Flipkart Axis vs Amazon Pay ICICI Credit Card

Discounts and rewards on online purchases are among the many advantages provided by credit cards that are most sought after. Shopping credit cards are therefore unquestionably a popular option for credit card consumers.

The Flipkart Axis Bank Credit Card and the Amazon Pay ICICI Bank Credit Card are the two most often used cards in this league. These two credit cards share a logo with the two most popular online retailers in India: Flipkart and Amazon, respectively. The cards come with a number of extra advantages in addition to cashback incentives for online purchases.

Features of Flipkart Axis Bank and Amazon Pay ICICI Credit Card

The various features of Flipkart Axis Bank credit card and Amazon Pay ICICI credit card are mentioned below -

Flipkart Axis Bank Credit Card

Amazon Pay ICICI Credit Card

Joining fee - Rs.500

Annual fee - Rs.500

Joining fee - Nil

Annual fee - Nil

Welcome benefits -

Rs.600 in joining and activation benefits, including a Rs.500 Flipkart voucher and Rs.100 off your Swiggy order.

Welcome benefits - Nil

Lounge Access -

4 free trips to selected airport lounges in India

Lounge Access - None

Cashback - 

5% cashback on Flipkart and Cleartrip

4% off on Uber, Swiggy, PVR, Tata Play, and Cure.fit.

Cashback on 1.5% on all other categories

Cashback -

For prime members, 5% cashback on Amazon spends

For non-prime members, 3% cashback on Amazon spends

2% cashback on payments made to affiliate retailers using Amazon Pay

1% cashback on all other expenses

Dining - 15% off at all Indian partner restaurants

Dining - 15% off of eating expenses at more than 2,500 restaurants 

Fuel surcharge waiver - 1% off of purchases between Rs. 400 and Rs. 4,000

Fuel surcharge waiver - 1% off of fuel expenses 

EMI options - Purchases over Rs.2,500 can be converted as EMIs.

EMI options - Free EMIs for three to six months

Benefits of Flipkart Axis Bank and Amazon Pay ICICI Credit Card

The various benefits of Flipkart Axis Bank credit card and Amazon Pay ICICI credit card are mentioned below -  

  1. Cashback benefits - Amazon Pay, Flipkart Axis Bank, and ICICI Bank all provide cashback incentives across their individual partner brands. These cards allow you to receive up to 5% cashback. Both Flipkart Axis Bank and Amazon Pay ICICI Bank provide decent value for general spending as well as good cashback value across their partner merchants.
  2. Lounge access - Four complimentary trips to certain airport lounges across the nation are included with the Flipkart Axis Bank Credit Card. However, the ICICI Bank Amazon Pay Credit Card does not grant access to lounges. Given that the Flipkart Card has an annual price of Rs. 500, offering lounge access is a major plus for the card since few cards with annual fees under Rs. 500 do.
  1. Other benefits - Both the credit cards offer other benefits like fuel surcharge waiver, EMI benefits, and dining benefits.
Comparison Chart: Amazon Pay ICICI vs Flipkart Axis Credit Card (Fees & Features & Benefits)

Which Credit Card is Perfect for You?

Consider applying for a Flipkart Axis Bank Credit Card if -

  1. You are searching for a credit card for online shopping with a variety of bonuses for travelling, seeing films and dining.
  2. You need to establish a credit history or raise your credit score if you're a new credit card user.
  3. You're looking for a credit card with cash back.
  4. You frequently shop on Myntra and Flipkart.

Getting an Amazon Pay ICICI Bank Credit Card is something you should think about if -

  1. You need to raise your credit score because you just started using credit cards.
  2. You commonly pay with Amazon Pay or shop at its partner brands.
  3. You're searching for a credit card with no yearly charge.
  4. You are searching for a credit card that provides significant cashback on Amazon purchases.
  5. You are an Amazon prime user.

FAQs on Flipkart Axis Bank vs Amazon Pay ICICI Credit Card

  • What is an ICICI Bank credit card for Amazon Pay?

    In collaboration with Amazon India, ICICI Bank has created the Amazon Pay ICICI Bank Credit Card. With features including a welcome bonus, expedited reward points, and a waiver of the fuel surcharge, it is intended for Amazon consumers and offers a variety of rewards and advantages on Amazon purchases.

  • What is the Axis Bank Credit Card from Flipkart?

    One of India's top e-commerce sites, Flipkart, and Axis Bank have teamed together to provide the co-branded Flipkart Axis Bank Credit Card. In addition to features like a welcome bonus, expedited reward points, and a waiver of the fuel surcharge, it offers a variety of advantages and prizes on Flipkart purchases.

  • What are the Flipkart Axis Bank Credit Card's yearly fees and costs?

    The Flipkart Axis Bank Credit Card has a Rs. 500 yearly charge, but this fee is eliminated if you spend Rs. 2,000,000 or more during the card membership year. Nevertheless, there are additional expenses associated with the card, including finance charges on revolving credit, late payment fines, cash advance fines, and GST.

  • What are the ICICI Bank Amazon Pay Credit Card's yearly fees and charges?

    There are no yearly or renewal fees associated with the Amazon Pay ICICI Bank Credit Card. However, there are additional expenses associated with the card, including finance charges on revolving credit, late payment fines, cash advance fines, and GST.

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