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  • The Mehsana Urban Co-Operative Bank Personal Loan

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  • The Mehsana Urban Co-operative Bank offers personal loans for all your needs. They offer the loans at a competitive rate of interest.

    • Rate of Interest – 11% p.a.
    • Loan Amount – Up to Rs.50,000
    • Loan Repayment Tenure – Up to 60 months
    More

    Features and Benefits of Mehsana Urban Co. Op. Bank Ltd Personal Loan

    Listed below are the benefits and features of the personal loan provided by Mehsana Urban Co. Op. Bank Ltd.:

    • Maximum loan amount – Rs. 50,000
    • Flexible repayment period – 12 to 60 months
    • Low interest rates
    • Easy EMIs
    • Quick loan approval
    • Simple documentation

    Purpose of the loan

    Mehsana Urban Co. Op. Bank Ltd's personal loan can be availed to meet expenses of the borrower’s personal requirements.

    Eligibility criteria

    In order to avail personal loan from Mehsana Urban Co. Op. Bank Ltd., the individual should be:

    • Salaried or self-employed individual
    • Businessman

    Documents required for The Mehsana Urban Co Op Bank Ltd Personal Loan

    Here is the list of documents the borrower may be required to furbish, according to the bank’s terms and conditions, to avail the personal loan:

    • Valid government approved ID card (Driving license, PAN card, Passport, etc.)
    • Proof of income (bank statements, IT returns, etc.)

    Additional documents may also be required as per the bank’s discretion, depending on the borrower and other conditions.

    Note – The interest rate is subject to change at the discretion of Mehsana Urban Co. Op. Bank Ltd. without prior intimation. Individuals should check with the bank, before applying for the personal loan.

    About the Bank

    Established on 23rd October, 1983, registered under Co Operative Society Act 1961. The Mehsana Urban Cooperative Bank Limited started with one branch at Mehsana with Share Capital of Rs. 15 lac. Given status of Scheduled Bank by Reserve Bank of India in the year 2000, the bank offers competitive products and services across its 44 branches in the state of Gujarat. Among its many services, the bank offers loans, accounts, cards, and deposits.

        

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    The Mahanagar Co-Operative Bank Personal Loan Reviews

