Tata Neu Plus SBI Card

The Tata Neu Plus SBI Card with VISA or RuPay contactless technology offers a secure, quick, and convenient way to make everyday payments, helping you save time and shop effortlessly. 

Updated On - 13 Sep 2025
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Tata Neu Plus SBI Credit Card is shopping credit card that offers various rewards and benefits at a joining fee of Rs.499. The card offers value back as NeuCoins on spendings on Tata Neu app or website. The card also offers fuel surcharge waiver, domestic lounge benefits, add-on cards, and many other benefits. Read on to know more about Tata Neu Plus SBI credit card.

Features of Tata Neu Plus SBI Credit Card

The features of Tata Neu Plus SBI credit card are mentioned below:

  1. The card is acceptable at all establishments accepting VISA or RuPay cards
  1. The card offers additional security via EMV chip enabled cards. 
  1. The card consists of a 16-dgit card number, cardholder’s name, magnetic strip, three-digit CVV number, and SBI card helpline number. 
  1. Ensures easy transaction by reducing the risk of card loss and fraud through contactless technology. 
  1. Accepted worldwide in over 29 outlets, including 3.25 lakh outlets in India. 
  1. Offers 24-hour global customer assistant service in case of any emergency. 
  1. Offers credit facility to help plan the payment against outstanding balance. 
  1. Add-on cards will be provided to the spouse, siblings, parents, and children over 18 years of age. 
  1. Using this card, the cardholders can withdraw cash from VISA or RuPay ATM across the globe. 
  1. Allows cardholders to transfer outstanding balance of other banks credit card to Tata Neu Plus SBI credit card in the form of EMIs at a low interest rate. 
  1. Allows customers to convert transactions of Rs.2,500 or more into Flexipay from 30 days of purchase. 
  1. Easy bill payment option of electricity, mobile, telephone, and other utility via Tata Neu Plus SBI credit card. 
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Rewards and Benefits of Tata Nue Plus SBI Credit Card

The rewards and benefits of Tata Neu Plus SBI credit card are mentioned below: 

Welcome benefit:

  1. On payment of joining fee, the card offers 499 NeuCoins.
  1. The reward points can be redeemed at Tata Neu app, website, and partner Tata brands.

Reward benefits:

  1. On spends on Tata Neu App or Website and partner Tata Brands, the card offers 2% value back as NeuCoins. 
  1. On selected category spends on Tata Neu App/Website, the card offers extra 5% value back as NeuCoins. 
  1. On other spending, including UPI transactions, the card offers 1% value back as NeuCoins.

Fuel Surcharge waiver:

  1. On fuel transactions ranging between Rs.500 to Rs.4000, cardholders will receive a fuel surcharge waiver of 1%. 
  1. The maximum surcharge waiver per statement cycle is Rs.250.

Spend based reversal:

  1. On annual spend of Rs.1 lakh or more, the card offers a spend-based reversal. 
  1. Fee reversal is only applicable if the fee was charged during the renewal cycle. 

Lounge access:

  1. On achieving Rs.50,000 spends in previous quarter, the card offers four complimentary domestic airport lounge access per year. 

Note:

  1. NueCoins gets credited to NeuPass account of the cardholder on monthly statement cycle.
  1. Customers must use Tata Neu Plus SBI credit card at respective lounges to avail themselves of airport lounge access.
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Fees and Charges of Tata Neu Plus SBI Credit Card

The fees and charges applicable on Tata Neu Plus SBI credit card are given in the table below: 

Fees and charges 

Amount 

Annual fee 

Rs.499 plus taxes 

Renewal fee 

Rs.499 plus taxes from second year onwards 

Add-on fee 

Nil 

Cash Advance Fees 

2.5% or Rs. 500 (whichever is higher at domestic and international ATMs) 

Cash Payment fee 

Rs.250 plus applicable taxes 

Finance Charges 

3.75% per month 

Late Payment charges 

Rs.0 to Rs.500: NilRs.500 and up to Rs.1000: Rs.400Rs.1000 and up to Rs.10,000: Rs.750Rs.10,000 and up to Rs.25,000: Rs.950Rs.25,000 and up to Rs.50,000: Rs.1,100More than Rs.50,000: Rs.1,300 

Over Limit Fees 

2.50% of the overlimit amount that exceeds the credit limit or Rs.600 

Utility Payment Fee 

1% if the utility bill payment exceeds Rs.50,000 

Rewards Redemption Fee 

Rs.99 

Card Replacement: 

Rs.100 to Rs.250 

Foreign Currency Transaction Fee 

3.50% 

How to Apply for Tata Neu Plus SBI Credit Card

The steps to apply for Tata Neu Plus SBI credit card are mentioned below: 

  1. Visit the official website of SBI 
  1. Navigate to the Credit card section. 
  1. Select your preferred card (Tata Neu Plus SBI Credit Card). 
  1. Click on ‘Apply Now’ button. 
  1. Click on ‘Start Apply Journey’. 
  1. Enter the personal details, professional details, and KYC details. 
  1. Submit the application 
  1. On approval of the application, the card will be delivered to the address of the cardholder. 

You can also contact SBI card customer care number 1860 180 1290 to apply for Tata Neu Plus SBI credit card.

FAQs

  • Where can I use my Tata Neu Plus SBI Card?

    You can look for the Universal Contactless symbol at the POS machine at merchant outlets. Also, please visit sbicard.com for details of merchants enabled for VISA/RuPay contactless payment acceptance. 

  • Can I use my Tata Neu Plus SBI Card at other merchants as well?

    Yes, you can use Tata Neu Plus SBI credit card for the merchants not enabled for contactless payment acceptance, for a normal dip or swipe transaction.  

  • Is there any difference in the process for ATM and Internet transactions for the Tata Neu Plus SBI Card?

    No, there is no difference in the transaction process through ATM or internet for Tata Neu Plus SBI credit card. The only difference between the two processes is the ATM transactions require the PIN, while for internet transaction cardholders need to enter your 3D secure PIN or OTP. 

  • What is mBUY?

    The Tata Neu Plus SBI Card offers mBuy, a mobile shopping feature that lets you book tickets, recharge, shop, and pay anytime, anywhere across more than 100 merchants, thereby making life simpler. 

  • What is the forex markup fee on Tata Neu Plus SBI credit card?

    The forex markup fee on Tata Neu Plus SBI credit card is 3.50%. 

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