STD in Your Credit Score
STD in CIBIL stands for ‘Standard’. This term is found in loan accounts as well as credit cards.
STD in CIBIL stands for ‘Standard’. This term is found in loan accounts as well as credit cards.
STD means that credit card holders or borrowers have paid all the outstanding dues on time or within 90 days of the due date. Each and every borrower should understand the meaning of the STD in order to analyze their credit report. It basically means that you have a healthy credit history by paying your outstanding dues on time.
A two-dimensional matrix representing the state of your obligations in various months and years is how DPD entries are shown. For first-time users, the table is rather simple to understand as it just shows the timely manner in which you paid off your bills. An entry of ‘STD’ or ‘000’ in this matrix will not affect your credit score.
Importance of STD Values in Your Credit Score
STD in a credit report means that your outstanding dues have been paid within 90 days. Having said that, in case there is any delay in making the payment, the DPD will show that the payment has been delayed, which will affect your credit score. Thus, it is extremely important to clear all your outstanding dues.
How to Report STD Errors in Your CIBIL Report?
If there is any error STD related error in your CIBIL report, you have to correct it so that you can maintain a correct credit score. Given below are the steps regarding the same:
- Visit the official website of CIBIL and fill in the online dispute resolution form by entering the correct information.
- Once you have submitted the online dispute resolution form, a complaint ID or a dispute ID will be generated for the complaint.
- CIBIL will forward your complaint request to the lender for the corrections.
- The lender will check the errors and update the credit report.
Disclaimer
Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.
FAQs on STD in CIBIL
- Is STD in CIBIL report good or bad?
STD in your CIBIL report is considered good.
- What does STD in CIBIL report mean?
A credit report's STD indicates that you have paid off your outstanding debts within the last 90 days.
- What is asset classification STD in CIBIL?
Asset classification STD in CIBIL means the classification of asset by the lenders.
- What is Standard CIBIL score?
Standard CIBIL score means that you have paid your outstanding dues in a timely manner
- What is the full form of STD in finance?
STD in CIBIL score or finance denotes ‘Standard’.
- What is the meaning of ‘SMA’ in CIBIL score?
SMA in CIBIL score denotes Special Mention Account.
CIBIL Score Requirements for Loans
Disclaimer
Credit Card:
Credit Score:
Personal Loan:
Home Loan:
Fixed Deposit:
Copyright © 2025 BankBazaar.com.