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  • Punjab National Bank Education Loan

     4.0 / 5.0   by 25 users
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    Punjab National Bank Education Loan Reviews

  • Page 1 of 2 1 2
    • Punjab National Bank Education Loan
      "Great Experience"
      PUNJAB NATIONAL BANK
      0.5 5.0/5 "Blown Away!"
      I have taken education loan with PNB, unfortunately I have missed some of the dues. First they asked me do the final settlement of my loan. Later on, they understood due to financial criteria I were missed my dues and they helped me to close my loan without any hassles, its a great support. PNB is really appreciable they helped me to get education by their loan product.
      Was this review helpful? 7
      , kolkata
      Reviewed on Mar 18, 2017
    • Punjab National Bank Education Loan
      "Pretty difficult process"
      PUNJAB NATIONAL BANK
      0.5 3.0/5 "Satisfactory"
      The process was very difficult with PNB when it comes to educational loan. They were in need of many documents, I had to provide all the documents in one go. It is Government sector ideally speaking they dont require such documents. They had infact asked for property documents etc especially photo copies.
      Was this review helpful? 5
      , new delhi
      Reviewed on Feb 04, 2017
    • Punjab National Bank Education Loan
      "My good moments"
      PUNJAB NATIONAL BANK
      0.5 5.0/5 "Blown Away!"
      I do have my share of good moments with PNB, the Branch Manager helped me out in person. He had asked for the required set of paper works of my PG which I had produced. They did not ask for any collateral security at the time of offering the loan. Generally, poeple will start to repay the loan from the 2nd year onwards. Nevertheless, my loan is completely paid off.
      Was this review helpful? 8
      , gurgaon
      Reviewed on Sep 02, 2016
    • Punjab National Bank Education Loan
      "Good features but slow process"
      PUNJAB NATIONAL BANK
      0.5 4.0/5 "Great!"
      Punjab national bank has processed my educational loan in a appropriate way. The services are good. Though the process is a bit slow when compared to privatized banks. There are other good benefits which comes along with it like the rate of interest and charges.
      Was this review helpful? 11
      , meerut
      Reviewed on Aug 24, 2016
    • Punjab National Bank Education Loan
      "Need to improve "
      PUNJAB NATIONAL BANK
      0.5 1.0/5 "Really Bad"
      The service offered was not upto the mark from Punjab national bank in case of education loan.They have not processed the loan in a very appropriate manner since they are a nationalized bank.They have to improve the support offered and assist customer in a better way.
      Was this review helpful? 5
      , nagpur
      Reviewed on Aug 13, 2016
    • Punjab National Bank Education Loan
      "Nice and informative process"
      PUNJAB NATIONAL BANK
      0.5 5.0/5 "Blown Away!"
      Step by step guidance was provided by Punjab National Bank when I approached them for my educational loan. .The loan process was done on a timely basis.It was a fast processing and they have applied a rate around 9.5% for the educational loan.
      Was this review helpful? 8
      , pune
      Reviewed on Jun 14, 2016
    • Punjab National Bank Education Loan
      "Improve the policies"
      PUNJAB NATIONAL BANK
      0.5 3.0/5 "Satisfactory"
      I have closed the educational loan with the Punjab National Bank and the interest rate was around 12.25%. Customer service is not a good one with them like password generation process is very slow with them like they made us to roam to their branch to get the service. They need to improve their service and the processing charges were also very huge.
      Was this review helpful? 10
      , ghaziabad
      Reviewed on May 13, 2016
    • Punjab National Bank Education Loan
      "Quick loans!"
      PUNJAB NATIONAL BANK
      0.5 5.0/5 "Blown Away!"
      Punjab National bank provided me educational loan for the extended tenure of 84 months. But we made the entire payment within the tenure time. Net banking facility is not that much user friendly with them. The loan process was quite easy at the beginning from them.
      Was this review helpful? 8
      , greater noida
      Reviewed on Feb 25, 2016
    • Punjab National Bank Education Loan
      "Helped me..."
      PUNJAB NATIONAL BANK
      0.5 4.0/5 "Great!"
      Punjab national bank is good bank and it helped me avail a loan for my higher education. I have taken Educational loan from them in 2010. Their response was good but process took longer time. Due to some verification they took more than a month.
      Was this review helpful? 3
      , gurgaon
      Reviewed on Feb 10, 2016
    • Punjab National Bank Education Loan
      "Not satisfied"
      PUNJAB NATIONAL BANK
      0.5 1.0/5 "Really Bad"
      I have closed the educational loan with the Punjab National Bank and the interest rate might be around 10%. Customer service is not good with them, also I can say that the responsiveness is poor. They dint provided the assistance to the customer properly, also to take a statement they made the customer to wait in queue.
