been growing steadily over the years as testified by an increase of over 70% in the number of Indian students within its borders. Even UNESCO has listed Germany among its top five destinations for abroad students. One of the main reasons for Germany’s emergence as a top educational destination is the fact that public universities in the country charge little or no tuition fees, and many students across the world are enticed by the prospect of attaining quality education at minimal costs. The country is home to around 10,000 students from India at the moment, and the courses with the highest number of applications from all over the world include business management, maths and computer sciences, engineering, fine and applied arts, and humanities.

  7. China

    China has become one of the biggest destination for international students who aspire to make it in the medical field. The country has several medical colleges, and there are currently more than 6000 Indian students who are studying medicine in around 50 colleges across the country. For students who wish to pursue education in the Asia Pacific region, China is currently the best option as the cost of education is relatively affordable and the international programmes provide instruction in English.

    Although China has always been an attraction for medical aspirants, particularly from India, it has now begin spreading its wings to welcome students from all corners of the planet. One of the key factors leading to China’s growth in terms of attracting international students is the fact that most medical colleges in the country do not need students to take any entrance exams such as MCAT or AIPMT, thereby making it simple for students to gain admission in medical colleges. Apart from medicine, China is also home to a few of the top ranked universities and business schools on the planet. There are more than 15,000 Indian students who are currently pursuing education in China. The courses that attract the highest number of students from across the globe include medicine, business management, engineering, social sciences and humanities.

  8. Singapore

    Singapore is home to a diverse population and the country boasts an eccentric lifestyle which has contributed towards its reputation for being Southeast Asia’s financial centre. The economy of the country is constantly growing at a rapid pace and the education sector has also grown by leaps and bounds over the past few years. The country is home to some highly ranked universities as well as subsidiaries of overseas universities.

    Singapore is most renowned for its management programmes that attract a large number of overseas students since it is a centre for businesses with multinational companies such as IBM, Unilever, General Motors or DHL, thereby making it a fine destination for overseas education. The country also welcomes a large number of exchange students from the world over, making it one of the best places to undertake global education. At the moment, there are more than one lakh overseas students in Singapore, and the courses that attract the highest number of students include banking and finance, business management, engineering, law, computer sciences.

  9. Ireland

    Ireland is home to around 30,000 students from overseas. The country also has a number of universities that continue to grow in popularity and rankings among some of the finest educational institutions on the planet. Ireland also has a strong network of research institutes that concentrate on innovation. The country has been attracting a growing number of students from India in recent years and over 1000 Indian students have been enrolled in colleges and universities across the country, and the Indian community in the country is steadily growing in strength. Some of the courses that attract international students to Ireland include engineering, information and communication technology, computer sciences, physics, and data science and analytics.

  10. The UAE

    The United Arab Emirates may seem like a vague destination for overseas students, but it has steadily grown into one of the top countries for international students. The country has a large number of Indians, and the number of students who leave India to study in the middle-east is constantly increasing as work opportunities are greater in the gulf. Over the past few years, a sudden burst of Indian students have contributed towards making UAE a welcome destination for overseas students. Dubai has developed a reputation for housing some truly amazing universities that are also branches of recognised international universities such as the Manchester Business School and the University of Wollongong, among others. At present, there are over 2000 Indian students pursuing higher education in the UAE. Some of the popular courses that attract international students to the UAE include business management, medicine, engineering, and banking and finance.

