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  • How to Deactivate Your Credit Card

    Published on March 06 2018

    Using credit cards can get overwhelming at times. Many people who are used to charging almost all their bills on their credit card fall into debt trap easily. Therefore, many prefer to not carry it on them or deactivate the card permanently. The deactivation process differs from one credit card to another. However, we have listed the deactivation process for some of the leading credit card providers in the country.

    Deactivate Credit Card
    Deactivate Credit Card

    How To Deactivate Your HDFC Credit Card

    HDFC Bank requires a written letter from the cardholder to close a credit card. Please follow these steps to close your HDFC credit card:

    • You can write a letter requesting to close your credit card or download the credit card closure form by visiting
    • You will be required to post the letter to the following address along with your credit cards


      HDFC Bank Credit Cards,

      P.O. Box 8654,

      Thiruvanmiyur P.O.,

      Chennai - 600 041

    • Make sure you cut your credit cards diagonally before sending it via post
    • HDFC credit card department will close your credit card and all your add-on cards once they receive your request
    • Please note that your HDFC credit card can be deactivated only after the bank receives all the cards and outstanding payment if any
    • No refund will be given on pro-rata basis for the joining fee, annual fee, or renewal fees paid by you

    How To Deactivate Your ICICI Bank Credit Card

    You can cancel your ICICI Bank credit card online. Unlike other banks, ICICI Bank does not require written consent to be mailed to their address to deactivate your credit card.

    • Please visit
    • You will be asked to fill an online credit card cancellation request form
    • Enter basic details like your complete credit card number, the reason for cancellation, your registered mobile number, and your email ID to proceed
    • You will have an option to choose if you want to close the primary card or your add-on card, please choose the appropriate answer
    • Once you submit the online credit card cancellation form, an ICICI Bank phone banking officer will get in touch with you within 3 working days on your registered mobile number to confirm the cancellation request
    • Upon confirmation, your ICICI credit card will be deactivated within 7 working days
    • However, if you are unavailable and the phone banking officer is unable to reach you on your registered phone number within 3 working days, your credit card cancellation request will be cancelled
    • Please note that your ICICI credit card will not be cancelled if you have any outstanding balance that needs to be paid
    • Upon successful cancellation of your ICICI Bank credit card, you will receive an SMS or email confirmation

    How To Deactivate Your Axis Bank Credit Card

    There many ways you can cancel your Axis Bank credit card such as:

    • You can login to your netbanking account with your credentials and navigate to the “Credit Cards” section and submit a request to cancel your HSBC credit card.
    • Alternatively, you can call HSBC phone banking by dialing 1860 266 2667 and place a request to deactivate your credit card.
    • You can also walk into any HSBC Bank branch and submit a written request to close your credit card.
    • Please note that you will be asked to submit your credit card cut into two pieces while submitting an HSBC credit card closure request.

    How To Deactivate Your SBI Credit Card

    • You can close your SBI credit card by calling SBI credit card customer care number at 1800 425 3800
    • Alternatively, you can also use the “Email Us” option available on SBI website to submit your credit card cancellation request by visiting
    • You can also send a written request to cancel your SBI credit card to

      SBI Card,

      P.O. Bag 28, GPO,

      New Delhi – 110001

    • Please note that the bank will close your credit card only after they receive the credit card diagonally cut into two pieces

    The procedure to cancel or deactivate your credit card differs from one bank to another. Please visit the official website of your credit card provider to find out the correct procedure.

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