      Was this review helpful? 8
      , bhiwani
      Reviewed on Jan 30, 2016
    • Punjab National Bank Education Loan
      "Lengthy Process!"
      PUNJAB NATIONAL BANK
      0.5 1.0/5 "Really Bad"
      Educational loan process was pretty lengthy with Punjab national bank. My father is the co applicant for my loan process and he took care of the entire loan process. I believe that he submitted our home loan details to take this educational loan from PNB.
      Was this review helpful? 9
      , jaipur
      Reviewed on Jan 14, 2016
    • Punjab National Bank Education Loan
      "Lengthy Process!"
      PUNJAB NATIONAL BANK
      0.5 2.0/5 "Expected more"
      I signed up as a co applicant for my daughterâ??s Educational Loan. Punjab National Bank processed the loan within 10 days. Graduation details, address proof, income details along with my PAN details were collected as documents for the loan processing.
      Was this review helpful? 11
      , agra
      Reviewed on Nov 21, 2015
    • Punjab National Bank Education Loan
      "Easily Process "
      PUNJAB NATIONAL BANK
      0.5 4.0/5 "Great!"
      I got my education loan very easily from Punjab national bank because the branch was in the home town. After the completion of the courses plus six months are given to repay the amount. They use to charge 11% interest rate . People in the bank are good who interacting with the customer.
      Was this review helpful? 6
      , bangalore
      Reviewed on Oct 13, 2015
    • Punjab National Bank Education Loan
      "Helpful for the students "
      PUNJAB NATIONAL BANK
      0.5 5.0/5 "Blown Away!"
      Its really good to take a Education loan with Punjab National Bank and they have processed the application in a excellent manner.They took around 5-7days to process the application.The interest rate applied was quite high compared to other bank.
      Was this review helpful? 9
      , dehradun
      Reviewed on Oct 06, 2015
    • Punjab National Bank Education Loan
      "Approachable...."
      PUNJAB NATIONAL BANK
      0.5 4.0/5 "Great!"
      PNB is a government bank, they were very slow in providing the loan. They kept on asking for documents. They took nearly one and a half months to release the amount. The branch manager helped me in getting this educational loan. It will be good if they can provide the loan in short duration.
      Was this review helpful? 5
      , mumbai
      Reviewed on Sep 03, 2015
    • Punjab National Bank Education Loan
      "Good Services..."
      PUNJAB NATIONAL BANK
      0.5 3.0/5 "Satisfactory"
      I approached the bank directly and applied for a education loan. They gave me a good offer but the rate of interest was a bit high. The executives in the Punjab National Bank helped me a lot, they needed more documents. They took long time for processing the loan. It would have been better if they would have reduced the interest rate.
      Was this review helpful? 7
      , new delhi
      Reviewed on Aug 10, 2015
    • Punjab National Bank Education Loan
      "Good "
      PUNJAB NATIONAL BANK
      0.5 3.0/5 "Satisfactory"
      It was a complicated process while I got the education loan with Punjab National Bank and I feel they have too much of formalities in their process.The customer service provided was quite average and the EMI starts for a loan after 6 months of education being completed and for me its been started.If the process remains the same I would suggest they can simplify the loan process.
      Was this review helpful? 11
      , new delhi
      Reviewed on Jul 13, 2015
    • Punjab National Bank Education Loan
      "Its complicated"
      PUNJAB NATIONAL BANK
      0.5 3.0/5 "Satisfactory"
      PNB Education loan is not good. As they have forced me to take insurance for this loan and its no way related to it. It was after 2 months when I asked for some clarification they were unable to give the information. They were unable to provide the contact number of the agent who sold this insurance to me. Further more this insurance was offered at the their Branch only. Nevertheless they themselves advised me to close this loan.
      Was this review helpful? 10
      , mumbai
      Reviewed on Jun 23, 2015
    • Punjab National Bank Education Loan
      "Nice "
      PUNJAB NATIONAL BANK
      0.5 4.0/5 "Great!"
      I have taken a personal loan from PNB. This was taken during the year 2009. I have submitted the bonafide certificate from the college. I had to get the guarantor signature as well from a Government official. I have to submit the fee structure to the Bank and I have also provided the collateral security for the loan.
      Was this review helpful? 14
      , cuddalore
      Reviewed on Jun 08, 2015
    • Punjab National Bank Education Loan
      "Not great experience!!!"
      PUNJAB NATIONAL BANK
      0.5 3.0/5 "Satisfactory"
      My father is holding salary account with Punjab National Bank so from that experience we have taken education loan. Interest rate for educational loan is similar to all other banks so no concern. I just taken 4lakhs so no much documentation and they just required for offer letter from college and schooling certificates and my father pay slips. Experience is not wonderful as it is government sector bank so attitude of the employees are not good.
      Was this review helpful? 30
      , new delhi
      Reviewed on Mar 04, 2015
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