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  • Best Online Payment Gateways in India

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  • A payment gateway is an application that makes the online payment process very simple and easy. It is actually a medium that connects a merchant’s mobile application or website with the bank. When you make payments through a payment gateway, the merchant’s website sends your debit/credit card details to the gateway for confirmation. The payment gateway then verifies the details from the bank and the amount gets transferred from your bank account to the merchant’s bank account.

    There are various payment gateways in India that allow customers to make payments online. Some of the popular ones are:

     

    Citrus Pay Payment Gateway

    Citrus Pay is one of the top payment gateways in India today. It supports most credit cards like Visa, MasterCard, American Express, etc. The payment process is quick and secure as Citrus Pay has high levels of security in place. Apart from this, it provide various services such as Citrus Cash (an online wallet) and Citrus Cube (an online application for paying bills).

     

    CCAvenue Payment Gateway

    CCAvenue is another a popular payment gateway, which offers multiple payment options. It supports six credit cards, namely, JCB, MasterCard, Visa, American Express, Diners Club and eZeClick. CC Avenues payment page can be viewed in 18 different languages (Indian as well as international) and it accepts payments in 27 foreign currencies. Some of these currencies are Euro, Singapore Dollar, Indian Rupees, Japanese Yen, American Dollar, UAE Dirham, Pound Sterling, Hong Kong Dollar, Qatari Riyal, Bahraini Dinar, Baht, Sri Lankan Rupee, Malaysian Ringgit, Taka, New Zealand Dollar, Canadian Dollar, Nepalese Rupee, Australian Dollar, Omani Rial, Swiss Franc, Kuwaiti Dinar, Chinese Yuan Renminbi, etc.

     

    PayUBiz India Payment Gateway

    PayUBiz allows businesses to manage and accept their payments online. It is a well- known payment gateway that supports cards, net banking, wallets, international cards, EMI, IVR payments, etc. The payment gateway allows businesses to accept payments in 13 currencies. PayUBiz handles online banking for some of the leading banks in India. The Company has focused a lot on mobile technology and payments on Android phones can be made through just one tap.

     

    Direcpay Payment Gateway

    Direcpay is a payment gateway that supports different types of credit and debit cards. Using Direcpay merchants can accept mobile payments and payments made via net banking as well. It is a solution for merchants and companies who deal with ecommerce and online transactions. Payments using Direcpay can be made using different types of foreign currencies. This payment gateway is secure and easy to use.

     

    Zaakpay Payment Gateway

    Zaakpay is another popular payment gateway that supports all international and Indian MasterCard credit cards, Visa credit cards, Discover and Diners credit cards. It is a secure gateway and the payments on this portal can be made using a few clicks.

     

    Instamojo Payment Gateway

    Instamojo is one of the best payment gateways for purchase of digital files, tickets, services, goods, music, videos, etc. The payment process is quick and secured with bank level security. Merchants can use this payment gateway to collect payments on Facebook, Whatsapp and Instagram among others. This gateways also allows merchants to collect their payments via SMS, Email and instamojo username.

     

    Bill Desk

    Bill Desk is a popular payment gateway that allows people to pay and receive all their bills at one place. A lot of Indian banks are connected with Bill Desk to make the payment process simple, quick and safe. Using Bill Desk, customers can decide how and when to make payments and they can also set payment reminders or alerts.

    Atom Paynetz Payment Gateway

    Atom Paynetz is a leading payment gateway that provides over a hundred payment options. It supports domestic credit cards such as Visa, MasterCard, JCB, American Express, Discover and Diners. It offers revenue boosters such as Promotion and Discount Engine, Multi Bank EMI, express payments, etc., to merchants.

     

    PayUMoney

    This payment gateway is known for simplifying the entire online payment process. It is a flagship company of the Naspers group and it serves over 4,000 merchants in India. PayUMoney has partnered with some of the major banks in the country and provides a safe platform to people for receiving and making payments.

