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Punjab Gramin Bank (PGB) which is a business arm of the Punjab National Bank is an amalgamation of three RRBs. With most of its branches in rural areas PGB plays a vital role in uplifting the living standards of rural people. PGB has around 264 branches operating in 3 districts of Punjab. The bank offers various types of deposits and loan schemes.
The Punjab Gramin Bank takes care of the financial requirements of people in the rural areas. The purpose of this personal loan is to help the borrower meet all types of personal needs. Money may be required for children’s education expenses, medical expenses, wedding expenses, or even travel (domestic and foreign) expenses.
In order to avail the personal loan scheme from Punjab Gramin Bank, the borrower has to fulfill the following eligibility criteria as set by the bank:
Here are some of the benefits and features of the personal loan scheme offered by Punjab Gramin Bank:
The individual may require to produce the following documents in order to avail the loan:
The bank may also require additional documents for verification, depending on the borrower.
A GST rate of 18% will be applicable on banking services and products from 01 July, 2017.
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