Please wait while we set things up. This will take less than 60 seconds!
We are fetching your Credit Score
It'll take less than 60 seconds
A credit report is a summary of your credit activities and repayments behaviour. It is prepared by the credit bureaus in the country and comprises credit score, detailed credit information related to your current as well as past credit accounts, loans, payment history, and closed accounts. Moreover, the credit report also includes personal information, details of your credit cards, credit limit, and credit inquiries. Lenders like banks and non-banking finance companies use a credit report to understand the creditworthiness of loan as well as credit card applicants.
Here are some of the reasons to should check your credit report:
Yes. As per the RBI mandate, you are entitled to receive one free credit report from a credit bureau in one calendar year.
The price of a credit report is different for each credit bureaus. You can get the exact cost of the report by visiting the credit bureau official website.
Yes. Your credit report has your personal information like name, address, mobile number, email address, employer details and PAN number.
Yes. If you come across any errors in your credit report in terms of personal or credit account information, you can raise a dispute with the respective credit bureaus and get the errors fixed at the earliest.
If you have negative information in your credit report, it gets cleared off after 7 years. However, in case you have been through bankruptcy, the negative information remains on your report for 10 years. In the case of revolving accounts like credit cards, your positive history will stay on your report for as long as the account is active.
Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.