SBI Agriculture Loan

Overview about SBI Agriculture Loan

State Bank of India has been a pioneer and a market leader in agriculture-financing in India with portfolio of over Rs.1,20,000 crore in agricultural advances that covers more than 1.1 lakh farmers and their families. SBI caters to the agriculturists and farmers needs and has a vast network of 10,505 urban and rural branches.

SBI has 428 specialized agricultural development branches and 18 Agri Commercial Branches to extend high value of credit to hi-tech agriculture, processing industry etc. The branches cover agricultural activities like farm to fork, land to preparation to post harvest management, processing and marketing. SBI has appointed agriculture specialists in different disciplines to handle the projects and to guide the farmers in the venture to give special focus on the lending. SBI also has an effective marketing and recovery team that has responsibilities for marketing and building relationships with agricultural product dealers, and for organizing promotional events for sanctioning loan, processing, monitoring and recovering it.

State Bank of India (SBI) offers the following Schemes to the Farmers and Agriculturists

• Stree Shakti Tractor Loan
• Agricultural Gold Loans
• Kisan Credit Card
• Produce Marketing Loan
• Kisan Gold Card Scheme
• Setting up of Agri Clinic and Agri Business Centres
• Land Purchase scheme
• Scoring Model for Tractor loans
• Financing of Second Hand/ Used Tractors Scheme
• Financing Power Tillers
• Financing for Combine Harvesters
• Scheme for Financing Farm Machinery where Tangible assets are created
• Dairy Plus Scheme for financing Dairy Units
• Dairy Society Plus Scheme for financing Dairy Societies
• Broiler plus
• Scheme to cover loans for General Purpose Under General Credit Card
• SBI Krishak Uthaan Yojna
• Gramin Bhandaran Yojna Capital Investment Subsidy Scheme For Construction / Renovation Of Rural Godowns
• Scheme for Financing Private Cold Storage / Private Warehouses for On lending to Farmers
• Scheme for Financing Seed Processors
• Mortgage Loan
• Capital Investment Subsidy Scheme for Commercial Production Units of Organic inputs under National Project on Organic Farming
• Scheme for Debt Swapping of Borrowers
• Arthiyas Plus Scheme
• Minor Irrigation Schemes
• Finance to Horticulture
• Financing JLG of Tenant Farmers
• Scheme for Financing Micro Finance Institutions / Non-Government Organisations
• Sanjeevani
• Krishi Kalyan
• Financing for Organic Farming
• Financing JLG of Tenant Farmers
• Business Correspondent Arrangement
• New Tractor Loan Scheme
• Rural Self-Employment Training Institutes.