A "low interest" loan shouldn't mean you have very little interest in paying it back!
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    Home Loan Offers and Benefits on Festive Season

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    9.15% - 9.3% Floating
    0% to 0.35% (max. ₹11,500)
    15L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    9.3% - 10.5% Floating
    0.25% to 0.5% (min. ₹5750) One time fee
    5L Min
    1-30 Years
    Response Time Within 30 minutes
    9.2% - 9.5% Floating
    0.5% (min. ₹11,500) One time fee
    5L - 10Crs
    3-30 Years
    Response Time Within 30 minutes
    Paperless Approval Option Available
    9.15% Floating
    Up to 0.5% (max. ₹11,500) One time fee
    5L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    9.20% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time Within 30 minutes
    9.15% - 10.25% Floating
    Up to 0.5%
    15L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time Within 30 minutes
    9.15% - 11.75% Fixed/Floating
    Up to 1% One time fee
    5L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    9.10% - 9.15% Floating
    5750 One time fee
    40L - 5Crs
    1 - 25 Years
    Response Time Within 30 minutes
    12.50% - 19% Floating
    2% One time fee
    2L - 1Cr
    1-20 Years
    Response Time Within 30 minutes
    9.15% Floating
    5,000 to ₹10,000 + S.T. One time fee
    20L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    11.12% Floating
    1% One time fee
    2L - 5Crs
    1-30 Years
    Response Time Within 30 minutes
    14% Floating
    2% One time fee
    2 - 25L
    5-25years
    Response Time Within 30 minutes
    Home Loan BYTES FROM OUR KITCHEN

    Why you should get a Home Loan in the festive season?

    Purchasing a house of their own is possibly one of the greatest accomplishments in an individual’s life, particularly if they are from a working-class background. As residential properties typically cost a fortune to buy, people tend to opt for home loans so as to make the purchase easier.

    If you too are looking forward to buy a home, here are a few reasons why you should get a loan during the festive season.

    Good Home Loan Offers from banks:

    Banks usually need your business just as much as you need their loan. In order to attract more customers, they usually come up with interesting offers during the festive season. During such seasons, they offer interests that are 0.5%-0.10% less than their usual rates. However, these rate are only available for only a few days as banks will change the interest rates as soon as the festive season ends. So, if you are looking to get a good offer on your home loan, opting for one when festivities arrive would work extremely well for you.

    Better Offers from Builders:

    India’s real estate market is ripe with residential properties, and the demand for houses of late has nosedived. This is why builders are coming up with cut-price deals in a bid to attract prospective buyers and they do so inconspicuously during the festive season. So, to get a good house at a bit of a bargain price, keep an eye out for any such deals in a residential complex of your liking.

    Interest Rates Increase after the Festive Season:

    As mentioned earlier, banks and other home loan lenders are likely to offer you good deals only during the festive season and tend to hike it up as soon as it is over. You should have to wait for such periods and pounce when a good offer comes along.

    To sum it up, getting a home loan during a festive season helps you save up a considerable sum of money on interests. Besides, banks offer deals like free gold coins and the like for home loan shoppers. Instead of getting sucked into such meaningless offers, you should instead look at the interest rates, tenure, and the fees a loan offer comes with. You should compare offers based on these attributes so that you can get the best offer.

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