Ladli Scheme 2026

What is the Ladli Scheme?

The Ladli Scheme is a government initiative in Haryana that supports families with financial aid when a second daughter is born. It aims to stop female foeticide and promote equal value for girls by offering ₹5,000 every year for five years. The money is saved in the girl's name to help secure her future and improve her status in society.

The Ladli Scheme is a government programme in Haryana, managed by SBI Life Insurance Co. Ltd., aimed at preventing female foeticide and improving the status of girl children within families. Under this scheme, parents of a second daughter born after 20 August 2005 receive ₹5,000 every year for up to 5 years. The money is saved in the girl's name and helps support her education, promotes gender equality, and empowers women.

In 2015, this scheme was merged into the larger "Aapki Beti Hamari Beti" initiative. The new programme continues to offer the same benefits to eligible daughters while expanding financial and social support for girls under one unified plan.

Ladli Scheme

Objectives of the Ladli Scheme 

The Ladli Scheme has several key objectives: 

  1. Promote Gender Equality: The Ladli Scheme is designed to raise awareness about the importance of valuing and supporting female children within families, emphasizing gender equality and women's rights. 
  2. Financial Support: Under this scheme, families with female children receive financial incentives and benefits. These incentives are aimed at securing the future of the girl child and promoting her education and well-being. 
  3. Encourage Education: The Ladli Scheme encourages families to invest in the education of their female children by providing financial support for their education-related expenses. This includes scholarships, grants, and other forms of assistance. 
  4. Empower Women: By improving the social and economic status of female children, the Ladli Scheme contributes to the empowerment of women in the long run, enabling them to lead more independent and fulfilling lives. 

Eligibility Requirements for the Ladli Scheme 

To qualify for and access the benefits of the Ladli scheme, you must meet the following conditions: 

  1. Both parents must be residents of Haryana or possess a Haryana domicile to be eligible for the financial incentives provided by the Haryana government. Additionally, at least one of the parents should reside with the girl children in Haryana. 
  2. The birth of both girl children should be officially registered, and parents are responsible for ensuring the proper immunization of their daughters. Documentation of immunization records should be presented when receiving each payment.  
  3. There should be at least one living sister in the family, and at least one of the parents should be living with the girl children in Haryana. This ensures that the benefits are extended to families with more than one female child. 
  4. Both girl children should be enrolled in a school or Anganwadi, as per their age. This requirement is in line with the scheme's objective of promoting and supporting their education.

How to apply for the Ladli Scheme 

You can follow the steps given below to apply for the Ladli Scheme: 

  1. Step 1: Visit the nearest Anganwadi centre.  
  2. Step 2: Collect the application form from either the Anganwadi Centers or the offices of Child Development Project Officers. The mother, father, or guardian of the girl can get the Ladli Scheme application form. These forms are available free of charge. 
  3. Step 3: Fill out the Ladli Scheme application form with all the required information. Be sure to provide accurate details. 
  1. Step 4: After completing the application form, submit it to the local authorities responsible for processing Ladli Scheme applications. Specifically, you can submit it to the Anganwadi Workers and Health staff in your relevant area. 

Documents Required for Ladli Scheme  

  1. Birth Certificate for Second Girl Child: Eligible applicants must provide a certified copy of the birth certificate of the second girl child issued by the relevant authority. This document should be submitted along with the Ladli Scheme application form. 
  2. Immunization Records: The most recent immunization document, as well as past immunization records for both girl children, should be presented when receiving each payment under the Ladli Scheme. These records are essential to ensure that the immunization requirements are met. 

How to Claim Maturity Benefits under the Ladli Scheme 

You can claim the maturity benefits under the Ladli Scheme by following the instructions given below: 

  1. Step 1: Ensure that you meet the eligibility criteria, which allows you to claim maturity benefits either after completing the 10th standard and turning 18 years old or after finishing the 12th standard. 
  2. Step 2: Prepare an application for claiming maturity benefits and gather the following necessary documents: An acknowledgement letter received from SBIL (State Bank of India), Proof of your residential address, The relevant educational mark sheet (either 10th or 12th standard), A copy of your bank passbook displaying your account number, Contact information, such as your mobile or landline number. 
  3. Step 3: You need to open a Zero Balance Saving Account with the State Bank of India. This can be initiated by presenting the acknowledgement letter you received from the bank. 
  4. Step 4: Submit all the required documents to the relevant authorities.  
  1. Step 5: After the verification process is completed, the funds will be transferred to a Unique ID number registered in your name. This ensures that the maturity amount reaches you as the intended beneficiary. 

FAQs on Ladli Scheme

  • Where can I verify the status of my application in the Ladli Scheme?

    You can monitor the progress of your Ladli Scheme application by accessing the official website for the Ladli Scheme. 

  • How can I get in touch with the bank for inquiries?

    For any queries, you can contact the State Bank of India on their Toll-Free Number, 1800229090. You can also contact Ladli Scheme officials in Delhi at 011-2338189. 

  • Where can I obtain the application form for the scheme?

    You can obtain the application form for the Ladli Scheme from your nearest Anganwadi centre. 

  • Who is responsible for managing the Ladli Scheme?

    The Ladli Scheme is administered by the State Bank Life Insurance Co. Ltd.

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