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Education Loan Reviews

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  • SBI Education Loan
    "Good "
    STATE BANK OF INDIA
    0.5 4.5/5 "Excellent!"
    Education loan, i have taken from State Bank Of India and the loan was Rs. 2,40,000 and the rate of interest was 10.05% normal only. I opted for the tenure of 10 years the loan was still running. For EMI, they are charging Rs. 1200 which is fine for me.
    Was this review helpful? 2
    , jaipur
    Reviewed on Mar 18, 2020
  • Karnataka Bank
    Karnataka Bank Education Loan
    "Easy loan approval"
    KARNATAKA BANK
    0.5 4.0/5 "Great!"
    KARNATAKA Bank offered me education loan and the loan amount was Rs.3,80,000. The rate of interest was quite more 13.7% and the EMI is Rs.14,000 which was paying by my dad. It is around 7 years tenure and went directly to the bank and applied this loan.
    Was this review helpful? 2
    , bangalore
    Reviewed on Mar 07, 2020
  • SBI Education Loan
    "Friendly bank"
    STATE BANK OF INDIA
    0.5 5.0/5 "Blown Away!"
    From starting onwards i had a good relationship with SBI employees so that i availed my educational loan from State Bank of India. I got the interest rate of 13% I have taken the loan amount of Rs. 2.5 lakhs. From last 1.5 years, I'm repaying the loan. Within 10 working days, they have sanctioned my educational loan.
    Was this review helpful? 3
    , kochi
    Reviewed on Mar 05, 2020
  • DHFL Avanse Education Loan Education Loan
    "Average Service"
    DHFL AVANSE
    0.5 3.0/5 "Satisfactory"
    I have taken educational loan directly through DHFL Avanse .I have taken this loan before 2 years and this loan is still active and started repayment .My education was successfully completed and have availed this loan directly .The process was very average according to my experience.
    Was this review helpful? 3
    , hyderabad
    Reviewed on Mar 03, 2020
  • SBI Education Loan
    "Moderate loan services"
    STATE BANK OF INDIA
    0.5 3.0/5 "Satisfactory"
    In SBI, when i taken my educational loan they have provided me a interest rate of 14%. For my higher studies i availed this loan. Since my father had a salary account with SBI and he was guarantor for the loan so he took the loan from SBI. It was a segmented loan. I applied the loan amount of Rs. 4 lakhs but first year, they have provided the loan amount of Rs. 1.5 lakhs which i have paid in 6 months.
    Was this review helpful? 2
    , kolkata
    Reviewed on Mar 03, 2020
  • Syndicate Bank Education Loan
    "Easy loan approval "
    SYNDICATE BANK
    0.5 4.5/5 "Excellent!"
    Syndicate Bank offered me educational loan and the loan amount was Rs. 90,000. The rate of interest was normal, i opted for 3 years and i am paying Rs.2100. Still the loan is in active and remaining i have to pay for 28 months. Syndicate Bank gives good service.
    Was this review helpful? 2
    , bangalore
    Reviewed on Feb 29, 2020
  • IDBI Education Loan
    "Need to improve customer service"
    IDBI BANK
    0.5 3.0/5 "Satisfactory"
    I have taken Educational loan from IDBI bank on 6 years back. Later I had done full payment on one settlement but in credit report this loan is still in active state raised to banker they told will take some time to resolve and received NOC letter after 2 years. The amount was sufficient. The rate of interest was less of 11% only.
    Was this review helpful? 2
    , hyderabad
    Reviewed on Feb 26, 2020
  • SBI Education Loan
    "Good"
    STATE BANK OF INDIA
    0.5 5.0/5 "Blown Away!"
    I have taken the educational loan from State Bank of India. Since i have a savings account with them, i have chosen this bank. Their interest rates are nominal. Based on my father's recommendation, i have selected this bank. I have finished the loan and the amount got deducted through ECS option by every month.
    Was this review helpful? 4
    , chennai
    Reviewed on Feb 25, 2020
  • SBI Education Loan
    "Good service "
    STATE BANK OF INDIA
    0.5 4.0/5 "Great!"
    I have taken a Education loan from State Bank of India. EMI, i am paying of Rs. 7700 till 7-8 years i have to pay. The rate of interest was medium 12.65%, customer service and responsiveness was very good in SBI, i can do pre close at any point of time.
    Was this review helpful? 7
    , muzaffarpur
    Reviewed on Feb 17, 2020
  • IOB Education Loan
    "Good service"
    INDIAN OVERSEAS BANK
    0.5 5.0/5 "Blown Away!"
    I have taken Educational loan from INDIAN OVERSEAS Bank. The loan period was 5 years, already 2 years has been completed. I am happy with their service when compare with other account. I taken this loan on 7 years back. I got this loan offer for 1.5L. EMI need to pay of 4,300 rupees. Pre closure option is available.
    Was this review helpful? 2
    , bangalore
    Reviewed on Feb 15, 2020
  • Bank of Baroda Education Loan
    "Good "
    BANK OF BARODA
    0.5 4.0/5 "Great!"
