Tata Neu Infinity SBI Card

The Neu Infinity credit card offered by the State Bank of India (SBI) in partnership with Tata is a premium credit card to reward users for spending within the Tata ecosystem and beyond. With this credit card, you get rewards, lifestyle privileges, travel perks, and much more. 

Updated On - 13 Sep 2025

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Features of Tata Neu Infinity SBI Credit Card

The features of the Tata Neu Infinity SBI credit card are mentioned below: 

  1. Accepted at all establishments that support VISA or RuPay cards. 
  1. Equipped with EMV chip technology for enhanced security. 
  1. Features include a 16-digit card number, cardholder’s name, magnetic stripe, 3-digit CVV, and SBI helpline number. 
  1. Contactless technology enables faster, safer transactions and reduces the risk of fraud. 
  1. Globally accepted at over 29 million outlets, including 3.25 lakh merchants in India. 
  1. Access to 24x7 global customer assistance for emergencies. 
  1. Offers credit facility to manage payments on outstanding balances. 
  1. Provides add-on cards for spouse, siblings, parents, and children above 18 years. 
  1. Enables cash withdrawal from any VISA or RuPay ATM worldwide. 
  1. Allows balance transfer from other bank credit cards to EMIs at low interest rates. 
  1. Facilitates Flexipay conversion for transactions above Rs.2,500 within 30 days of purchase. 
  1. Supports easy utility bill payments for electricity, mobile, phone, and more via the card.

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Benefits and Rewards of Tata Nue Infinity SBI Credit Card

The rewards and benefits of Tata Neu Infinity SBI credit card are mentioned below:

Welcome benefit:

  1. Earn 1499 NeuCoins on payment of the joining fee. Do note that 1 NeuCoin is equivalent to Re. 1. 
  1. You can redeem the reward points on the Tata Neu app, website, and across participating Tata partner brands.

Reward benefits:

  1. Earn 5% back as NeuCoins on non-EMI spends made on the Tata Neu app/website and partner Tata brands. 
  1. Get an additional 5% back as NeuCoins on select categories on the Tata Neu app/website. 
  1. Earn 1.5% back as NeuCoins on all other spends, including UPI transactions (for RuPay variant users). 
  1. Do note that the NeuCoins will be automatically credited to the cardholder’s NeuPass account with the monthly statement cycle.

Fuel Surcharge waiver:

  1. On fuel transactions ranging between Rs.500 to Rs.4000, cardholders will receive a fuel surcharge waiver of 1%. 
  1. The maximum surcharge waiver per statement cycle is Rs.250.

Spend-based reversal:

  1. On annual spend of Rs.1 lakh or more, the card offers a spend-based reversal. 
  1. Fee reversal is only applicable if the fee was charged during the renewal cycle.

Lounge access:

  1. On achieving Rs.50,000 in spending in the previous quarter, the card offers four complimentary domestic airport lounge access per year. 

Note:

  1. NueCoins gets credited to NeuPass account of the cardholder on monthly statement cycle. 
  1. Customers must use Tata Neu Infinity SBI credit card at respective lounges to avail themselves of airport lounge access.
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Fees and Charges of Tata Neu Infinity SBI Credit Card

The fees and charges applicable on Tata Neu Infinity SBI credit card are given in the table below: 

Fees and charges 

Amount 

Annual fee 

Rs.1499 Infinity taxes 

Renewal fee 

Rs.1499 Infinity taxes from second year onwards 

Add-on fee 

Nil 

Cash Advance Fees 

2.5% or Rs. 500 (whichever is higher at domestic and international ATMs) 

Cash Payment fee 

Rs.250 Infinity applicable taxes 

Finance Charges 

3.75% per month 

Late Payment charges 

Rs.0 to Rs.500: NilRs.500 and up to Rs.1000: Rs.400Rs.1000 and up to Rs.10,000: Rs.750Rs.10,000 and up to Rs.25,000: Rs.950Rs.25,000 and up to Rs.50,000: Rs.1,100More than Rs.50,000: Rs.1,300 

Over Limit Fees 

2.50% of the overlimit amount that exceeds the credit limit or Rs.600 

Utility Payment Fee 

1% if the utility bill payment exceeds Rs.50,000 

Rewards Redemption Fee 

Rs.99 

Card Replacement: 

Rs.100 to Rs.250 

Foreign Currency Transaction Fee 

1.99% 

How to Apply for Tata Neu Infinity SBI Credit Card

The steps to apply for Tata Neu Infinity SBI credit card are mentioned below: 

Step 1: Visit the official website of SBI 

Step 2: Navigate to the Credit card section. 

Step 3: Select your preferred card (Tata Neu Infinity SBI Credit Card). 

Step 4: Click on ‘Apply Now’ button. 

Step 5: Click on ‘Start Apply Journey’. 

Step 6: Enter the personal details, professional details, and KYC details. 

Step 7: Submit the application 

Step 8: On approval of the application, the card will be delivered to the address of the cardholder. 

You can also contact SBI card customer care number 1860 180 1290 to apply for Tata Neu Infinity SBI credit card. 

FAQs

  • Does this card have lounge access?

    Yes, it offers complimentary domestic and international lounge access. The number of visits may vary, so it's best to check with the card issuer (HDFC Bank or SBI Card). 

  • What is the forex markup fee on Tata Neu Infinity SBI credit card?

    The forex markup fee on Tata Neu Infinity SBI credit card is 1.99% 

  • Can I use my Tata Neu Infinity SBI Card at other merchants?

    Yes, you can use your Tata Neu Infinity SBI Credit Card at any merchant, even if they don’t support contactless payments. Just swipe or dip your card to complete the transaction.

  • Is the transaction process different for ATMs and online purchases?

    The process is similar for both. ATM transactions require your PIN, while online transactions need your 3D Secure PIN or OTP for authentication

  • Does the card offer a fuel surcharge waiver?

    Yes, you get a 1% fuel surcharge waiver on transactions between Rs.500 and Rs.4,000, with a maximum waiver of Rs.250 per statement cycle. 

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