ESAF Small Finance Bank Dream Educational Loan
The ESAF Small Finance Bank Dream is an educational loan scheme for students who wish to pursue higher studies abroad. Students who aspire to study abroad can apply for the ESAF Dream educational loan. The loan offers competitive interest rates and several great features.
Features of the ESAF Dream Educational Loan
The ESAF Small Finance Bank Dream educational loan has many attractive features. They are as follows:
Loan Amount: The loan scheme covers various expenses involved in studying abroad. The maximum loan amount provided ranges from Rs.5 lakh to Rs.100 lakh.
Loan Tenure: The tenure for the ESAF Small Finance Bank Dream educational loan is up to 12 years. A blood relative of the applicant can serve as the co-applicant, and standard forms of collateral are accepted for higher loan amounts.
Eligibility Criteria for ESAF Dream Educational Loan
To be able to apply for the ESAF Small Finance Bank Dream educational loan, applicants must fulfill the following conditions:
- The applicant should be a citizen of India.
- The applicant must be above the age of 18.
- Those who wish to apply for the ESAF Dream educational loan must have a good academic background with a minimum of 80% marks in class X and class XII.
Documents Required to Apply for the ESAF Dream Educational Loan
To apply for the ESAF Dream Educational loan, applicants are required to submit certain documents. They are as follows:
- Proof of identity
- Proof of address
- Academic documents
- Admission letter from the institution
- Documents related to the property provided as collateral.
FAQs on ESAF Small Finance Bank Dream Educational Loan
- What is the ESAF Small Finance Bank Dream?
The ESAF Small Finance Bank Dream is an educational loan scheme provided for students who wish to study abroad.
- What is the maximum margin for the ESAF Small Finance Bank Dream educational loan amount?
Applicants can avail themselves of up to 100 lakhs under the ESAF Small Finance Bank Dream educational loan.
- What are the eligibility criteria for applying for the ESAF Small Finance Bank Dream educational loan?
To apply for the ESAF Small Finance Bank Dream educational loan, the applicant must be an Indian citizen who is 18 years old and has a good academic background, with a minimum of 80% score in class X and class XII.
- What is the tenure for the ESAF Dream Educational loan?
The tenure for the ESAF Small Finance Bank Dream educational loan is 12 years.
- Who can be the co-applicant while applying for the ESAF Small Finance Bank Dream educational loan?
The co-applicants for the ESAF Small Finance Bank Dream educational loan can be the applicant’s blood relations.
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