Features and Benefits of Mehsana Urban Co. Op. Bank Ltd Personal Loan
Listed below are the benefits and features of the personal loan provided by Mehsana Urban Co. Op. Bank Ltd.:
Maximum loan amount – Rs. 50,000
Flexible repayment period – 12 to 60 months
Low interest rates
Quick loan approval
Purpose of the loan
Mehsana Urban Co. Op. Bank Ltd's personal loan can be availed to meet expenses of the borrower’s personal requirements.
In order to avail personal loan from Mehsana Urban Co. Op. Bank Ltd., the individual should be:
Salaried or self-employed individual
Documents required for The Mehsana Urban Co Op Bank Ltd Personal Loan
Here is the list of documents the borrower may be required to furbish, according to the bank’s terms and conditions, to avail the personal loan:
Valid government approved ID card (Driving license, PAN card, Passport, etc.)
Proof of income (bank statements, IT returns, etc.)
Additional documents may also be required as per the bank’s discretion, depending on the borrower and other conditions.
Note – The interest rate is subject to change at the discretion of Mehsana Urban Co. Op. Bank Ltd. without prior intimation. Individuals should check with the bank, before applying for the personal loan.
About the Bank
Established on 23rd October, 1983, registered under Co Operative Society Act 1961. The Mehsana Urban Cooperative Bank Limited started with one branch at Mehsana with Share Capital of Rs. 15 lac. Given status of Scheduled Bank by Reserve Bank of India in the year 2000, the bank offers competitive products and services across its 44 branches in the state of Gujarat. Among its many services, the bank offers loans, accounts, cards, and deposits.
A GST rate of 18% will be applicable on banking services and products from 01 July, 2017.
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The Mahanagar Co-Operative Bank Personal Loan Reviews
When I required for the loan I was rejected at the time because I done some adjustment from my end so there is no requirement. But Hdfc bank response is very prompt, they gave me required information but the personal loan rate of interest and charges was quite higher.
I came to know about Bank bazaar through Online .This is a website which is pretty easy to access and well known to each and everyone since doing a very good performance related to financial as well as Marketing products.If contact customer service getting proper response as well .
I have applied for personal loan with HDFC Bank through Online .I have not taken this loan since got the loan amount from some other source .The rate of interest was very less and there was callback and proper followup from bank end as well.I have not submitted any documents .
Every day Bank Bazaar executives follow up well though there is no response from the bank end for loan inquiry, very recently I started this website it gave me good experience and the online site is very informative to check the banking details.
Hdfc bank expected higher credit score but at the time of my loan inquiry I was having the score of 680. Hence they told to reapply the loan after six months of time . But their rate of interest is good in HDFC, in future I would like to prefer the same bank for loans.
My brother asked me to apply loan and credit card on Bankbazaar website. This is my first experience with them. I have been checking credit score on their website. Website is user friendly. Their service is very fast. Customer service is also very good.
I had applied for personal loan from HDFC bank online. When they called to submit my documents I was out of town so I asked them to call me back later but they never called. Verification was also not done. Rate of interest was nominal in comparison to other banks.
You people contacted me many time and gave me required information for personal loan search, Bank Bazaar has a good follow up and good rapport with the customer its a good part, the executive are very professional interms of sharing the required information.
From Hdfc no boy have contacted me for the personal loan, when I applied the loan in Online channel they called me but the bank didn't turn up for the document collection. Even I contacted the particular branch then I had a word with them stating I need Rs. 5 lakhs of loan then they will get back but no body responded.
I was aware about Bank bazaar through Callback only .Each and every customer rely on this website when they are in need of financial products .If apply for any products through this website will be receiving proper callback and acknowledgement and also will get more offers and options related to the products which we are applying .
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I asked Incred for 36 months of duration for the personal loan they gave me only 24 months that is the reason I didn't continue with them. They didn't come back again to give favorable loan period anyway the response for the loan is good from Incred, I appreciate that part but only thing I have concern about the duration and the online channel said their interest was around 28% but Incred told me 32% of interest its huge for personal loan.
I have applied for HDFC Bank personal loan through Online .I have not taken this loan since i was out of station due to this reason cancelled the plan . I have got all the details about the loan process .The rate of interest was high and not submitted any of my documents.
I have taken personal loan directly through Bank .I have got the loan on time and it was sufficient as well.The rate of interest and the processing fee was very high since had a requirement taken this loan at that time .While submitting the documents the process was smooth .
I was aware about Bank bazaar through Online .This website is really doing a very good service related to loans and credit cards .We can check credit score also through this portal which is a deciding authority for any further loans or credit cards .I have not yet faced any difficulties so far .I am totally satisfied with the service.
From AXIS bank I took personal loan for the amount of Rs.4.5 lakhs with the duration of five years, the rate of interest is around 12.99% per annum and there is no charges for part payment and foreclosure its a best part. They took the paper on very first day and on next day they issue demand draft for the requested amount.
Bank Bazaar frequently call me to share the offers which is available in the market its really good, first time I was interacted with them for HDFC personal loan, their response is very good and they are informative about the banking products.
Hdfc bank taken my documents for the personal loan then I didn't get any response from their end, even I was not aware why they have canceled the application, I tried reaching their field executive but they didn't give reply for me. Then I took the loan from AXIS bank.
I came to know about Bank bazaar through App only. I like this service very much so far .unable to avail loan the loan that is the only issue other than that everything is good,Customer service is very good and ,need some support for network marketing employee .I am really satisfied with the service.
I have applied for this HDFC Bank personal loan through Online .I was not having payslip at that time due to this reason unable to avail the loan.I have got all the relevant details about the loan process through bank and as well.Even the agent gave proper information about the loan process.