     

    ePaisa

    This payment gateway helps businesses in managing their payments in an easy and effective manner. Merchants can use ePaisa to manage their inventory, speed up the checkout process, accept payments on tablet or smartphones, etc. Businesses can accept credit or debit card payments, wallet payments, online payments and bitcoin payments using ePaisa. The payments are secure and the company provides 15 day money back guarantee.

     

    airpay

    This payment gateway allows merchants and businesses to accept debit or credit card payments on website, wapsite and mobile apps in a secure and hassle free manner.

     

    Emvantage

    Using this payment gateway, merchants can manage a large number of transactions easily and in a secure way. Emvantage allows merchants to collect payments using multiple payment modes such as credit cards, debit cards, prepaid cards, mobile payments, Netbanking, etc.

     

    JusPay

    This secure payment gateway is popular for offering the express checkout feature and Secure 1-Click experience for Mobile Payments. It auto processes OTP from SMS and optimizes network efficiently to reduce the loading time of a page.

     

    Transecute

    Using this payment gateway, merchants can accept online payments from their customers. People can pay using their Visa or MasterCard credit cards. The service is easy to use and integration takes less than 30 minutes.

    The above mentioned payment gateways are among the best in India and they provide extremely secure platforms for people to make their payments online quickly without any worry.

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

    Best Online Payment Gateways in India Reviews

    • American Express Credit Card
      "Good Card"
      0.5 4.5/5 "Excellent!"
      I have a credit card from American Express. The customer care experience is really good with Amex card. I cannot able to use the Amex card in all the places which is the only problem i'm facing from this card. The rewards points system is really good.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jul 18, 2019
    • SBI Cards
      SBI Cards Credit Card
      "Great Card"
      0.5 5.0/5 "Blown Away!"
      The response is always good and the convenient IVR option and i don't need to wait a long time and my SBI card also has some very good features. Based on my expenditure, they will provide some extra bonus points. They have a cash redemption option which is very good.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jul 18, 2019
    • IndusInd Bank Credit Card
      "Better Card"
      0.5 4.0/5 "Great!"
      I get a movie voucher and its a free and based on the movie offer i bought my Indusind bnk. I get a one on one ticket free on bookmyshow. I can use this option twice in a month. The given limit was more than Rs. 3 lakhs. There was a bit delayed to deliver my credit card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jul 18, 2019
    • Bank Bazaar Credit Card
      "Its one platform for all financial lead"
      0.5 5.0/5 "Blown Away!"
      I came know about bankbazaar.com through social media .I am using through web portal for the past one year .Customer service good and responsive . I was able to check all the finanical products through online using through EMI calculator. I am using for checking the financial products through online .In all it was a very good platform.
      Was this review helpful? 0
      , noida
      Reviewed on Jul 18, 2019
    • American Express Credit Card
      "Wonderful Card"
      0.5 5.0/5 "Blown Away!"
      Amex is a user friendly credit card to use because its simple as it and convenient to use. I'm fully satisfied with the card because their customer care service is easily contactable and i got the limit of Rs. 1.80 lakhs. Their rewards points system is very good and I can redeem my rewards points into cash.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Jul 18, 2019
    • ICICI Bank Credit Card
      "Good Card"
      0.5 5.0/5 "Blown Away!"
      ICICI is a good card to use and 1 year ago i have taken this card. The credit limit is very less which is around Rs. 38000 and I'm not happy about it. The annual fee will get waived off if i use certain limit other wise i need to pay Rs. 1000. Since my account average balance was high hence they have given me a credit card without any documentation.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Jul 18, 2019
    • IndusInd Bank Credit Card
      "Need to increase the limit"
      0.5 3.0/5 "Satisfactory"
      The credit limit is not satisfactory on Indusind Bank credit card where I got good limit on my other cards. They need to increase my limit. Their app is user friendly. My credit card is life time free. There is no hassle in document submission.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jul 18, 2019
    • HDFC Bank Credit Card
      "Average Card"
      0.5 2.0/5 "Expected more"
      HDFC credit card is not that much good. The service is not good and which i don't like. They are not providing any EMI options and Approximately 4 years i'm using this card and i haven't faced any issues so far. After 3 years, they have increased my credit limit as a double.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Jul 18, 2019