    • review Personal Loan
      "Need to decrease interest rate "
      0.5 4.0/5 "Great!"
      BAJAJ FINANCE has offered a pre approved personal loan offer and I accepted for the same. I have taken this loan 2 months back. The process was smooth and submitted required docuemtns within 1.5 hrs amount was credited to my account with 1.64L with tenure period of 4 years. The rate of interest is 18% which is high. Fee was deducted of 9K. There is pre closure option after 30 days with charge of 4%. EMI need to pay the amount of 4K. The best which I would like to say is online process was done with short term.
      Was this review helpful? 60
      , chennai
      Reviewed on Mar 21, 2020
    • ICICI Bank
      ICICI Bank Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      The tenure for ICICI personal loan is for 3 years, I have taken the loan for some personal purposes. I got my loan statements on time but the interest rate of the loan is 12% which is bit high for me. I wish the bank can reduce it up to 10%. Otherwise everything is good about the loan.
      Was this review helpful? 40
      , hyderabad
      Reviewed on Mar 21, 2020
    • HDFC Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken personal loan from HDFC bank as I need some loan for personal reason. It was nice because the loan was sanctioned on time.The interest rate is 13%. The tenure of the loan is for 4 years but it have completed only 1.5 years. I got my loan easily without any delay.
      Was this review helpful? 53
      , bangalore
      Reviewed on Mar 21, 2020
    • HDFC Bank Personal Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      I taken a personal loan from HDFC bank on 2 years back. The tenure period of 3 years. An interest rate is high of 12%. The amount was sufficient and processing fee deducted of 3K. EMI need to pay of 7,175 rupees. I use to get remainder message. There is no option of pre closure. They have sanctioned the loan by 1 week. For first and second month I faced some payment issue so I visited to bank then it was resolved.
      Was this review helpful? 43
      , hosur
      Reviewed on Mar 21, 2020
    • IDFC Bank Personal Loan
      "Instant loan approval"
      0.5 5.0/5 "Blown Away!"
      IDFC Bank offered Rs.60,000 of a personal loan and the rate of interest was actually they took 12-13% normal interest and pre closure charges is 3%. I opted for the tenure of two years. I am paying Rs. 4,000 monthly EMI and instantly it got approved.
      Was this review helpful? 39
      , hyderabad
      Reviewed on Mar 20, 2020
    • Capital First Personal Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      The rate of interest and processing fee was very high on Capital First since requirement was there taken this loan . I have got callback from capital first and there was proper response as well. This loan is still active and the loan got sanctioned on time .The loan amount was 2.5lakhs for the tenure of 3 years .
      Was this review helpful? 20
      , hyderabad
      Reviewed on Mar 20, 2020
    • Capital First Personal Loan
      "Not Satisfied"
      0.5 1.0/5 "Really Bad"
      The rate of interest was very high with Home credit India Finance Pvt Ltd .This loan was sanctioned on exact time frame and it was taken for personal use and i have submitted documents through agent . If the premium is paid on delay basis there is no extra charge. I have successfully closed the loan.
      Was this review helpful? 27
      , ahmedabad
      Reviewed on Mar 20, 2020
    • Bank of Baroda Personal Loan
      "Easy loan approval"
      0.5 4.0/5 "Great!"
      I have taken personal loan from BANK OF BARODA before four years. Their service was really good and timely responded for my loan application. BOB offered an interest rate was normal .Totally I had taken the tenure of 4 years. But after 3 months they have given an option for foreclosure without any additional charges.
      Was this review helpful? 30
      , tirupur
      Reviewed on Mar 20, 2020
    • Axis Bank Personal Loan
      "Easy loan approval"
      0.5 5.0/5 "Blown Away!"
      Axis Bank has offered a personal loan and the loan amount was Rs. 50,000 and the rate of interest was normal. I am paying EMI 4500 including all kind of Tax with the period of 1 year. Pre closure charges and part payment options are available and its a instant loan approval.
      Was this review helpful? 69
      , indore
      Reviewed on Mar 20, 2020
    • Axis Bank Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I got an offer for personal loan from Home credit. I used the loan for investment and the loan was sanctioned on time.The tenure of the loan were 3 years and its almost complete. But an interest rate was a little high which is 7%. The overall experience with the personal loan were fine.
      Was this review helpful? 48
      , ludhiana
      Reviewed on Mar 20, 2020
    • review Personal Loan
      "Need to learn how to behave with the customer"
      0.5 1.0/5 "Really Bad"
      I have taken a personal loan from Bajaj finance and the loan amount was Rs. 30K. I opted for the tenure of 1 year but they did for 3 years and also they have misused my details, i dint given my bank account number. I have purchase for Rs. 10k but they are called me for100 times and they are saying cheque bounce charges i need to pay, same problem my cousin brother also faced and i blocked this service. Customer service need to improve whenever i called getting hindi speaking, i am comfortable with Kannada, Tamil and English.
      Was this review helpful? 21
      , bangalore
      Reviewed on Mar 20, 2020
    • HDFC Bank Personal Loan
      "Interest rate was high"
      0.5 4.0/5 "Great!"
      Since I don't have a salary slip which i unable to get it from my company, personal loan application got closed by bank. Person from HDFC bank called me and informed that my loan has been closed. The customer service was good but the rate of interest is very high.
      Was this review helpful? 36
      , bangalore
      Reviewed on Mar 20, 2020
    • Axis Bank Personal Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      My personal loan was taken through Axis Bank.still this loan is active and the rate of interest and processing fee was medium .This loan was availed for personal use and it was a paperless approval since have saving account ,loan got sanctioned on proper time frame .This loan was availed for my personal use.
      Was this review helpful? 57
      , patiala
      Reviewed on Mar 20, 2020
    • ICICI Bank Personal Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I have taken personal loan through ICICI Bank.still this loan is active on my account and the rate of interest and processing fee was good compared to other bank .This loan was availed for personal use and it was a paperless approval since have saving account ,loan got sanctioned on time .This loan was availed for personal use and it was a paperless approval since have saving account ,loan got sanctioned on time
      Was this review helpful? 26
      , patiala
      Reviewed on Mar 20, 2020
    • HDFC Bank Personal Loan
      "Rate of interest was very high"
      0.5 4.0/5 "Great!"
      The rate of interest was very high 10.45% for personal loan from HDFC Bank. So i request to close this loan because i alreay taken a loan from other bank with the normal interest. Customer service and responsive was good, need to work on interest rate.
      Was this review helpful? 37
      , new delhi
      Reviewed on Mar 20, 2020
    • IndusInd Bank Personal Loan
      "Ask them to disclose the details at earlier"
      0.5 3.0/5 "Satisfactory"
      Since I work for LLP company, INDUSIND has not offered the personal loan. The rate of interest was nominal for the loan. While doing verification banker came to know from which company I work so the application was rejected from bank end. The banker would have disclose those information at earlier.
      Was this review helpful? 27
      , mumbai
      Reviewed on Mar 19, 2020
    • HDFC Bank Personal Loan
      "Good"
      0.5 4.0/5 "Great!"
      I have applied HDFC personal loan through online. They are asking many documents to submit but i am not interested to provide any documents to them hence banker closed the loan process. In future I will go to the bank directly and I will apply this loan . For an emergency purpose only I chosen this bank.
      Was this review helpful? 31
      , vellore
      Reviewed on Mar 19, 2020
    • ICICI Bank Personal Loan
      "Good service"
      0.5 4.5/5 "Excellent!"
      I have taken personal loan directly through ICICI bank. I will be closing this loan within 4 months through bank directly rat of interest and the processing fee was medium, ,the loan was got sanctioned instantly ,it was a paperless approval it was taken for personal expenses .I am paying the premium on ecs mode.
      Was this review helpful? 42
      , chennai
      Reviewed on Mar 19, 2020
    • review Personal Loan
      "Good "
      0.5 4.0/5 "Great!"
      BAJAJ FINANCE has provided a personal loan of 3L. Hence I taken this loan on 2.5 years before. Within 4 months am going to close this loan. The tenure period of 3 years. The rate of interest is nominal. EMI need to pay of 11,500 rupees. The pre closure is applicable, before 6 months I was try to close the loan but banker told to provide Pan Card but at that time I have not taken to bank hence I am unable to do it.
      Was this review helpful? 55
      , chennai
      Reviewed on Mar 19, 2020
    • HDFC Bank Personal Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      I have applied Hdfc bank personal loan through online .There was lack of information from online customer service ,i have not availed the loan since i have requested some information they have gather my details and without any information they have told application is on process this was the issue.
      Was this review helpful? 72
      , chennai
      Reviewed on Mar 19, 2020
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