Ayushman Sahakar Scheme 2026

Some of the key objectives of the scheme are as follows: 

1. To strengthen healthcare services through cooperative institutions. 

1. To provide financial support for creating and expanding health facilities. 

1. To improve access to quality healthcare in rural and underserved areas. 

1. To promote affordable and inclusive medical and wellness services. 

1. To support medical education, wellness centres, and health infrastructure. 

1. To generate employment opportunities in the healthcare sector. 

Benefits of Ayushman Sahakar Scheme

This scheme has many benefits; some of the key advantages are mentioned below: 

1. Financial Support for Healthcare: In order to improve and create more healthcare facilities, it provides loans to cooperatives. Moreover, it helps in expanding hospitals and clinics for better health services. 

1. Better Access to Healthcare: It helps in improving the availability of affordable health services, mainly in rural and underserved areas. It also supports medical, AYUSH, and wellness centres. 

1. Strengthens Cooperative Sector: It encourages cooperatives to play a bigger role in healthcare delivery by supporting long-term growth and sustainability of cooperative institutions. 

Areas Covered Under the Ayushman Sahakar Scheme

The areas covered under the Ayushman Sahakar Scheme are as follows: 

1. Infrastructure: For creation, modernization, expansion, repairs, renovation of hospital, healthcare and education infrastructure covering: 

1. Hospitals and/or medical, AYUSH, dental, nursing, pharmacy, paramedical, physiotherapy colleges (UG/PG programs) 

1. Yoga Wellness Centre 

1. Ayurveda, Allopathy, Unani, Siddha, Homeopathy, and other traditional medicine centres 

1. Healthcare services for elderly and persons with disabilities 

1. Palliative care services 

1. Mental healthcare services 

1. Emergency Medical Services / Trauma Centre 

1. Physiotherapy centre 

1. Mobile Clinic Services 

1. Health Club and Gym 

1. AYUSH pharmaceutical manufacturing 

1. Drug testing laboratory 

1. Dental care centre 

1. Ophthalmic care centre 

1. Laboratory and Diagnostics services 

1. Blood Bank / Transfusion services 

1. Panchkarma / Thokkanam / Kshar sutra therapy centre 

1. Regimental Therapy of Unani (Ilaj Bil Tadbeer) centre 

1. Maternal, Reproductive, and Child Health services 

1. Any other related centre or service approved by NCDC 

1. Telemedicine and remote-assisted medical procedures 

1. Logistics, health, healthcare and education 

1. ICT related to digital health 

1. Health insurance accredited by IRDA 

2. Margin money: For raising working capital required for day-to-day operations in respect of the activities mentioned in point 1 above. 

3. Working capital: For day-to-day operations. 

Eligibility Criteria

Under the Ayushman Sahakar Scheme, financial assistance may be provided through State/UT Governments or directly by NCDC to eligible cooperative societies. The scheme also allows linking with other Government of India, State Government, or funding agency programmes. The following is the eligibility criteria: 

1. Cooperative Societies registered under the State or Multi-State Cooperative Societies Act. 

1. The society’s by-laws must include hospital, healthcare, or health education services.