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  • United Bank of India Personal Loan Customer Care

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  • Founded in 1950, United Bank of India (UBI) is a government-owned bank with headquarters in Kolkata, West Bengal. Customers who use the variety of banking services offered by the bank can reach out to the customer care department for any kind of queries and complaints. The customer service department of the bank offers instant solutions for various problems faced by customers while accessing the banking services. Let’s take a look at the different aspects of United Bank of India’s customer care department.

    United Bank of India Customer Care

    Customer support is an integral part of any organisation. If a customer is facing any issue, has some query regarding the bank’s personal loan or any other offering, or wants to provide some feedback, the customer care representatives of United Bank of India are just a phone call away.

    When you call the customer support of the bank, the executive will address you courteously, listen to your issue patiently, and try to resolve the matter promptly and efficiently. The contact details of the customer support team of UBI is mentioned below in the table:

    Toll-free phone number 1800-345-0345
    Contact phone number 022-40429100 OR 18001033470
    Head office address United Bank of India 11 Hemanta Basu Sarani Kolkata - 700001
    Email address webmaster@unitedbank.co.in

    United Bank of India customer feedback

    The bank also has a customer feedback form available online at the official website. You can offer a suggestion or raise a complaint by filling out this form with the appropriate details and submit it. United Bank of India will make sure to take appropriate actions as soon as possible. This feedback form can be accessed as follows:

    • Step 1: Visit the official website of the bank at http://www.unitedbankofindia.com/.
    • Step 2: On the homepage, click on ‘customer care’ at the bottom of the page.
    • Step 3: On the resulting page, click on the link ‘feedback’ to open the feedback form.
    • Step 4: On the feedback form, enter your personal details along with the complaint or suggestion in the respective box.

    You can also get in touch with the Branch Manager by directly calling your concerned bank branch. In order to find the contact details of your United Bank of India branch, you can do so using the online branch locator available at the bank’s official website. There are 2 search portals available for your convenience - Region Wise Branch Locator and Advanced Search Branch Locator.

    United Bank of India Grievance Redressal

    United Bank of India has a dedicated online grievance redressal portal wherein you can submit your grievance or enquiry and track its status as well. Additionally, in order to ensure complete customer satisfaction, the bank has multiple entities that manage customer grievances.

    1. Customer Service Committee of the Board: This sub-committee of the Board is responsible for drafting a Comprehensive Deposit Policy, incorporating the issues, and auditing the policy every 3 years. Apart from analysing loan policies and service issues, this team will also look after any other issue that impacts customer service. This panel will keep a track of the functioning of the Standing Committee on Customer Service as well.
    1. Standing Committee on Customer Service: With the Managing Director of the bank as the chairman, this committee will have a few senior executives as well as a few non-executives as members. The objectives of this team are mentioned below -
    • Feedback evaluation on the quality of customer service
    • Ensuring that all the regulatory instructions in terms of customer service are followed by the bank
    • Keeping an eye on complaints regarding Banking Codes and Standards Board of India code violations
    • Monitoring and analysis of unresolved complaints and feedbacks referred by functional heads
    • Quarterly report submission on the performance of the Customer Service Committee of the Board
    1. Nodal Officer and Other Designated Executives to Handle Grievances: In order to lodge a complaint, the matter should be brought to the notice of the concerned Branch Manager. If the complaint isn’t resolved within a reasonable period of time or isn’t adequate, it can be escalated to the Regional Grievance Redressal Officer, i.e. the Chief Regional Manager of the respective region. The contact details of the concerned regional office can be found online in the Region Wise Branch Locator of the bank. In case a grievance isn’t redressed even after following the channel mentioned above, a complainant is free to get in touch with the Chief Grievance Redressal Officer and Principal Nodal Officer of United Bank of India under Banking Ombudsman scheme using the below mentioned details:
    Name of Chief Grievance Redressal Officer Shri Rajesh Kumar Arora
    Designation General Manager (Operations and Service)
    Address United Bank of India Head Office 4th floor, United Tower 11, Hemanta Basu Sarani Kolkata - 700 001
    Phone number 033 22487732
    Email address gmops@unitedbank.co.in

    In case you are facing any issues with the filing for your personal loan or have some question that you need answered before you decide to opt for the scheme, the customer care team of United Bank of India can help you. With the knowledgeable advice of the representatives, your doubts will be clarified wherever you are and at any time of the day.

    Online grievance resolution

    Customers can also submit a new grievance to the bank through the official website. The step-by-step instructions for this are given as follows:

    • Step 1: On the homepage of the website, click on ‘customer care’ to open the customer care information.
    • Step 2: On this page, click on ‘grievance online’ located on the left side of the page.
    • Step 3: A new page will open and provide you access to various links.
    • Step 4: Click on the respective links to submit a new grievance or track an existing grievance.
    • Step 5: You may also submit and track enquiries using the given links.

    Once you have submitted your grievance, you can wait for the company to get back to you and resolve your complaints.

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