Dhani Business Loan

Dhani Loans and Services Loans earlier known as Indiabulls Consumer Finance Limited (Dhani Loans) offers business loans to its customers with the repayment tenure ranging between 1 year and 4 years. The rate of interest for your business loan will depend on factors such as the loan amount, repayment tenure, credit score, etc.

Since this is an unsecured loan, the interest rate offered starts from 13.99% p.a. onwards.

The business loan scheme offered can be applied for online by visiting either the official website of Dhani Loans and Services Ltd.

Dhani Loans Personal Details

Loan amount

Up to Rs.40 lakh

Tenure

Up to 4 years

Interest rate

13.99% p.a.

How to Apply for Business Loan From Dhani Loan?

You can apply for a business loan from Dhani Loans online. The steps to apply for a business loan from Dhani Loans are given below:

  1. Click on the link https://www.dhaniloansandservices.com/.
  2. Scroll down and under 'Request A Call Back' section provide your name, Email ID, mobile number, and select 'Business Loan'.
  3. Click on 'Submit'. A representative from the company will get in touch with you and help you with the process of applying for a business loan.

*Note: Know about Personal Loan and Dhani Bank Personal Loan

Features of availing a Business Loan from Dhani Loans

  1. Easy documentation process.
  2. Avail loan amount of up to Rs.40 lakh.
  3. Repayment tenure of up to 4 years.
  4. No collateral required.
  5. Services at your doorstep.

Benefits of Dhani Business Loans

  1. You can avail this loan scheme to increase your cash flow. You can use the amount to clear debts, for restructuring purposes, or boosting your cash reserves.
  2. You can use the loan amount to lease a bigger office premises.
  3. Avail loan to purchase or lease equipment and machineries.
  4. You can use the amount to upgrade to latest technology in order to grow your business.
  5. Avail the option of stocking your inventory to meet your client's demands.
  6. You can hire employees as the demand for business increases.
  7. You can use the loan amount purchase raw material in case of bulk of orders.
  8. Avail loan to expand your business in other cities.
  9. One of the benefits you can enjoy is to take up on bigger projects and scale up your operations.

Eligibility Criteria to Apply Dhani Business Loan

The eligibility criteria you will have to fulfil in order to avail a business loan from Dhani Loans are given below:

  1. You must be a self-employed individual.
  2. You must have an active GST with a GST filing in the last six months.

Documents Required to Apply

The list of documents you will have to submit are given below:

  1. Proof of address such as Passport, utility bills, etc.
  2. Proof of identity such as PAN Card, Aadhaar Card.

The documents you will have to submit will be at the discretion of the company and you will have to submit the required documents as required by Dhani Loans.

FAQs on Dhani Business Loan

  • For what purposes can I avail a business loan from Dhani Loans?

    You can avail a business loan from Dhani Loans to help you fulfill various requirements. Some of the requirements that you can fulfil on availing a business loan from Dhani Loans are given below:

    For taking up bigger projects. For expanding your business to new locations. For improving your cash flow. For hiring seasonal employees. For upgrading your technology or repair machinery. For emergency procuring of raw material for bulk order

  • Will I be required to provide any guarantors/securities/collateral in order to avail a business loan from Dhani Loans?

    No, you won't be required to provide any guarantor/securities/collateral in order to avail a business loan from Dhani Loans.

  • I have some doubts regarding the business loan I am looking to avail from Dhani Loans. How can I get in touch with a customer care executive?

    You can get in touch with an Dhani Loans customer care executive by calling on the number 0124-6165722 or send an email to support@dhani.com. A customer care executive representative will get in touch with you and will help you with your queries.

  • Can I download the application form online?

    Yes, you can copy on the link https://www.dhaniloansandservices.com/policies/personal_loan_application_form.pdf and download the application form. Fill it and send it to the lender's registered address.

  • Is there any processing fee charged?

    A processing fee of 1% of the loan amount is chargeable.

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