    • Bank Bazaar Credit Card
      "Convenient site"
      0.5 5.0/5 "Blown Away!"
      It is hassle free and it is easy to apply for the credit card through online. I was using the bankbazaar when i required for the credit card like 6 months back, i have started using it. Through website, i come to know about bankbazaar. The web application is user friendly and fine for me.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Jul 18, 2019
    • IndusInd Bank Credit Card
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      It was a good and amazing experience with Indusind Bank. The documents was picked up on time and the verification happened without any hassles. Each and every step is excellent. The credit limit is also good for me. It is a life time free card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jul 18, 2019
    • Citibank Credit Card
      "Good One"
      0.5 5.0/5 "Blown Away!"
      I don't require their customer care service since i'm using their app and all the facilities are available in their app. Their interest rates are bit high. I was in search of going for some more card hence i opted this one. I'm driving frequently thats the reason i purchased this Indian Oil card.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Jul 18, 2019
    • Citibank Credit Card
      "Good"
      0.5 3.0/5 "Satisfactory"
      I am holding a Citi Bank credit card. I am not happy with their customer service. They are not responsive. I am not getting my credit card statement and information given in their application is not at all transparent. I am ok with the credit limit.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jul 18, 2019
    • IndusInd Bank Credit Card
      "Excellent "
      0.5 5.0/5 "Blown Away!"
      I have selected indusind bank platinum aura edge credit card before 1 months ago .1st year annual chargers Rs 1000, . Customer service is good and responsive .sufficient limit is provide is from banker end.All notification message.Iam using through mobile application is user friendly application.
      Was this review helpful? 0
      , noida
      Reviewed on Jul 18, 2019
    • Bank Bazaar Credit Card
      "Good"
      0.5 3.0/5 "Satisfactory"
      I have been using Bankbazaar's service for a while. I am really happy with their services. I have come to know about Bankbazaar from the internet. Their customer service is really great. They had given me clear information, they are very helpful.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jul 18, 2019
    • Bank Bazaar Credit Card
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      I came know bank bazaar.com through promotional using through past 2 years ago . Customer service is good and responsive using through EMI calculator I am using for checking the financial products which is useful.differentiate various partners different types products. every thing to click way
      Was this review helpful? 0
      , mumbai
      Reviewed on Jul 18, 2019
    • IndusInd Bank Credit Card
      "Good"
      0.5 3.0/5 "Satisfactory"
      I applied for an INDUSIND BANK PLATINUM AURA EDGE CREDIT CARD. The card was delivered on time and credit limit is nominal. They provided credit limit of Rs. 1 lakh. It is a lifetime free card. I am getting reward points and cashback offers. Their customer service is good.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jul 18, 2019
    • IndusInd Bank Credit Card
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      I have selected indusind bank plantium aura edge credit card before 1 months ago.Its life time credit card .All notification message and email communication from banker end.while document through executive . There is no sufficient limit is provide from banker end.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jul 18, 2019
    • Citibank Credit Card
      "Better"
      0.5 3.0/5 "Satisfactory"
      I have just started using Citi cashback credit card and they have not explained me about the offers. After Submitting the documents, I have received the card in 10days. The credit limit is better. They have taken Rs.500 as an annual fee plus GST.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jul 18, 2019
    • Standard Chartered Bank Credit Card
      "Genuine service provider"
      0.5 5.0/5 "Blown Away!"
      Last 15 days I have been holding this Standard Chartered card, the process of getting this credit card is easier. Genuinely they have done the address verification I would say they are very professional in the service. I am holding non chargeable card its good.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jul 18, 2019
    • HDFC Bank Credit Card
      "GOOD"
      0.5 3.0/5 "Satisfactory"
      I am using the credit card with HDFC BANK since form last 2 years, the card has the lesser limit of 35K. The card has the benefits ad offers but there is no emi option to be converted. The application is easy to do billing and to check the card status.
      Was this review helpful? 1
      , noida
      Reviewed on Jul 17, 2019
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