    I have taken Educational Loan on 3 years before. At an initial when I had applied this loan with VIJAYA Bank but now its merged with BANK OF BARODA. The amount of 2L and I got the same amount from them. The rate of interest was 10% which is nominal. I can close the loan at any time.
    Was this review helpful? 2
    , bangalore
    Reviewed on Feb 04, 2020
  • Union Bank of India Education Loan
    "Good service "
    UNION BANK OF INDIA
    0.5 4.5/5 "Excellent!"
    I have taken Educational Loan on 4 years back from UNION BANK OF INDIA. When I was at my hometown got this loan offer with sufficient amount. The rate of interest is nominal. So far I haven't faced any additional charge from their end. Their service is good and prompt.
    Was this review helpful? 3
    , chennai
    Reviewed on Feb 03, 2020
  • SBI Education Loan
    "Charges are more on interest rate"
    STATE BANK OF INDIA
    0.5 1.0/5 "Really Bad"
    SBI banking service is not good compared to private sector bank, they need to improve a lot. They are not intimating the EMI details and other hidden charges. I got the loan 14 years before when i was doing my studies. SBI is the only bank was available in my area so that i have selected for an educational loan. I have completed the loan by paying the entire amount. I got my NOC letter too.
    Was this review helpful? 8
    , chennai
    Reviewed on Jan 17, 2020
  • State Bank of Travancore Education Loan
    "Good Loan service"
    STATE BANK OF TRAVANCORE
    0.5 4.0/5 "Great!"
    Interest rates are quite for the educational loan from State Bank of Travancore which i took for my daughter. Since i am a long term account holder of SBT, i have selected the educational loan. The loan sanctioned time was faster. When i availed the loan, it was State bank of Travancore after that it was merged into State bank of India. I don't find any problem while taking the loan.
    Was this review helpful? 0
    , bangalore
    Reviewed on Jan 16, 2020
  • IOB Education Loan
    "Good Educational loan"
    INDIAN OVERSEAS BANK
    0.5 4.5/5 "Excellent!"
    Indian overseas bank provided me an educational loan during the emergency time and it was a helpful loan service. Their interest rates are moderate. One of my family friend supported me to take this loan in the year of 2011. I have fully repaid the loan on 2015. Bank staffs were helpful and co-operative throughout this process.
    Was this review helpful? 1
    , chennai
    Reviewed on Dec 30, 2019
  • IDBI Education Loan
    "Good "
    IDBI BANK
    0.5 4.0/5 "Great!"
    I have taken educational loan with IDBI BANK on 2 years before actually this loan was suggested by my college management. The amount was sufficient of 7.5L with tenure period of 5 years. Rate of Interest is 9.5% and some processing fee was deducted. The process was taken too long to sanctioned the loan and it was around 45 days.
    Was this review helpful? 2
    , hyderabad
    Reviewed on Dec 24, 2019
  • Bank of India Education Loan
    "Need to imrpove service "
    BANK OF INDIA
    0.5 5.0/5 "Blown Away!"
    I had taken Educational loan with BANK OF INDIA on 5 years before. Since my sister has already took the loan from this bank so I preferred it. Rate of interest was applicable. Their service was average because they took one month to sanctioned the loan and they have not given easily. I had submitted only certificates.
    Was this review helpful? 1
    , chennai
    Reviewed on Dec 22, 2019
  • Bank of India Education Loan
    "Not approachable"
    BANK OF INDIA
    0.5 3.5/5 "Pretty good"
    My educational loan was taken from Bank of India Its because branch is located to nearby my home town. I am not sure about the loan amount because the loan amount got credited directly to the college account. Purchased this loan 10 years before. They took 3 months to sanctioned this loan. They have followed lots of terms and conditions. The documentation process was very difficult to handle.
    Was this review helpful? 1
    , chennai
    Reviewed on Dec 20, 2019
  • Bank of Baroda Education Loan
    "Traditional but good"
    BANK OF BARODA
    0.5 5.0/5 "Blown Away!"
    Its because of the low interest rates, i have chosen the Bank of Baroda for my educational loan. In my area, branches are available. I never called the customer care service and if i need of any help, i just call the branch manager and he is quite helpful. They have provided me a interest rate of 11% for the loan amount of Rs. 3.25 lakhs.
    Was this review helpful? 2
    , ahmedabad
    Reviewed on Dec 16, 2019
  • Credila Education Loan Education Loan
    "VERY GOOD SERVICES FROM HDFC CREDILA SURAT"
    CREDILA FINANCIAL SERVICES
    0.5 4.5/5 "Excellent!"
    VERY GOOD SERVICES FROM HDFC CREDILA SURAT , VERY SUPPORTIVE, MANAGER MR.PRATIK VASHI HELPED A LOT & WAS VERY CO-OPERATIVE, VERY SMOOTH LOAN PROCESSING & DISBURSEMENT, ALSO PROPER AFTER SALES SERVICE, NO COMPLAINTS, A VERY GOOD & MEMORABLE SERVICE EXPERIENCE FROM THEM.
    Was this review helpful? 0
    , surat
    Reviewed on Dec 10, 2019
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